Based on the given information, it seems that Loan A has a lower principal amount ($15,000) compared to Loan B ($10,000). However, Loan A has a higher annual percentage rate (APR) of 17% compared to Loan B's 19% APR.
What are the basis of Loan comparison ?This means that over the course of the loan term, the borrower will end up paying more interest for Loan B, making the total payment for Loan B higher than Loan A.
In terms of the interest, it appears that for Loan A, the interest is about half the principal amount, whereas for Loan B, the interest is almost equal to the principal amount. This indicates that Loan B may be more expensive in terms of interest costs.
Despite Loan A having a lower principal amount, the total interest paid for Loan A is $7,367.32, which is lower than the total interest of $9,857.02 for Loan B. This suggests that Loan A may be a better option for the borrower, as it would result in lower overall costs over the loan term.
Overall, the comparison between Loan A and Loan B highlights the importance of considering both the interest rate and the principal amount when evaluating loan options.
Learn more about loans here
https://brainly.com/question/28975946
#SPJ5
6. Suppose that the consensus forecast of security analysts of your favorite company is that earnings next year will be $5.00 per share. The company plows back 50% of its earnings and if the Chief Financial Officer (CFO) estimates that the company's return on equity (ROE) is 16%. Assuming the plowback ratio and the ROE are expected to remain constant forever: Suppose that you are confident that 10% is the required rate of return on the stock. What does the market price of $50.00 per share imply about the market's estimate of the company's expected return on equity? (please give a number) 1 point
10.0000%, market price of $50.00 per share imply about the market's estimate of the company's expected return on equity.
The given amount is;
The market price of $50.00 per share.The company's expected return on equity is 10%.ROE x blowback ratio16.0000% x 50.0000%8.0000%Because the needed rate of return to the stock is 10%, the market's assessment of the company's expected return on equity is greater than that derived using the plowback ratio and the ROE.
As a result, the significance of the market price of $50.00 per share imply about the market's estimate of the company's expected return on equity are the aforementioned.
Learn more about on market price, here:
https://brainly.com/question/31964955
#SPJ1
Tesar Chemicals is considering Projects S and L, whose cash flows are shown below. These projects are mutually exclusive, equally risky, and not repeatable. The CEO believes the IRR is the best selection criterion, while the CFO advocates the NPV. If the decision is made by choosing the project with the higher IRR rather than the one with the higher NPV, how much, if any, value will be forgone, i.e., what's the chosen NPV versus the maximum possible NPV? Note that (1) "true value" is measured by NPV, and (2) under some conditions the choice of IRR vs. NPV will have no effect on the value gained or lost. WACC: 6.75% 0 1 2 3 4 CFS -$1,100 $550 $600 $100 $100 CFL -$2,700 $650 $725 $800 $1,400
Project L has higher NPV
Value foregone=224.3065039-86.20358424=138.1029197
How to find the IRR of the ProjectIRR of Project S=IRR({-1100;550;600;100;100})=12.2416%
IRR of Project L=IRR({-2700;650;725;800;1400})=10.7118%
Project S has a higher IRR
NPV of Project S=NPV(7.5%,{-1100;550;600;100;100})*(1+7.5%)=86.20358424
NPV of Project L=NPV(7.5%,{-2700;650;725;800;1400})*(1+7.5%)=224.3065039
Project L has higher NPV
Value foregone=224.3065039-86.20358424=138.1029197
Read more about NPV here:
https://brainly.com/question/13228231
#SPJ1
Variety spice of life
The most important useful measure of cost is
A. marginal costs.
B. fixed costs.
C. variable costs.
D. total costs.
Answer:
d
Explanation:
most like they need a total cost to know the exact amount
Eastman Company had a $400 credit balance in Allowance for Doubtful Accounts at December 31, 2012, before the current year's provision for uncollectible accounts. An aging of the accounts receivable revealed the following:_________.
