The most appropriate rate of return for statistical analysis and represents the expected return in any given year is the arithmetic mean or the average rate of return.
The arithmetic mean is a common statistical measure used to calculate the expected return or average return of a set of values, such as annual rates of return for an investment or financial asset.
The arithmetic mean is calculated by adding up all the values in a dataset and dividing by the number of values.
It provides a simple and straightforward measure of the central tendency of a set of data, and is widely used in statistical analysis for various purposes, including determining expected returns, assessing investment performance, and analyzing historical data.
It's important to note that there are other measures of central tendency, such as the median and mode, which may be used in certain contexts depending on the characteristics of the data and the specific analysis being conducted.
However, for representing the expected return in any given year in statistical analysis, the arithmetic mean is commonly used as it provides an estimate of the average or expected return based on the historical data available.
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a. Explain the definition of interim payment.b. All contents in a contract describes rights and obligations of parties under the contract. Those contents can be in
a. Interim payment: Partial payment made during a project before its completion to cover ongoing expenses and maintain cash flow.
b. Contents in a contract: Provisions in a contract that outline the rights and obligations of the parties involved.
Interim payment refers to a partial payment made to a contractor or subcontractor during the course of a project. It ensures that the contractor has sufficient funds to cover expenses and maintain cash flow while the project is still ongoing. Interim payments are typically based on the progress or work completed at a specific stage of the project.
The contents of a contract include all the provisions and terms that define the rights and obligations of the parties entering into the contract. These provisions can cover various aspects such as scope of work, payment terms, delivery schedules, warranties, dispute resolution mechanisms, and other relevant contractual terms. The purpose of including these contents in a contract is to establish a clear understanding between the parties, ensure compliance with agreed-upon terms, and provide a legally binding framework for the execution of the contract.
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advantages of intensive strategies
Answer:
The advantage of applying an intensive distribution strategy is in generating revenue, product awareness and pushing for impulse buying.
As more products are sold, more money is earned.
As more locations carry the products, the more opportunities there are for manufacturers to make profit.
Explanation:
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Type the correct answer in the box. Spell all words correctly.
Which form of marketing do firms use when they market their products to all consumers alike, even when not all of them constitute the target audience?
When firms market their products to all consumers alike, even when not all of them constitute the target audience, they exhibit (___?___) marketing.
Answer:
Outbound Marketing is the correct answer
Explanation:
Answer:
outbound marketing - I just took the test this is correct
Explanation:
WILL MARK BRAINLIEST!
Which of the following professionals is most closely associated with a company’s reputation?
-Public relations specialists
-Market research analysts
-Art directors
-Advertising, promotions, and marketing managers
Answer:
Public relations specialists
Explanation:
Public relations specialists refer to individuals who develop and maintain the public image i.e. favorable for the company in which they present. Here the perception of the organization should be shape aslo it would be increase the awareness towards the work and goals
Therefore according to the given situation, the professional that is closely linked with the reputation of the company is public relations specialist
Describe how the language and the culture you grew up with, play a role in your communication styles?
What kinda of block can result from poor language skills
Answer:
Lack of communication can cause minunderstanding and confusion with both parties
Explanation:
1. Explain the role played by price elasticity of demand in the
kinked demand curve model of oligopoly?
2. "OPEC the oil cartel has not been a formidable power in the
oil market as it once was." I
The kinked demand curve model of oligopoly is a theoretical framework used to explain the behavior of firms in an oligopolistic market, where a few large firms dominate the market.
In this model, the demand curve faced by each firm is "kinked" at the current market price level, indicating that the firm's rivals will not follow if it raises its prices, but they will likely match any price reduction. This kinked demand curve is based on the assumption that demand for the firm's product is relatively elastic above the current price level and relatively inelastic below it.
The price elasticity of demand plays a crucial role in the kinked demand curve model of oligopoly. The assumption of relatively elastic demand above the current price level implies that if a firm raises its price, it will lose a significant share of its customers to its rivals. On the other hand, the assumption of relatively inelastic demand below the current price level suggests that if a firm lowers its price, it will not gain many new customers because its rivals will also reduce their prices. Therefore, firms in an oligopolistic market tend to maintain the current price level and avoid price wars that could lead to lower profits for all firms.
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what is business?????????????
A business is defined as an organisation or enterprising entity engaged in commercial, industrial,or professional activities.
List one type of appropriate workplace verbal communication
Answer:
Explanation:
Call centers are the appropriate workplace verbal communication
define finance education for class 8
A model that shows the trade-offs and opportunity costs of producing an additional unit of a good relative to what must be given up in the production of another good.
Answer:
production possibilities curve (PPC)
Explanation:
The PPC is used to explain the tradeoffs that producers face when having to choose between 2 different alternative products or services. The more they choose of one product, the less they will be able to produce of the other product. Opportunity costs are the associated costs or benefits lost resulting from choosing one activity or investment over another alternative.
A step-by-step process that involves several procedures such as defining the problem, collecting relevant information, and analyzing the information so that higher management can make a decision is called _____.
market strategy
market function
market research
market structure
Answer:
I think the answer is market research.
Explanation:
i dont know
Which of the following describes Earned Value Management System (EVMS) surveillance
a. Scheduled audits by the Government of contractor compliance with accounting standards and EVMS guidelines
b An ongoing review process by which the Department of Defense (DoD) ensures a contractor's EVMS remains compliant with the EVMS guidelines
c A formal certification that a contractor's written EVMS meets the 32 guidelines
d The series of accurate reports produced by a fully compliant EVMS
An ongoing review process by which the Department of Defense (DoD) ensures a contractor's EVMS remains compliant with the EVMS guidelines.
What is the purpose of Earned Value Management System (EVMS) surveillance?b. An ongoing review process by which the Department of Defense (DoD) ensures a contractor's EVMS remains compliant with the EVMS guidelines.
Explanation: EVMS surveillance refers to the continuous monitoring and review process conducted by the Department of Defense (DoD) to ensure that a contractor's Earned Value Management System (EVMS) remains compliant with the EVMS guidelines.
This surveillance is performed regularly throughout the project or contract duration to assess the contractor's adherence to the established standards and guidelines of EVMS. It involves monitoring the contractor's performance, assessing the accuracy of their earned value data, and verifying that the EVMS is functioning effectively.
The purpose of EVMS surveillance is to provide oversight and ensure that the contractor is effectively managing the project and delivering the expected value.
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Draw a chain of command for one of the following: (PLEASE FAST)
- School
- A club or organisation you are involved with (sports teams\music)
Answer:
sports
Explanation:
whoever is paying the Coach(school,college etc...)>Coach>team captain/cocaptains>other players
four degrees of competition
Answer:
There are four types of competition in a free market system:
perfect competitionmonopolistic competitionoligopolymonopolyUnder monopolistic competition, many sellers offer differentiated products—products that differ slightly but serve similar purposes.
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for kids that dont have enough points for help ik how it feels
Write a SWOT Analysis for the companies listed: Hope of the Valley Rescue Mission, Salvation Army, and for Linc Housing
Strengths: Established reputation: Hope of the Valley Rescue Mission has built a strong reputation for providing shelter, food, and support services to homeless individuals and families.
Extensive network: The organization has a wide network of partnerships with local communities, businesses, and government agencies, enabling them to access resources and support. Diverse service offerings: They offer a range of services, including emergency shelter, transitional housing, job training, healthcare, and counseling, addressing multiple needs of the homeless population. Weaknesses: Funding challenges: Like many nonprofit organizations, funding can be a significant challenge for Hope of the Valley Rescue Mission. Relying on donations and grants may lead to financial instability and limited resources. Capacity constraints: Limited physical space and resources may limit the number of individuals and families that can be accommodated and served at any given time.
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The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter
The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as
$4.3055
This is further explained below.
What is the APR interest rate?Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.
The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.
Interest rate APR = 12%
Average balance = ((200*5)+(350*15)+(150*10))/30
Average balance = $258.33
Average balance*APR/12
Finance charge =\(\frac{258.33*20 \%}{12 }\)
Finance charge = $4.3055
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Which sentence is the best example of informal business writing?
Informal business writing is typically characterized by a casual tone and the use of everyday language. One sentence that exemplifies informal business writing is: "Hey, just wanted to follow up on that proposal we discussed.
Do you have any thoughts on it?" This sentence uses a conversational tone and informal language, such as "Hey" and "thoughts," to communicate a message. In contrast, a more formal business writing example might be: "Please be advised that I am following up on the proposal we discussed. I would appreciate your feedback at your earliest convenience." This sentence uses more formal language and a more structured tone to convey the same message. When deciding which type of writing to use, it is important to consider the context and audience of the message.
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the three independent cases that follow include all balance sheet accounts related to operating activities. case a case b case c net income $ 310,000 $ 15,000 $ 420,000 depreciation expense 40,000 150,000 80,000 accounts receivable increase (decrease) 100,000 (200,000) (20,000) inventory increase (decrease) (50,000) 35,000 50,000 accounts payable increase (decrease) (50,000) 120,000 70,000 accrued liabilities increase (decrease) 60,000 (220,000) (40,000) required: show the operating activities section of cash flows for each of the given cases. (amounts to be deducted should be indicated with a minus sign.)
To prepare the operating activities section of the cash flow statement, you would generally use the indirect method, which involves adjusting net income for non-cash expenses and changes in working capital accounts. Here's an outline of how you can approach each case:
Case A:
Start with net income: $310,000.
Add back depreciation expense: $40,000.
Adjust for the increase (decrease) in accounts receivable: -$100,000.
Adjust for the increase (decrease) in inventory: $50,000.
Adjust for the increase (decrease) in accounts payable: $50,000.
Adjust for the increase (decrease) in accrued liabilities: -$60,000.
Calculate the net cash provided by operating activities.
Case B:
Start with net income: $15,000.
Add back depreciation expense: $150,000.
Adjust for the increase (decrease) in accounts receivable: $200,000.
Adjust for the increase (decrease) in inventory: -$35,000.
Adjust for the increase (decrease) in accounts payable: -$120,000.
Adjust for the increase (decrease) in accrued liabilities: $220,000.
Calculate the net cash provided by operating activities.
Case C:
Start with net income: $420,000.
Add back depreciation expense: $80,000.
Adjust for the increase (decrease) in accounts receivable: $20,000.
Adjust for the increase (decrease) in inventory: -$50,000.
Adjust for the increase (decrease) in accounts payable: -$70,000.
Adjust for the increase (decrease) in accrued liabilities: $40,000.
Calculate the net cash provided by operating activities.
Net income ($420k), add back depreciation, add accounts receivable increase, subtract inventory increase, subtract payable increase, add accrued liabilities decrease.
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Publishers and printing companies are both involved with books, magazines, and newspapers. One type of company is
considered part of the manufacturing section, because it produces the physical product: books, magazines,
newspapers, and so on. What sector does publishing belong to, since it does not produce a tangible product (until
printing transforms it into one)?
O primary, because it makes original content
secondary, because it transforms ideas into physical objects
tertiary, because it provides a service
quaternary, because it involves research
Answer:
quaternary, because it involves research
Explanation:
the federal deposit insurance corporation (fdic) insures each _____ up to a stated maximum dollar amount at any given financial institution.
The Federal Deposit Insurance Corporation (FDIC) insures each depositor up to a stated maximum dollar amount at any given financial institution.
The Federal Deposit Insurance Corporation serves as one of two agencies in the United States that provide deposit insurance to depositors in depository institutions.
The Federal Deposit Insurance Corporation (FDIC) insures each depositor at each financial institution up to a specified maximum dollar amount. The Federal Deposit Insurance Corporation insures money market deposit accounts (FDIC). For each account ownership category, the standard deposit insurance amount is $250,000 per depositor, per insured bank.
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Which of the following are clichés?
Answer:
2nd scentence
Explanation:
Pls help will mark brainleist
Answer:
D Values
Explanation:
please help
Why is engaging communication a two-way process?
Answer:
Two-way communication allows both participants to exchange ideas, they can develop a sense of mutual understanding. The result is a better relationship between them. Increase effectiveness
Effective communication depends on the proper understanding of the message by the sender and receiver.
Explanation:
Hope you can helpWhich type of presentation includes activity recorded on a computer, with an audio voiceover?
a) Webcasts
b) Backchannels
c) Twebinars
d) Nonlinear presentations
e) Screencasts
The type of presentation that includes activity recorded on a computer, with an audio voiceover, is referred to as: Screencasts. The correct option is E.
Screencasts are a digital recording of computer screen output, often accompanied by a voiceover explaining the actions taking place on the screen. This type of presentation is commonly used for software demonstrations, tutorials, and educational purposes. It allows the presenter to effectively communicate complex ideas and processes, while providing the viewer with a visual aid to better understand the content.
Unlike webcasts, backchannels, and webinars, screencasts focus on recording and sharing on-screen activities. Nonlinear presentations, on the other hand, allow for more flexibility and interactivity in their structure, but do not necessarily include recorded screen activity and voiceover. The correct option is E.
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Which of these career clusters sound most interesting to you? Check all that apply.
Finance
Government and Public Administration
Health Science
Hospitality and Tourism
Human Services
Information Technology
Answer:
buddy thats ur opinion
Explanation:
same as up
The most interesting career clusters are given below.
FinanceGovernment and Public AdministrationHealth ScienceWhat is a Career Cluster?A career cluster is group of careers that proportion commonplace functions. If you like one job in a cluster, you can like others in that cluster as nicely.
What are the top career clusters?Agriculture, Food & Natural Resources.Architecture & Construction.Arts, Audio/Video Technology & Communications.Business, Management & Administration.Education & Training.Finance.Government & Public Administration.Health Science.Learn more about career clusters here https://brainly.com/question/24613213
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If a product is no longer showing strong market share and sales are diminishing, which of the following would be the best approach to trying to extend its lifetime on the market
A. Offer extended warranties
B. Re-launch
C. Positioning
D. Discontinue
Answer:B. re-launch
Explanation: just took the quiz
Answer:
Re launch
Explanation:
A p e x
Securitizations are tools providing alternative investment opportunities to investors. Mortgage-back securitization (MBS) is one of the most popular instruments. It allows investors to invest in mortgage loans that are traditionally available to banks and financial institutions only. In this assignment, you will use SAS to model cash inflows/outflows of a simple MBS. The model is to project the future cash collection from mortgage loans based on different default risk assumptions and then allocates cash available to MBS certificate holders. The model will allow you to estimate risk- return to investors under different default scenario. Suppose a MBS invests in a pool of mortgage loans that has the following characteristics: Aggregate beginning balance of the mortgage loans Weighted average of coupon rate $52 million 6% per annum 360 months Weighted average maturity The MBS issues three classes of certificates with the following balance and coupon rate. Beginning Balance $25 million $20 million $ 4 million Certificate A B с Annual Fixed Coupon Rate 5% 7% 9% For simplicity, we assume that a. The mortgage loan pool may default at a 3% annual rate, on average. For loans that default, MBS does not receive any cash (100% severity rate) and the mortgage ban pool will immediately be written down by the default amount (before any calculation). b. Monthly coupons paid to certificate holders are fixed and do not change over the life of the loans. c. However, the actual amounts paid to certificate holders depend on whether there is enough cash to distribute to certificate holder. If the cash collected from the mortgage pool outweighs the cash payouts to certificate holders, the excess cash wil be kept in reserve account. On the other hand, if the cash collection (plus any reserve available) is less than the required cash payouts to certificate holders, the junior certificate holders may not receive any payment. Certificate C is mcre junior than B and B is more junior than A. d. Any portion of payment that cannot be made due to insufficient fund will be recorded as unrecoverable losses.
Mortgage-backed securities (MBS) are securitized investment tools that are usually the most prevalent form of structured finance. They provide investors with an opportunity to invest in mortgages that are traditionally only available to banks and financial institutions.
MBSs involve the pooling of a large number of mortgage loans, which are then securitized into a single investment instrument. They are often divided into various classes of securities or tranches, each with its own risk and return characteristics. MBS certificates are categorized into three types: A, B, and C.
MBS invests in a pool of mortgage loans with a total value of $52 million and an average coupon rate of 6% per annum. The weighted average maturity of the mortgage loan is 360 months. For simplicity, it is assumed that the mortgage loan pool has an annual default rate of 3% on average. MBS does not receive any cash for loans that default, and the mortgage pool will be written down by the default amount immediately.
It is also assumed that monthly coupon payments to certificate holders are fixed and will not change over the life of the loans. However, the actual amounts paid to certificate holders depend on whether there is enough cash to distribute to certificate holders. If the cash collected from the mortgage pool is more than the cash payouts to certificate holders, the excess cash will be kept in a reserve account. If the cash collection (plus any reserve available) is less than the required cash payouts to certificate holders, the junior certificate holders may not receive any payment. Certificate C is more junior than B, and B is more junior than A.
In conclusion, this assignment will use SAS to model cash inflows/outflows of a simple MBS. The model will project the future cash collection from mortgage loans based on different default risk assumptions and then allocate cash available to MBS certificate holders. The model will allow investors to estimate risk-return under different default scenarios.
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20 POINTS please answer quick!
Why do you think that most careers in the Education and Training cluster require a college degree of some sort? Explain in detail.
Answer:
There are different kind of careers that one can pursue in life; in order to choose a particular career, one has to consider some important factors.
Explanation: