The trade measurement that includes services, foreign investments, loans and foreign aid, financial capital, and financial transfers are "Balance of Payments.'
It is sometimes referred to as the balance of international payments.
Balance of Payments is a summation of all transactions activities conducted by a country both inside and outside the country.
This includes business activities such as individuals, companies, and government bodies inside a particular country and those of that country's citizens in the foreign land.
Hence, in this case, it is concluded that the correct answer is option B. "Balance of Payment."
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Please help soon! Click this link to view O*NET’s Skills section for Chefs and Head Cooks.
Note that common skills are listed toward the top, and less common skills are listed toward the bottom.
According to O*NET, what are common skills needed by Chefs and Head Cooks? Select three options.
technology design
monitoring
management of personnel resources
programming
time management
installation
Answer: monitoring, management of personal resources, time management
Explanation:
Answer:
monitoring, management of personnel resources, critical thinking, and time management
Explanation:
EDGE 2021
If there is a 30,000 average Service Cost in marketing services, with a 70% Cost Increase and 60% of client Payment for services upfront in addition to advantages of City, the predicted annual earnings for the firm are: _______
The predicted annual earnings of the marketing services will be $44990.64.
How to calculate the predicted annual earnings?From the complete information, y will be:
= 10833.83 + 0.4044X1 + 185.6734X2 + 150.975X3
X1 = 30000, X2 = 70, X3 = 60
Therefore, we will put the values of the variable into the equation.
= 10833.83 + 0.4044(30000) + 185.6734(70) + 150.975(60)
= 44990.64
In conclusion, the predicted annual earnings is $44990.64.
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Find the equivalent taxable yield of the municipal bond in Problem 14 for tax brackets of zero, 10%, 20%, and 30%.
With zero- taxable bonds,
With 10% tax bracket - taxable bonds
With 20% tax bracket – either one of these
With 30% tax bracket - municipal bonds
The equivalent taxable yield of the municipal bond be
tax = 0%, tax equivalent yield = 4% / (1 - 0%) = 4%
tax = 10%, tax equivalent yield = 4% / (1 - 10%) = 4.44%
tax = 20%, tax equivalent yield = 4% / (1 - 20%) = 5%
tax = 30%, tax equivalent yield = 4% / (1 - 30%) = 5.71%
What is meant by municipal bond?Municipal bonds' principal benefit to investors is their exemption from federal taxation. As a result, a municipal bond with the same market yield will give a larger after-tax return than a taxable bond.
To determine the tax equivalent yield on municipal bonds, we can use the following formula:
tax equivalent yield = municipal bond yield / (1 - tax rate)
In this scenario, we are aware that the yield on municipal bonds is 4%. Inferring from the formula, the tax equivalent yield at various tax rates is:
tax = 0%, tax equivalent yield = 4% / (1 - 0%) = 4%
tax = 10%, tax equivalent yield = 4% / (1 - 10%) = 4.44%
tax = 20%, tax equivalent yield = 4% / (1 - 20%) = 5%
tax = 30%, tax equivalent yield = 4% / (1 - 30%) = 5.71%
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scalia's heller ruling based on distorted history and law, there was no individual right to own a gun. since that ruling, gun manufacturers have made millions selling guns to everyone whose only purpose is to kill lots of people quickly. the manufacturers with the gun absolutist have created the existing gun culture in this country where no one is safe any place at any time from anyone -
Due to the Second Amendment of the Constitution, this is not legal. This declares that "The security of a free State is dependent upon a well controlled Militia.
In the recent Supreme Court case DC v. Heller, the Court found that Washington, D.C.'s handgun ban was unconstitutional, putting the second amendment to the test. Therefore, due to the freedom to carry a handgun for self defence, the government cannot outright outlaw the sale of all firearms and destroy them at will (this would likely be logistically impractical as well).
This Amendment is very debatable, particularly among those who support gun control measures. They advocate allowing only law enforcement agencies, such as the police, to own firearms. According to the Second Amendment, "a well-regulated militia.
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The four career pathways in Finance are
Banking and Related Services, Insurance Services, Retail Sales, and Business Financial Management.
Securities Law, Insurance Services, Financial and Investment Planning, and Business Financial Management.
Banking and Related Services, Retail Sales, Securities Law, and Business Financial Management.
Banking and Related Services, Insurance Services, Financial and Investment Planning, and Business Financial Management.
Answer:
Banking and Related Services, Insurance Services, Financial and Investment Planning, and Business Financial Management.
Answer: A.
Explanation:
Distinguish between planned economy and mixed economy
Answer:
Command EconomyA command economy is an economic system where the government has control over the production and pricing of goods and services. Sometimes called a planned economy, in a command economy, the government decides which goods and services to produce, the production and distribution method, and the prices of goods and services. The government is the central planner.
The government has control over a command or planned economy.In mixed economies, the government has some control, while the rest is up to supply and demand.Command economies are characterized by large surpluses and shortages, monopolies, and prices set by the government.Mixed economies are characterized by corporate profitability, the use of fiscal and monetary policies to stimulate growth, and the existence of a public and private sector. 《♡♡♡♡》Explanation:
Hope it helps JOIN《Æ §QŮÅĐ》
An advertisement that uses a beautiful woman to promote a product would be using which of the
following advertising techniques:
A.
Nostalgia
B.
Bandwagon
C.
Sense Appeal
D.
Statistics
Answer:
Sense Appeal
Explanation:
Sensory branding is a type of marketing that appeals to all the senses in relation to the brand. It uses the senses to relate with customers on an emotional level. Brands can forge emotional associations in the customers' minds by appealing to their senses.
Answer:
Sense Appeal
Explanation:
Just took the test
3. Evaluate a couple of local organizations (preferably your employer organization and another organization of your choice) in terms of its emphasis on the strategic operations objectives: cost, quality, delivery, speed and flexibility. Are all departments focused on the same objectives? What are the order winners and the order qualifiers?
It should be noted that the objectives of companies aren't thesame but rather, they're different.
The objectives of a company simply means the goals that a company wants to achieve. The objectives of companies aren't thesame but rather, they're different.
Companies focus in different objectives such as cost minimization, profit maximization, quality improvement, etc.
It should be noted that the order winners can be quality and cost while for the order qualifiers, this can be delivery and flexibility.
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A misconception is a misunderstanding.
O True
False
The statement ''A misconception is a misunderstanding.'' is True. A misconception refers to a misunderstanding or a mistaken belief about something.
It is a cognitive error where an individual holds an incorrect understanding of a particular concept, idea, or situation. Misconceptions can arise due to various factors such as incomplete information, misinterpretation of information, cultural influences, biases, or a lack of critical thinking. Misconceptions can be found in various domains, including science, history, language, and everyday life. They can persist even in the presence of contradictory evidence or when confronted with accurate information. Correcting misconceptions is important as they can lead to flawed decision-making, misinformation spreading, and hinder personal and intellectual growth.
Addressing misconceptions requires effective communication, education, and the promotion of critical thinking skills. By challenging and correcting misconceptions, individuals can develop a more accurate understanding of the world around them, make informed judgments, and engage in meaningful discussions based on reliable information.
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What is the most likely message behind the Adbusters' ad with the Gap logo
on the silhouette of a head?
A. That everyone needs a hat from the Gap
B. That Gap customers are not very smart
C. That you should have the Gap on your mind
D. That Gap clothes make you think hard
Answer:
I know its not A so i think C
Explanation:
What is the principle portion of the 200th payment of a fully amortizing $250,000, 30-yeqr fixed loan with an interest rate of 4.825 percent?
What is the total monthly interest and principle payments through month 100?
The exact amortisation plan would determine the principal component of the 200th payment of a fully amortising $250,000, 30-year fixed loan with an interest rate of 4.825 percent.
What does a 5-year term with a 25-year amortisation mean?A loan can have a five-year term, but the payments might follow a 25-year amortisation schedule. This has the advantage of lowering the monthly payment for the borrower to reduce cash expenditure, but it also results in a "balloon payment" at the end of the period.
How is the principle payment on an amortised loan determined each period?Take the total loan amount and multiply it by the interest rate starting in month one loan. Then, divide the result by 12 to obtain the monthly interest for a loan with monthly installments. The amount that is applied to the principal is determined by deducting the interest from the total monthly payment.
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which statement(s) below is(are) correct regarding the purpose of taking a physical inventory count? (check all that apply.)
The physical count is used to determine if there has been any theft, loss, damage, or errors in inventory is correct regarding the purpose of taking a physical inventory count. thus, option d is correct.
To ascertain whether there has been any inventory theft, loss, damage, or errors, the physical count is performed to compare the Inventory account balance to the actual inventory available.
A physical inventory count is manually mattering all of the inventory you maintain on hand, from the sales floor to the back store, comparing it to the inventory levels recorded in your POS system, and resolving any differences.
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The correct question is-
Which statement(s) below is(are) correct regarding the purpose of taking a physical inventory count? (Check all that apply.)
a. The physical count is used to determine if management needs to reassign sales responsibilities.
b. The physical count is used to determine if customers are paying within the discount period.
c. The physical count is used to adjust the Inventory account balance to the actual inventory available.
d. The physical count is used to determine if there has been any theft, loss, damage, or errors in inventory.
Which of the following is NOT a
characteristic of organizations with
significant political activity?
Select one:
a. Win-win approach to reward
allocations
b. Role ambiguity
c. Opportunities for promotion
an advancement
d. Declining or scarce resources
= Win-win approach to reward
allocations
Explanation:
Win-win approach to reward
allocations
How is productivity different in a goods-producing occupation and in a service-
providing occupation?
Answer:
Productivity for goods-producing tend to have a more simple variables for measurement. This might not be the case for service-providing occupations.
For goods producing occupation, productivity usually measured by two standards alone: The numbers of goods produced and the numbers of defect. A company will be considered to have good productivity if it has High number goods produced and the low defects.
For service-providing occupation, this measurement can be a bit more complicated.
Services usually depended on the type of costumers. A service that considered as 'satisfactory' by one costumers will not necessarily perceive the same way by the other customers. (For example, let's say that you work work as a barber and give 1 same hair style to two different customers. One customers might completely love your work while the other might completely hate it. Even if you're producing one same hair style )
This make measuring productivity for service industries become harder compared to manufacturing industry.
Westex Products is a wholesale distributor of industrial cleaning products. When the treasurer of Westex Products approached the company’s bank late in the current year seeking short-term financing, he was told that money was very tight and that any borrowing over the next year would have to be supported by a detailed statement of cash collections and disbursements. The treasurer also was told that it would be very helpful to the bank if borrowers would indicate the quarters in which they would be needing funds, as well as the amounts that would be needed, and the quarters in which repayments could be made.
Because the treasurer is unsure as to the particular quarters in which bank financing will be needed, he has assembled the following information to assist in preparing a detailed cash budget:
Budgeted sales and merchandise purchases for next year, as well as actual sales and purchases for the last quarter of the current year, are:
Sales Merchandise Purchases
Current Year:
Fourth quarter actual $ 200,000 $ 126,000
Next year:
First quarter estimated $ 300,000 $ 186,000
Second quarter estimated $ 400,000 $ 246,000
Third quarter estimated $ 500,000 $ 305,000
Fourth quarter estimated $ 200,000 $ 126,000
All sales are on account. The company normally collects 65% of a quarter’s sales before the quarter ends and another 33% in the following quarter. The remainder is uncollectible. This pattern of collections is now being experienced in the current year’s fourth-quarter actual data.
Eighty percent of a quarter’s merchandise purchases are paid for within the quarter. The remainder is paid for in the following quarter.
Selling and administrative expenses for next year are budgeted at $50,000 per quarter plus 15% of sales. Of the fixed amount, $20,000 each quarter is depreciation.
The company will pay $10,000 in dividends each quarter.
Land purchases of $75,000 will be made in the second quarter, and purchases of $48,000 will be made in the third quarter. These purchases will be for cash.
The Cash account contained $10,000 at the end of the current year. The treasurer feels that this represents a minimum balance that must be maintained.
The company's bank allows borrowing in increments of $1,000 at the beginning of each quarter, up to a total loan balance of $100,000. The interest rate on these loans is 2.5% per quarter and for simplicity we will assume that interest is not compounded. The company would, as far as it is able, repay the loan plus accumulated interest at the end of the year.
At present, the company has no loans outstanding.
Required:
1. Calculate the expected cash collections by quarter and in total for next year.
2. Calculate the expected cash disbursements for merchandise purchases by quarter and in total for next year.
3. Calculate the expected cash disbursements for selling and administrative expenses, by quarter and in total for next year.
4. Prepare a cash budget by quarter and in total for next year.
1. Expected cash collections by quarter and in total for next year:
Quarter 1:
Sales: $300,000
Collection in same quarter: $195,000 (65% of sales)
Collection in next quarter: $97,500 (33% of sales)
Uncollectible: $7,500 (remainder)
Total cash collection: $292,500
Quarter 2:
Sales: $400,000
Collection in same quarter: $260,000 (65% of sales)
Collection in next quarter: $130,000 (33% of sales)
Uncollectible: $10,000 (remainder)
Total cash collection: $390,000
Quarter 3:
Sales: $500,000
Collection in same quarter: $325,000 (65% of sales)
Collection in next quarter: $162,500 (33% of sales)
Uncollectible: $12,500 (remainder)
Total cash collection: $500,000
Quarter 4:
Sales: $200,000
Collection in same quarter: $130,000 (65% of sales)
Collection in next quarter: $65,000 (33% of sales)
Uncollectible: $5,000 (remainder)
Total cash collection: $200,000
Total cash collections for the year: $1,382,500
2. Expected cash disbursements for merchandise purchases by quarter and in total for next year:
Quarter 1:
Merchandise purchases: $186,000
Paid in same quarter: $148,800 (80% of purchases)
Paid in next quarter: $37,200 (20% of purchases)
Total cash disbursement: $186,000
Quarter 2:
Merchandise purchases: $246,000
Paid in same quarter: $196,800 (80% of purchases)
Paid in next quarter: $49,200 (20% of purchases)
Total cash disbursement: $246,000
Quarter 3:
Merchandise purchases: $305,000
Paid in same quarter: $244,000 (80% of purchases)
Paid in next quarter: $61,000 (20% of purchases)
Total cash disbursement: $305,000
Quarter 4:
Merchandise purchases: $126,000
Paid in same quarter: $100,800 (80% of purchases)
Paid in next quarter: $25,200 (20% of purchases)
Total cash disbursement: $126,000
Total cash disbursements for the year: $963,000
3. Expected cash disbursements for selling and administrative expenses, by quarter and in total for next year:
Quarter 1:
Selling and administrative expenses: $95,000 ($50,000 + 15% of sales)
Depreciation: $20,000
Total cash disbursement: $115,000
Quarter 2:
Selling and administrative expenses: $135,000 ($50,000 + 15% of sales)
Depreciation: $20,000
Total cash disbursement: $155,000
Quarter 3:
Selling and administrative expenses: $170,000 ($50,000 + 15% of sales)
Depreciation: $20,000
Total cash disbursement: $190,000
Quarter 4:
Selling and administrative expenses: $95,000 ($50,000 + 15% of sales)
Depreciation: $20,000
Total cash disbursement: $115,000
Total cash disbursements for the year: $575,000
4. Cash budget by quarter and in total for next year:
Quarter 1:
Beginning cash balance: $10,000
Total cash collections: $292,500
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Customers might sometimes describe contradictory needs
Customers might sometimes describe contradictory needs which means Option C. Customers sometimes describe needs that oppose each other.
When customers require two different things that cannot be addressed by the same product, it is referred to as a conflicting requirement. There are many reasons why customers may have conflicting needs. Some customers might have a requirement for a product to be both inexpensive and of high quality, for example. Others may desire a product that is both small and powerful. Customers may sometimes find it difficult to articulate what they want, which might result in vague descriptions.
This might make it more difficult for the supplier to provide a solution that satisfies the customer’s needs. Customer service staff must be trained to engage with customers and listen actively to their concerns. They must also be able to identify when there is a contradictory requirement and provide solutions that address the customer's needs in a way that satisfies the customer's expectations while also meeting the supplier's operational needs. Understanding customer needs is an important part of the customer service profession, and it may take some time and effort to develop the necessary skills.
Some customers are very detailed in describing their needs, which can be beneficial for suppliers because it allows them to provide an appropriate solution for the customer. Overall, being aware of conflicting customer requirements is essential in the customer service sector to provide an effective solution. Therefore, the correct option is C.
The question was incomplete, Find the full content below:
Customers might sometimes describe contradictory needs.
A. A customer's needs can sometimes be confusing.
B. Customers might sometimes give vague descriptions.
C. Customers sometimes describe needs that oppose each other.
D. Some customers are extremely thorough in describing their needs.
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identify the type of data most watched televisionshow
Credit is Costly Chapter 4 Lesson 4
The 4th chapter - Credit is Costly of Dave Ramseys' Workbook provides important terms relating to credit.
The key terms relating to Credit are given as follows:
• Annual Fee: A fee charged by a credit card company for the use of their credit card.
• Credit Limit: The maximum amount of money the lender is willing to loan to an applicant.
• Finance Charge: The total cost of using credit, including interest and fees.
• Origination Fee: A charge for setting up a loan, often associated with home loans.
• Loan Term: The length of time a borrower has to repay a loan. Remember, the longer the loan term, the lower the monthly payment, but the greater the interest paid over time.
• Grace Period: The length of time that the lender charges no interest on money borrowed when the borrower pays off their balance in full each month.
• Annual Percentage Rate (APR): The cost of the loan each year expressed as a percentage. All lenders are required by law to calculate APR the same way.
• Introductory Rate: A lower interest rate offered by credit card companies, usually for a short period of time, to entice customers to sign up for credit with them. Eventually, the introductory rate expires and a new, increased rate takes effect.
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Full Question:
Although part of your question is missing, you might be referring to this full question:
What are the key terms discussed in Credit is Costly Chapter 4 Lesson 4 of Dave Ramseys' Workbook?
What is the term for the type of market test that involves selecting an area of the country as a representative sample of the nation's demographics to try out a new product?
Test marketing is the term for the type of market test that involves selecting an area of the country as a representative sample of the nation's demographics to try out a new product.
What is the name of market research in science?A product or marketing campaign is made restrictedly accessible to test markets before being made widely available to measure consumer response. It's crucial to keep in mind that consumers of the product or target audience for the marketing initiative could unintentionally act as test subjects.
What are some sales forecasting test marketing techniques?Test-marketing analysis is regarded by many businesses as the most accurate way to predict future sales. It entails introducing a good or service to a certain target market or demography depending on your market segmentation. Organizations can then see how the product is received by customers and how it sells.
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broiler are reared for eggs.
true of false
Answer:
Broiler chickens are larger than and grow faster than chicken for table egg production. False
Explanation:
Answer:
No eso es falso.
Explanation:
Porque son animales que se crían con comida de día y noche por lo cual las personas no lo vas a creer si no para verder la carne
Eso sí , te puedo decir que también depende de la persona que lo cuida porque puede tenerlo para cría o para o para vender la carne
Pero mayormente se goza otro tipo de raza para las crías.
Solo se deja unas cuantas para no perder la raza.
Gracias
#cuidemonosdesdecasa.
38. A log book used to record information about visitors who call in an organization is called A. Complimentary card B. Telephone directory C. Telephone pad D. Visitor's register E. Visitor's request form
A logbook used to record information about visitors who call in an organization is called an Option D. Visitor's Register.
A visitor's register is an essential tool for maintaining security and professionalism in a workplace. It helps in keeping track of the people entering and leaving the premises, which aids in monitoring the flow of visitors and ensuring their proper identification.
A visitor's register typically includes columns for the visitor's name, contact details, purpose of visit, time in, time out, and the name of the person they are meeting. This information is valuable in case any follow-up is required or for emergency situations where it's crucial to know who is on the premises.
In contrast, a complimentary card (A) is a business card exchanged during formal introductions. A telephone directory (B) is a listing of telephone numbers organized by name or business. A telephone pad (C) is a notepad used for taking messages or notes during phone calls, and a visitor's request form (E) may be a document required to be filled out by visitors for specific purposes or access.
In summary, a visitor's register (D) is the correct term for a log book used to record information about visitors who call an organization. It helps maintain security, monitor visitor flow, and ensure proper identification of guests. Therefore, the correct option is D.
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Which one of the following is not an example of collaborators? O Public relations companies O Customers O Savings and loans O Marketing research firms
The Savings and loans are not an example of collaborators. Option B
What are collaboratorsCollaborators typically refer to individuals, groups, or entities that work together or cooperate on a project, initiative, or business endeavor. They often have some shared goals, interests, or responsibilities. Let's break down the other options to understand how they fit the concept of collaborators:
Public relations companies: These companies help businesses manage their public image and communications. They collaborate with businesses to shape their messaging, handle media relations, and enhance their reputation.
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Although all could potentially act as collaborators, Savings and Loans, being primarily financial institutions, are less commonly associated with the role of collaborators.
Explanation:In the context of business and organizational collaboration, the options provided - Public relations companies, Customers, Savings and loans, and Marketing research firms, all can be considered as potential collaborators. However, if we focus on the most traditional definition, savings and loans, which generally refers to specific financial institutions, might be less associated with the role of collaborators in a standard business scenario. Unlike public relations companies, customers, and marketing research firms, savings and loans are primarily engaged in the sphere of financial transactions rather than collaborations for business strategy or product/service development.
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N/AN/AN/Av vvN/AN/AN/A N/AN/AN/Av N/AN/A
N/AN/AN/Av vvN/AN/AN/A N/AN/AN/Av N/AN/A
do Businesses operate separately from society as a whole.
Businesses do not operate separately from society as a whole. In fact, businesses are an integral part of society and their operations can have significant impacts on various aspects of society, including the economy, the environment, and social issues.
Firstly, businesses are a key contributor to the economy of a society. They generate income, create jobs, and drive innovation, which in turn fuels economic growth and development. The success of businesses is closely tied to the health and well-being of the economy, and vice versa.
Secondly, businesses can have significant impacts on the environment. Their operations can result in pollution, depletion of natural resources, and other negative environmental effects. As such, businesses have a responsibility to operate in a sustainable manner, reducing their environmental impact and promoting sustainable practices.
Thirdly, businesses can also have an impact on social issues such as inequality, discrimination, and human rights. For example, businesses may choose to operate in a way that promotes diversity and inclusivity, or they may take steps to ensure that their operations do not contribute to human rights abuses or other negative social impacts.
In conclusion, businesses are an important part of society and their operations are closely interconnected with various aspects of society. As such, businesses have a responsibility to operate in a way that takes into account their impact on society as a whole, including the economy, the environment, and social issues. This is why many businesses are increasingly adopting corporate social responsibility (CSR) policies and practices, which aim to ensure that their operations are sustainable, socially responsible, and contribute positively to society.
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Principles of Investment
Assignment Active
Monetary Policy and Investments
Juan is always researching different investment options.
A few weeks ago he noticed some nice homes for sale in
his neighborhood. The listed prices were below market
value. Today on the news he heard that the Federal
Reserve lowered interest rates for banks and that banks
have lowered interest rates for home mortgages in turn.
As a result, there has been a huge boom in the number of
people purchasing homes.
What is most likely to happen as a result of the
change in interest rates?
O Housing prices will go up and down due to
changing fiscal policy.
O The market will experience more demand and the
price of houses will go up.
O The price of houses will go down in response to the
decreased demand.
O The prices for homes in that area will be stable due
to the new monetary policy.
4
As a result of the decrease in interest rates, Option B. The market will experience more demand, and the price of houses will go up.
The demand for houses will go up and housing prices will increase, causing individuals who were on the fence about buying a house to act swiftly before prices rise too much. As a result, housing sales are expected to surge. Lower interest rates, on the other hand, are often linked to increased borrowing and spending in the economy. Because borrowing money is now less expensive, more people are more willing to do so and the money supply in circulation rises.
The decrease in interest rates could cause more individuals to be more willing to purchase a home due to lower interest rates and more affordable mortgage payments. Lowering interest rates for banks and home mortgages, as well as lowering the cost of borrowing, encourages more people to buy houses, resulting in a greater demand for homes and, in turn, driving up the prices of homes.
As a result, option B is correct: the market will experience more demand, and the price of houses will go up. Therefore, the correct option is B.
The question was incomplete, Find the full content below:
Juan is always researching different investment options. A few weeks ago he noticed some nice homes for sale in his neighborhood. The listed prices were below market value. Today on the news he heard that the Federal Reserve lowered interest rates for banks and that banks have lowered interest rates for home mortgages in turn. As a result, there has been a huge boom in the number of people purchasing homes. What is most likely to happen as a result of the change in interest rates?
A. Housing prices will go up and down due to changing fiscal policy.
B. The market will experience more demand and the price of houses will go up.
C. The price of houses will go down in response to the decreased demand.
D. The prices for homes in that area will be stable due to the new monetary policy.
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Differentiate between piecemeal and time related salary determination methods
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Why do you think brand advocates willingly promote companies via social media
Answer:
They help create brand awareness and spread a positive image of their brand in their community. They have a greater reach and get more feedback. Hope this helped!
McCue Inc.'s bonds currently sell for $1,250. They pay a $90 annual coupon, have a 25-year maturity, and a $1,000 par value, but they can be called in 5 years at $1,050. Assume that no costs other than the call premium would be incurred to call and refund the bonds, and also assume that the yield curve is horizontal, with rates expected to remain at current levels on into the future. What is this bond's Yield to Maturity and its Yield to Call?
Answer:
YTM = 6.88%.
YTC = 4.26%.
Explanation:
a. Calculation of Yield to Maturity (YTM)
The bond's Yield to Maturity can be calculated using the following RATE function in Excel:
YTM = RATE(nper,pmt,-pv,fv) .............(1)
Where;
YTM = yield to maturity = ?
nper = number of periods = number of years to maturity = 25
pmt = annual coupon payment = $90 = 90
pv = present value = current bond price = $1,250 = 1250
fv = face value or par value of the bond = 1000
Substituting the values into equation (1), we have:
YTM = RATE(25,90,-1250,1000) ............ (2)
Inputting =RATE(25,90,-1250,1000) into excel (Note: as done in the attached excel file), the YTM is obtained as 6.88%.
Therefore, YTM is 6.88%.
b. Calculation of Yield to Call (YTC)
The bond's Yield to call can be calculated using the following RATE function in Excel:
YTC = RATE(nper,pmt,-pv,fv) .....................(3)
Where;
YTM = yield to call = ?
nper = number of periods = number of years to call = 5
pmt = annual coupon payment = $90 = 90
pv = present value = current bond price = $1,250 = 1250
fv = future value of the bond or the amount at which the bond can be called = $1,050 = 1050
Substituting the values into equation (3), we have:
YTM = RATE(5,90,-1250,1050) ............ (4)
Inputting =RATE(5,90,-1250,1050) into excel (Note: as done in the attached excel file), the YTC is obtained as 4.26%.
Therefore, YTC is 4.26%.
During the current year, Rothchild, Inc., purchased two assets that are described as follows:
Heavy Equipment
Purchase price, $275,000.
Expected to be used for 10 years, with a residual value at the end of that time of $50,000.
Expenditures required to recondition the equipment and prepare it for use, $75,000.
Patent
Purchase price, $75,000.
Expected to be used for five years, with no value at the end of that time.
Rothchild depreciates heavy equipment by the declining-balance method at 150 percent of the straight-line rate. It amortizes intangible assets by the straight-line method. At the end of two years, because of changes in Rothchild's core business, it sold the patent to a competitor for $35,000.
a. Compute the amount of depreciation expense on the heavy equipment for each of the first three years of the asset's life.(Omit the "$" sign in your response.)
Year 1 Year 2 Year 3
Depreciation expense $ $ $
b. Compute the amount of amortization on the patent for each of the two years it was owned by Rothchild.(Omit the "$" sign in your response.)
Year 1 Year 2
Amount of amortization $ $
c-1. Prepare the plant and intangible assets section of Rothchild's balance sheet at the end of the first and second years.(Amounts to be deducted should be indicated with a minus sign. Omit the "$" sign in your response.)
Year 1
Accumulated amortization Equipment Accumulated depreciation Purchase price Patent $
Equipment Patent Less: Accumulated depreciation Accumulated amortization Add: Accumulated depreciation $
Equipment Patent Accumulated amortization Purchase price Accumulated depreciation
Total plant and intangible assets $
Year 2
Accumulated depreciation Accumulated amortization Equipment Purchase price Patent $
Accumulated amortization Patent Add: Accumulated depreciation Equipment Less: Accumulated depreciation
Total plant assets $
c-2. Calculate the amount of the gain or loss on the patent that would be included in the second year's income statement.(Input the amount as positive values. Omit the "$" sign in your response.)
Gain Losson sale by $
Answer:
Rothschild, Inc.
a. Depreciation expense on the Heavy Equipment for first three years:
Depreciation expense:
Year 1 105,000
Year 2 73,500
Year 3 51,450
b. Amortization on the patent for each of the two years:
Year 1 = 15,000
Year 2 = 15,000
c. Rothschild's Balance Sheet at the end of the first and second years:
Year 1
Equipment $350,000
less accumulated depreciation 105,000 $245,000
Patent $75,000
less accumulated amortization 15,000 $60,000
Total plant and intangible assets $305,000
Year 2
Equipment $350,000
less accumulated depreciation 178,500 $171,500
Patent $75,000
less accumulated amortization 30,000 $45,000
Total plant and intangible assets $216,500
c.2. Loss from sale of patent = 10,000
Explanation:
a) Data and Calculations:
Heavy Equipment Patent
Purchase price $275,000 $75,000
Expenditures to recondition for use 75,000 0
Residual value at end of lifetime (50,000) 0
Depreciable amount $300,000 $75,000
Estimated useful life 10 years 5 years
Depreciation methods Declining-bal. Straight-line
Annual depreciation of patent $15,000 ($75,000/5)
Depreciation rate 30% 20% (100%/5)
Sales proceeds at end of year 2 $35,000
a. Depreciation expense on the Heavy Equipment for first three years:
Depreciation expense:
Year 1 $105,000 ($350,000 * 30%)
Year 2 $73,500 ($245,000 * 30%)
Year 3 $51,450 ($171,500 * 30%)
b. Amortization on the patent for each of the two years:
Year 1 = $15,000
Year 2 = $15,000
c. Rothschild's Balance Sheet at the end of the first and second years:
Year 1
Equipment $350,000
less accumulated depreciation 105,000 $245,000
Patent $75,000
less accumulated amortization 15,000 $60,000
Total plant and intangible assets $305,000
Year 2
Equipment $350,000
less accumulated depreciation 178,500 $171,500
Patent $75,000
less accumulated amortization 30,000 $45,000
Total plant and intangible assets $216,500
c.2. Loss from sale of patent = $10,000 ($45,000 - $35,000)
ABC reports income tax expense of $800,000. Income tax payable at the beginning and end of the year are $50,000 and $70,000, respectively. What is the amount of cash paid for income taxes
Answer: $780,000
Explanation:
Income taxes paid for the year are:
Cash paid for income taxes = Beginning income tax payable + Income tax expense - Ending income tax payable
= 50,000 + 800,000 - 70,000
= $780,000