Estimated Percentage uncollectible
Current Accounts $170,000 1%
1-30 days past due 15,000 3%
31-60 days past due 12,000 6%
61-90 days past due 5,000 12%
Over 90 days past due 9,000 30%
Total Accounts Receivable $211,000
Instructions:
a. Prepare the adjusting entry on December 31, 2012, to recognize bad debts expense.
b. Assume the same facts as above except that the Allowance for Doubtful Accounts account had a $400 debit balance before the current year's provision for uncollectible accounts. Prepare the adjusting entry for the current year's provision for uncollectible accounts.
Answer: Please see explanation column
Explanation:
Uncollectible amount = Amount x percentage of the uncollectible amount
$170,000 x 1% ) + (15,000 x 3% ) + ( 12,000 x 6% ) + (5,000 x 12% ) + (9,000 x 30%) = 1700+450+720+600+2700= $6,170
Credit Balance from Eastman = $400
Adjustment required = $6170 - $400 (credit) = $5,770
Journal to record adjusting entry on December 31, 2012 for recognized bad debts expense.
a) Accounts Titles & Explanation Debit Credit
Bad Debt Expense $5, 770
Allowance for Doubtful Accounts $5,770
b Allowance for Doubtful Accounts account= $400 debit balance before the current year's provision for uncollectible accounts.
Adjustment required = $6170 +$400 (debit) = $6,570
Accounts Titles & Explanation Debit Credit
Bad Debt Expense $6,570
Allowance for Doubtful Accounts $6,570
45 Study the diagram and answer the questions that follow BUSINESS CYCLES AN Trend le 4.5 Study the diagram and answer the questions that follow. 4.5.1 What is the direction in which indexes move called? 4.5.2 Which model is illustrated in the diagram above? 4.5.3 Briefly describe the term business cycle. 4.5.4 Describe the peak of a business cycle. 4.5.5 Why is it important to determine the amplitude?
4,5,1. The phase is the direction in which indexes move
The business cycle4.5.3 The business cycle, also known as economic cycle, portrays the regular imbalances within economic activity over time. During these vicissitudes, there is usually periods of intensification (economic growth, ascending employment rates, and higher income) followed by demotion (economic decline, diminishing employment, and lower income).
These modulations are often steered by alterations such as customer consumption, corporeal investments, state expanses, and international market.
4.5.4 At the climax of any given business cycle, it marks the utmost extent reached before eventual weakening. This level denotes the end of the enlargement period and the commencement of the contraction phase.
During this zenith, the performance of the economy will be at or near its maximum power, unemployment numbers minimal, and cost increases possibly stirring due to augmenting needs for production and amenities.
Read more on business cycle here:https://brainly.com/question/20335740
#SPJ1
what are the best GPHR Study guide available?
The best GPHR Study guides available include Global Professional in Human Resources (GPHR) Study Guide by David Siler and Global Professional in Human Resources (GPHR) Exam Prep Workbook by HRCI.
What GPHR Study guides are best ?Global Professional in Human Resources (GPHR) Study Guide by David Siler and Global Professonal in Human Resources (GPHR) Exam Prep Workbook by HRCI cover all of the topcs that are covered on the GPHR exam, and they provide you with the information you need to pass the exam.
They also include practce questions and answers, which can help you to prepare for the actual exam.
Find out more on study guides at https://brainly.com/question/30131087
#SPJ1
Who are the main participants in a business?
Answer:
its owners, employees, and customers
Identify Project Needs The first step in any media-driven project is to determine whether the project is relevant to the purpose, audience, and audience needs. This step is important as the answers to the project questions will determine how you plan, structure, and produce a video-based project.Purpose:Upon completing this project, you will be able to understand how to decide what is needed for a project.Steps for completion:1.Which are four questions that need to be answered before beginning a project
Answer:
i donts know. subscribe to game toons!
gains and losses that are notam and frequent are reported as
A NOTAM is a message that contains information that is crucial to those involved in the flight operations but is not known far enough in advance gains to be made public in the any other way.
It describes an element of the National Airspace System (NAS) in an abnormal rather than a normal state. The flights by important individuals like heads of the state (often referred to as temporary flight restrictions, gains or TFRs); dangers including air shows, parachute jumps, kite flying, lasers, rocket launches, etc. and the blocked runways are just a few of the reasons NOTAMs are issued (and reported).
To learn more about gains, click here.
https://brainly.com/question/23385214
#SPJ1
Because there isn't one single measure of inflation, the government and researchers use a variety of methods to get the most balanced picture of how prices fluctuate in the economy. Two of the most commonly used price indexes are the consumer price index (CPI) and the GDP deflator.
The GDP deflator for this year is calculated by dividing the 1) ________
a. Value of all goods and services produced in the economy in the base year.
b. Value of all goods and services produced in the economy this year.
c. cost of a given market basket of goods and services using
2) ______ a. the base year's prices
b. this year's prices by the
3) ________
a. Value of all goods and services produced in the economy in the base year
b. Value of all goods and services produced in the economy this year
c. cost of a given market basket of goods and services using
4) ______
a. the base year's prices
b. this year's prices
the CPI reflects only the prices of all goods and services 5) _______
a. produced domestically
b. bought by consumers
Which does an increase in the price of a Chinese-made car that is popular among U.S. consumers show up in?
a. GDP Deflator
b. CPI
Answer:
b
b
a
a
b
b
Explanation:
sddsdsdc sdxasdxefdsds
Answer:
DJJWJJEJJDJJDJJEJJE
Explanation:
trust
Which of the following is included in the entry to record the issuance of shares of par value common stock at per share for cash?
A) Cash is debited for $294,000.
B) Common Stock is debited for $98,000.
C) Common Stock is credited for $294,000.
D) Paid-In Capital in Excess of Par-Common is debited for $196,000.
Answer:
A) Cash is debited for $294,000. and,
C) Common Stock is credited for $294,000.
Explanation:
When Shares are Issued for Cash, recognize the Assets of Cash (Debit) and also recognize an equity element - Common Stock (Credit).
Which analytic used in healthcare is calculated as a proportion of new cases compared to person-time unit?
A. Cumulative incident
B. Morbidity rate
C. Prevalence
D. Incidence rate
Option D. The incidence rate is the analytic used in healthcare is calculated as a proportion of new cases compared to person-time unit.
What is the incidence rate?The rate at which a new event appears over a predetermined amount of time is referred to as the incidence rate. Simply put, the incidence rate is the number of new cases over a specified period of time (the numerator) divided by the total population at risk for the disease (the denominator).
Although cumulative incidence is usually referred to as a "rate," it actually refers to the percentage of people who experience the event over a predetermined period of time.
Read more on healthcare here: https://brainly.com/question/27741709
#SPJ1
1.1.1 Name any one leakage in an economy. NAME ONE SECTOR INVOLVED MULTIPHER 1.1.2 What does the 45° line in the graph represent? 1.1.3 Briefly discuss the term autonomous consumption. 1.1.4 Explain the negative impact of a decrease in consumer spending on the size of the (2) multiplier. (1) IN DERIVING THE MACRO-ECONOMIC 1.2 Why is it important for a country to calculate its national income? [18] (1) 1.1.5 Calculate the multiplier when individual spending on consumption is 60%. Show all calculations. (4) (8)
1.1.1 One leakage in an economy is saving. The saving sector is involved in the leakage as individuals and businesses save a portion of their income rather than spending it on consumption or investment. Saving represents the portion of income that is not immediately injected back into the economy and can lead to a decrease in aggregate demand.
1.1.2 The 45° line in the graph represents the equilibrium level of output or income in an economy. It shows the points where aggregate spending (aggregate demand) is equal to aggregate production (aggregate supply). The line represents the condition where spending equals production, indicating a state of macroeconomic equilibrium.
1.1.3 Autonomous consumption refers to the level of consumption expenditure that occurs even when income is zero or negative. It represents the minimum level of consumption that individuals and households maintain regardless of their income. Autonomous consumption is usually influenced by factors such as basic needs, fixed expenses, or borrowing. It plays a crucial role in determining the level of aggregate demand in an economy.
1.1.4 A decrease in consumer spending has a negative impact on the size of the multiplier. The multiplier refers to the amplification effect that occurs when an initial change in spending or investment leads to a larger overall change in the economy. When consumer spending decreases, it leads to a decrease in aggregate demand, which in turn reduces the level of output and income. As a result, the multiplier effect is dampened, and the overall impact on the economy becomes smaller.
1.2 Calculating national income is important for a country for several reasons:
- It provides policymakers and economists with crucial information about the overall health and performance of the economy.
- National income data helps in formulating economic policies and making informed decisions related to fiscal and monetary policies.
- It allows for the comparison of economic performance across different countries and over time, providing insights into economic growth and development.
- National income calculations help in identifying income distribution patterns and inequalities within a country.
- It serves as a basis for calculating various economic indicators, such as GDP per capita, which are used to assess the standard of living and well-being of the population.
1.1.5 To calculate the multiplier when individual spending on consumption is 60%, we can use the formula:
Multiplier = 1 / (1 - Marginal Propensity to Consume)
Given that the individual spending on consumption is 60% or 0.6, the Marginal Propensity to Consume (MPC) would be 0.6. Substituting this value into the formula:
Multiplier = 1 / (1 - 0.6)
Multiplier = 1 / 0.4
Multiplier = 2.5
Therefore, the multiplier in this case would be 2.5.
Benton Company issues $10,000,000 of 10-year, 9% bonds on April 1, 2017 at 95 plus accrued interest. The bonds are dated January 1, 2017, and pay interest on June 30 and December 31. What is the total cash received on the issue date?
Answer:
$9,725,000
Explanation:
The total cash received on the issue date is made of 95% of the bond's face value of $10,000,000 plus the three-month interest up to April 1 2017.
95% of face value=95%*$10,000,000=$9,500,000
three month interest accrued=$10,000,000*9%*3/12=$225,000
Total cash proceeds from bond issue=$9,500,000+$225,000
Total cash proceeds from bond issue=$9,725,000
You pay $100 for a ticket to a basketball game. After three quarters, the visiting team has a 30-point lead.
Although the game is now hopeless, in order to get your money's worth, you decide to stay for the remainder of the game.
True or False: This is an example of the fixed-cost fallacy.
explain the four factors of production
Explanation:
i can't explain it but
factor are land entrepreneur
Question 2 of 20
Lexi wants to open an account where she can access the funds she needs to
pay her rent and other bills any time she wants. Which type of account would
be the best option for Lexi?
OA. A checking account
OB. A certificate of deposit
OC. A savings account
D. A money market account
SUBMIT
The best option for Lexi, who needs access to funds anytime she wants to pay her rent and other bills, would be a checking account (option A).
Checking accounts offer features such as check writing, debit card usage, and online banking, allowing Lexi to conveniently and quickly access her money whenever needed. With a checking account, she can easily pay bills by writing checks or using electronic payment methods.
In contrast, options B and C, a certificate of deposit (CD) and a savings account, respectively, may not be the best fit for Lexi's immediate needs. A CD typically requires the funds to be locked in for a specified period of time, usually ranging from a few months to several years, with limited or no access to the funds until the maturity date.
Option D, a money market account, is another viable choice for Lexi. Money market accounts often offer higher interest rates than traditional savings accounts, and they also provide check-writing and debit card capabilities. However, some money market accounts may have minimum balance requirements or limitations on the number of transactions.
Option A.
For more such questions on account visit:
https://brainly.com/question/28326305
#SPJ8
COMO CREES QUE SE PODRIA SOLUCIONAR LA POBREZA ?? POR FAVOR DOY CORONA , Y CORAZON ( E QUE NO SEPA NO ESCRIBA ) :(
Answer:
tenga pa que se entretenga
Employees who are paid a set annual wage regardless of the number of hours worked or the amount of work completed are paid on a(n) _____ basis.
commission
commission
contract
contract
hourly
hourly
salary
I'm selling this painting on poshmark sometime in November or December 2020 you can put how much your willing to pay in the comments minimum price starting at 30 US dollars.
Agricultural output is a large part of Econland's GDP. Particularly bad weather one year leads to an output that is smaller than normal, causing a shock to Econland's economy. Which of these correctly describes, from a Keynesian perspective, the impact of expansionary or contractionary monetary policy taken to address the situation?
A. Increase M1 to reduce inflation while having no impact on unemployment, or decrease M1 to reduce unemployment while having no impact on inflation.
B. Increase M1 to reduce both inflation and unemployment, or reduce M1 to increase both inflation and unemployment.
C. Increase M1 to reduce inflation while adding to unemployment, or decrease M1 to reduce unemployment while adding to inflation.
D. Increase M1 to reduce unemployment but adding to inflation, or decrease M1 to reduce the inflation while adding to unemployment.
Answer: D. Increase M1 to reduce unemployment but adding to inflation, or decrease M1 to reduce the inflation while adding to unemployment.
Explanation:
M1 is the money which consist of coins and physical currency, travelers checks, demand deposits, etc. M1 is the most liquid part of money supply due to the fact that it is made up of the currencies and the assets that can be changed to cash quickly.
From the question, we are told that agricultural output is a large part of Econland's GDP and that a bad weather resulted in a shock to Econland's economy. The best way to address the situation is to increase M1 to reduce unemployment but adding to inflation, or decrease M1 to reduce the inflation while adding to unemployment.
When money supply is increased, there will be more money in circulation which will bring about increase in demand and employers will employ more people due to this. It should also be noted that due to more money in circulation, there will be inflation which means rise in the prices of goods and services.
Therefore, the government has to choose between increasing M1 to reduce unemployment but adding to inflation, or decrease M1 to reduce the inflation while adding to unemployment.
Please suggest a sampling method to have a sample size of 100 samples from a total of 500 students (in which: 200 Business Administration students, 150 Languages students and 150 IT students). It is required that each member have an equal chance of being selected and that the sample contains enough students from the 3 majors mentioned
One sampling method that could be used to select a sample of 100 students from a total population of 500 students with three different majors (Business Administration, Languages, and IT) is simple random sampling. In simple random sampling, each member of the population has an equal chance of being selected for the sample.
To implement this sampling method, you could follow these steps:
List all 500 students in a table, including their major (Business Administration, Languages, or IT).Assign a unique number to each student (e.g. 1 to 500).Use a random number generator or a table of random numbers to select 100 numbers between 1 and 500. These numbers will correspond to the students who are selected for the sample.Check the list of students to see which students have been selected based on the numbers that were generated. These students will be included in the sample.This sampling method will ensure that each student has an equal chance of being selected for the sample, and it will also ensure that the sample contains enough students from each major.
Hope This Helps You!
The effect of MIS in government revenue collection/generation
Government spending is made possible by these revenues. A key component of the government's fiscal strategy is the amount of government spending and revenues.
What difficulties do collectors of taxes face?It was specifically revealed that there are a number of significant factors that contribute to low revenue collections, such as administrative inefficiencies, a lack of public awareness, political meddling, corruption, tax evasion, a lack of adequate information about taxes, and a lack of auditing of tax revenue returns and draughts.
What has an impact on government revenue?More personal income taxes, excise taxes, corporate taxes, and levels of employment of the human capital in the economy can all result in larger tax revenues for the government.
To know more about Government revenue visit:
https://brainly.com/question/28334395
#SPJ1
Howell Petroleum, Incorporated, is trying to evaluate a generation project with the following cash flows: Year Cash Flow 0 −$ 37,000,000 1 55,500,000 2 −12,000,000 If the company requires a return of 8 percent on its investments, what is the NPV of the project? Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16. Compute the IRRs for this project.
To compute the IRRs for this project, we can use a financial calculator or Excel's IRR function. In the given case, we get two IRRs because the cash flows change signs twice. Therefore, the project has two possible IRRs: 19.62% and 68.55%.
IRR stands for Internal Rate of Return. It is a financial metric used to evaluate the profitability of an investment. The IRR represents the discount rate at which the net present value (NPV) of all the cash flows from an investment equals zero.
In other words, it is the rate at which the investment earns a return equal to its cost. The higher the IRR, the more attractive the investment opportunity.
Learn more about IRRs here:
https://brainly.com/question/14120890
#SPJ1
The Jackson-Timberlake Wardrobe Co. just paid a dividend of $1.10 per share on its stock. The dividends are expected to grow at a constant rate of 5 percent per year indefinitely. Investors require a return of 11 percent on the company's stock. a. What is the current stock price
Answer:
the current stock price is $19.25
Explanation:
The computation of the current stock price is shown below:
= Dividend × (1 + growth rate) ÷ (Required rate of return - growth rate)
= $1.10 × (1 + 0.05) ÷ (11% - 5%)
= $1.155 ÷ 6%
= $19.25
hence, the current stock price is $19.25
We simply applied the above formula
An important way in which the Federal Reserve decreases the money supply is by selling bonds to the public. Using a supply and demand analysis for bonds, show what effect this action has on interest rates. Is your answer consistent with what you would expect to find with the liquidity preference framework?
The liquidity preference framework was the bond demand and supply is consistent are the decrease in the money supply.
What is liquidity preference?Liquidity Preference Theory is a model that suggests that an investor should demand a higher interest rate or payment on securities with long-term maturities that carry greater risk because, all other factors being equal, investors prefer cash or other highly liquid holdings.
It stimulates bond supply, moving the supply curve towards the right. This decreases the cost of bonds while raising the lending rate. The money supply curve swings to the left when the money supply falls, and the optimal interest rate rises. Bond supply and demand analysis yields the same result as the liquidity preference framework.
As a result, the liquidity preference framework was the bond demand and supply is consistent are the decrease in the money supply.
Learn more about on liquidity preference, here;
https://brainly.com/question/13415339
#SPJ1
Jessica thinks that she might have made a mistake on her tax return and paid more tax than she needed to. Complete the statements describing
what Jessica can do.
Answer:
Jessica thinks that she might have made a mistake on her tax return and paid more tax than she needed to. Complete the statements describing what Jessica can do.
Jessica can hire
a certified public accountantto check her tax return. If a mistake is found, Jessica can file Form
1040Xto have the IRS correct the mistake and refund any excess taxes she paid.
I guessed and got it right checked on my quiz
Jessica paid more tax than she needed to because she made a mistake on her tax returns. Here's a list of things she can do to correct her mistake:
A) Wait for IRS correction.
What is IRS correction?
IRS, or the Internal Revenue System, might rectify the miscalculation and notify Jessica about the same through a letter. In that case, IRS will intimate Jessica about the changes along with the list of steps she needs to follow to fix the mistake.
B) Fill out the 1040X form.
What is Form 1040X?
In case Jessica doesn't want to wait for IRS to fix the mistake, she can correct it by herself. Jessica can apply to rectify her mistake through form 1040X. It is the only form she can file to correct the previous mistake on her tax returns. The form can be downloaded as a pdf and is easy to fill. It acts as a rectification to form numbers 1040, 1040A, 1040EZ, 1040NR, and 1040NR-EZ. She should not apply for a new 1040. However, Jessica should keep a copy of 1040 with her.
There are three columns in form 1040X. Jessica needs to sum up the original 1040 in the first column. In the second column, Jessica needs to highlight the modification. Jessica will have to write the amount she originally had to pay.
How should Jessica support her claims?
Jessica should explain her situation clearly in part three of the form. She should also attach the relevant documents to support her claim.
How to get a refund?
Jessica must file the 1040X in two to three years to receive a refund on her overpayment.
Read more about how to correct mistakes on tax returns here: https://brainly.com/question/18977403
#SPJ2
15 points please help
Answer:nenhuma das questões a cima
Explanation: