Which of the following are NOT TRUE in regard to amortizing securities? Consider in particular securities such as mortgage-backed bonds which allow borrowers to repay the principal in part or in full prior to maturity.
a) Amortizing securities have less reinvestment risk than non-amortizing securities. - Amortizing securities have larger periodic cash flows than do non-amortizing securities, so the impact of reinvesting those cash flows is greater.
b) The amount and timing of interest and principal repayments are highly predicable based on the terms of the prospectus.- Amortizing securities which allow prepayments have uncertain cash flows in both the amount and the timing of the final payment.
c) Yield to maturity is the best estimate of holding period return for amortizing securities. - Yield to maturity assumes a known termination date and cash flows, both of which are uncertain with amortizing securities which allow prepayments. Cash flow yield is a better estimate of the total return of an amortizing bond.

Answers

Answer 1

All the three sentences are not true in regard to amortizing securities.

What Is an Amortizing Security?

A type of debt investment known as an amortizing security is one in which, along with interest, a portion of the underlying principal is paid with each payment made to the security's holder. The payments that the borrower makes toward paying off the debt are used to calculate the regular payment that the security holder receives.

Debt-backed securities, such as amortizing securities, have a loan or a pool of loans that have been securitized. However, payments made to the bank flow through to the investor who is in possession of the security derived from the loan. From the borrower's perspective, nothing has changed from the original loan agreement. Common examples of amortizing securities include mortgages and mortgage-backed securities.

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Related Questions

If someone owns a piece of land, do they own it all the way to the center of the earth?

Answers

Answer:

yes

Explanation:

they bought it

Yo I have a question

What was the issue in the Garratt v. Dailey case?

Answers

Answer:

The Garratt v. Dailey case involved the issue of intentional tort, specifically the tort of battery. In this case, the plaintiff, Brian Garratt, alleged that the defendant, Denny Dailey, intentionally and unlawfully pulled a chair from beneath him as he was attempting to sit down, causing him to fall and sustain injuries. The main question in the case was whether the defendant's actions constituted intentional battery, even though he claimed it was an accident. The court ultimately ruled in favor of the plaintiff, holding that the defendant's actions were indeed intentional and constituted battery, regardless of his intent to harm.

I believe this is your answer, I hope this helps!

What best summarizes the point of view the excerpt expresses?

Answers

Answer:

Answer Expert Verified The statement that best summarizes the point of view the excerpt expresses is “Under one unified government, people will be robbed of their freedoms.”

What best summarizes the point of view the excerpt expresses? They would agree and be confident that the Constitution meets those goals. ... He was an Anti-Federalist and opposed the Constitution. Read the excerpt from The Federal Farmer.

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They would agree and be confident that the Constitution meets those goals. He was an Anti-Federalist and opposed the Constitution. Read the excerpt from The Federal Farmer.

What is the meaning of the Constitution?

A constitution is a collection of guiding ideas or accepted precedents that serve as the foundation for a polity, organization, or another sort of body's legal system and frequently specify how that institution is to be governed.

A state's constitution serves as its rulebook. It lays out the guiding ideals that the state is governed by. It provides an overview of the state's primary institutions and outlines their interrelationships (for example, between the executive, legislature, and judiciary).

The members of the provincial assemblies chosen by the Indian populace formed the Constituent Assembly of India, which drafted the Constitution. The first president of the Constituent Assembly was Dr. Sachidanand Sinha. Eventually, it elected Dr. Rajendra Prasad as president.

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Which of the following are one of the serious traffic safety issues and problems:
Choose one
a. Stopping at red lights
b. Being a passenger in a vehicle without wearing a seatbelt
c. Driving at 35 mph when the speed sign says 40 mph maximum speed
d. Looking both ways before entering an intersection

Answers

One of the serious traffic safety issues and problems Being a passenger in a vehicle without wearing a seatbelt

Why is traffic safety important?

Deaths and injuries resulting from motor vehicle crashes represent a significant public health concern. The World Health Organization (WHO) estimates that motor vehicle crashes kill more than 1 million people around the world individually year, and especially injure as many as 20 to 50 million.

What elements affect driving safety?

To drive safely for as long as possible, you need to consider three main factors: Your body, your vehicle, and your environment.

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What does the proverb, "Motse go swa mabapi" mean? a. People help each other. O b. Harmony in love. O c. Together we stand, divided we fall.​

Answers

Answer:

The answer is a.

People help each other.

I hope this is helpful!

In 1648, what was the role of the four fire wardens in New York?
O walk the streets at night
O inspect chimneys for flammable spark deposits
O carry wooden rattles to notify citizens volunteers of a fire starting
make sure there were buckets of water on every front stoop

Answers

Answer:

Explanation:

In 1648, what was the role of the four fire wardens in New York?

O walk the streets at night

O inspect chimneys for flammable spark deposits

O carry wooden rattles to notify citizens volunteers of a fire starting

make sure there were buckets of water on every front stoop

Answer:

B.  inspect chimneys for flammable spark deposits

Explanation:

describe the key differences between jail and prison.

Answers

Answer:

JAIL- jails are intended for short sentences and temporary confinement

PRISONS- prisons are for felony sentencing longer than a year.

Explanation:

Explanation:

Jail and Prison are often used interchangeably, but they serve different purposes. The key difference: jails are intended for short sentences and temporary confinement while prisons are for felony sentencing longer than a year.

Less than _____% of all bills introduced become law

Answers

10% is the answer for this

2.4 Which department/organization would you approach if your human rights have been
violated?
(2)​

Answers

Answer:

The human rights commission.

Explanation:

The human rights commission is the organisation or department to approach if the human rights had been violated. A human rights commission, also known as a human relations commission, is a body set up to investigate, promote or protect human rights.

Answer: The human rights commission. Explanation: The human rights commission is the organisation or department to approach if the human rights had been violated. A human rights commission, also known as a human relations commission, is a body set up to investigate, promote or protect human rights.

define the main concepts of citizenship? ​

Answers

Answer:

A citizen is a participatory member of a political community. Citizenship is gained by meeting the legal requirements of a national, state, or local government. A nation grants certain rights and privileges to its citizens. In return, citizens are expected to obey their country's laws and defend it against its enemies.

Citizenship refers to the status of being a member of a particular community, country, or society and being entitled to certain rights and privileges, as well as being expected to fulfill certain responsibilities. The main concepts of citizenship include:

Rights: Citizenship includes the legal and constitutional rights granted to individuals by the government of a country, such as the right to vote, freedom of speech and religion, the right to a fair trial, and the right to work and own property.

Responsibilities: Citizenship also involves the responsibilities and obligations that come with being a member of a community, such as paying taxes, serving on a jury, obeying laws, and being an active participant in the democratic process.

Participation: Active participation in the democratic process, such as voting in elections and engaging in public discourse, is an essential part of citizenship.

Identity: Citizenship is also tied to one's identity, such as their cultural heritage, language, and customs, which are often protected and celebrated by the government of their country.

Inclusion and Diversity: Citizenship also emphasizes the importance of inclusion and diversity, recognizing the differences and diversity of individuals and promoting equal rights and opportunities for all members of a society, regardless of their race, ethnicity, religion, gender, or socioeconomic status.

Overall, the main concepts of citizenship highlight the importance of being an active and responsible member of society, while also emphasizing the importance of individual rights and inclusion.

what dose the president of the united states do?​

Answers

Explanation:

joe biden

hope it helpful for you

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XxinstaprincixX

Answer:

Mark me brianliest

Explanation:

The President is responsible for implementing and enforcing the laws written by Congress and, to that end, appoints the heads of the federal agencies, including the Cabinet. The Vice President is also part of the Executive Branch, ready to assume the Presidency should the need arise. (⌒▽⌒)(⌒▽⌒)(⌒▽⌒)

Your organization is an organic food supplier with employees in the following jurisdictions:

Manitoba
Prince Edward Island
Yukon
The organization is planning to implement a company-wide policy with respect to vacation leave and vacation pay that provides the same benefits to all employees, regardless of their province of employment. As the Payroll Manager, provide Simone Page, the Finance Manager, with the following information:

Identify four specific items relating to vacation leave and vacation pay that will have to be addressed in the policy to ensure compliance with the employment/labour standards in each jurisdiction.
Research the details for each of the items you have identified using the course material and the employment/labour standards website for each jurisdiction.

Using the results of your research, provide your recommendations to Ms. Page on how to address each of these items in the policy to provide the employees with the best benefit, while keeping the cost to the organization at a minimum. Explain your reasoning.

Answers

As the payroll manager the specific items that relates to vacation leave are:

Employees getting their leave after they have been in the organization for up to 5 years.The duration of the vacation, this should be about three weeks.The schedule of vacation time.Compliance with labor standards and employment standards.

The elements related to vacation payThe pay for vacation should be equivalent of 4 percent of salary.This amount is a lump sum that has to be paid before the period.The employer has to receive gross pay as well as commissions and bonuses.The payment should be through the use of checks and all payment must be in compliance to employment standards.

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a) Los niños

Y у

las ninas no raconan.

¿Que efectos tiene esta idea en los

niños y las niñois ?

Answers

La respuesta correcta para esta pregunta abierta es la siguiente.

Los efectos que tiene esta idea en los niños y las niñas es la siguiente.

Se dice que los niños y las niñas no razonan. Y lo que sucede es que en esta  etapa de la infancia el niño se desenvuelve por sus impulsos e imita lo que ve en los adultos.

Los expertos sociólogos comentan que hasta los 9 o 10 años de edad, los infantes no son capaces de razonar lo que hacen, y sólo se dejan llevar por sus impulsos. Por ello, no pueden sopesar las consecuencias de sus actos. Por esos son niños.

A esa edad, les gusta correr, jugar, no distinguen entre sus acciones y se limitan a observar y repetir conductas que observan de sus padres en casa. Como dicen los expertos. A esa edad, los niños son como unas "esponjas y lo absorben todo." Por eso hay que tener cuidado con lo que se les enseña.

Discuss the effect of company law on enterprise development. 1. Word number requirements: (1) At least 1000 words (2)The main contents of this paper include: title, body of the text, references 2. The paper is required to analyze the relevant knowledge learned in the Economic law course. Please give me an advanced analysis of the above-mentioned topic " Discuss the effect of company law on enterprise development. ". According to Economic Law. Thank you.

Answers

Company law provides the legal framework for the formation, operation, and management of companies. The effect of company law on enterprise development is the establishment of a stable and predictable legal environment.

Company law plays a crucial role in the development of enterprises by providing a legal framework for their formation, operation, and management. This framework creates a stable and predictable environment for investment, as it establishes clear rules and standards for the conduct of business. This predictability and stability help to foster the growth of enterprises by attracting investment and promoting entrepreneurship.

Furthermore, company law protects the interests of investors by setting out their rights and obligations, providing mechanisms for dispute resolution, and ensuring that companies are held accountable for their actions. This protection helps to build investor confidence and promotes the flow of capital into the economy.

Overall, the effect of company law on enterprise development is to create a legal environment that is conducive to investment and entrepreneurship, promotes growth, and protects the interests of investors. This, in turn, contributes to the development of a strong and vibrant economy.

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Bail bondsmen can be best described as being most similar to what?

Answers

Bail bondsmen can be best defined as being most similar to cash bail. The bond is readily and completely available cash-paid, as the name implies.

What is bail bond?

A bail bond is an agreement by a criminal defendant to show for trial or pay a sum of money set by the court. If the defendant cannot afford the bail, they have to wait in jail.

What is cash bail?

Cash Bail is money which you pay as a deposit for the release of a person who has been arrested or a defendant. The Department of Finance holds the money to help guarantee that the defendant will be back to court for their trial.

Thus, the most common sort of bail bond is cash bail.

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Laws that prohibit union shop agreements requiring new employees to join a union are called _____

Answers

Laws that prohibit union shop agreements requiring new employees to join a union are called "right-to-work" laws.

"Right-to-work" laws are legislation that prohibit union shop agreements, which mandate that new employees must join a union as a condition of employment. These laws give employees the freedom to choose whether or not to join a union, even in workplaces where a union is present. Right-to-work laws are typically enacted at the state level and vary from state to state. They aim to protect individual workers' rights and promote economic freedom by ensuring that union membership is not compulsory for employment. By prohibiting union shop agreements, right-to-work laws provide individuals with the ability to opt out of union membership if they so choose.

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Cases such as Loving v. Virginia and Griswold v. Connecticut illustrate that:______

Answers

This question is incomplete. Here's the complete question.

Cases such as Loving v. Virginia and Griswold v. Connecticut illustrate that:______

a) the Supreme Court will rarely strike down laws passed directly by voters through the initiative process

b) the Supreme Court has the authority to overturn state statutes that contravene rights and privileges guaranteed under the Constitution

c) the Supreme Court does not have the authority to overturn state statutes

d) the Supreme Court does not have the authority to strike down sections of state constitutions

Answer: b) the Supreme Court has the authority to overturn state statutes that contravene rights and privileges guaranteed under the Constitution

Explanation:

In Loving v. Virginia, the Supreme Court ruled the anti-miscegenation statutes that outlawed interracial marriage, such as was the case in Virginia, unconstitutional under the 14th Amendment.

In Griswold v. State of Connecticut, the U.S. Supreme Court ruled that Connecticut’s birth control law was unconstitutional because it infringed the Fourth and Fifth amendments

Hi hi idn but hi have a good day stay safe

Should women be allowed free tampons and pads due to to such items are a necessity?​

Answers

Yeah woman need those items they are an necessity

Answer:

Yes please.

Explanation:

Mensturation isn't a choice.

methods of identifying an inmate who is to receive medication.

Answers

Answer:

Effective classification is now regarded as critical to the

operation of a safe, secure facility. As a management tool,

classification is considered essential for assessing and

meeting the needs, risks, and constitutional rights of each

offender through appropriate housing, work, programs,

and activities, while at the same time maintaining the

security and safety of the facility and community.

Explanation:

yee

Identify and describe the basic fuctions of law.

Answers

Answer:

The Purposes of Law. ... The law serves many purposes. Four principal ones are establishing standards, maintaining order, resolving disputes, and protecting liberties and rights.

Explanation:

How Can We Get Khula in Pakistan?
http://www.advocateinlahore.com/khula-procedure-in-pakistan/

Answers

Answer:

To apply for Khula the wife would need to file a suit for Khula in the Family Court under the West Pakistan Family Courts Ordinance, on the grounds that she feels she can no long live with her husband “within the limits prescribed by Allah' and such a statement on oath made in her suit would be sufficient to establish

Explanation:

The trend in recent years has been toward narrower spans of control as a way to facilitate delegation.

Answers

A wide span of management is a sort of control when a single manager is responsible for overseeing a sizable number of employees or subordinates.

It is a hierarchical system in which a large number of managers essentially depict a flat organization with a single manager overseeing and supervising all employees at a similar level. As stated in the question, Giovanni works in an environment where all employees perform the same tasks while experiencing various difficulties. As a result, Giovanni employs a broad range of management. An organization that is horizontal and devoid of the traits of a towering structure is said to be flat. A business with a broad span of control and a short chain of command is therefore a flat organization, whereas a business with a limited span of control and an organization that has a long chain of command is tall.

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It is true or false that in the American legal system, case law results every time any court decides a case.

Answers

the answer is true explanation my uncle's an attorney

The constitution establishes three branches of government with different functions. This system illustrates which principle of government?.

Answers

The principle of government that the constitution's three branches of government with distinct functions exemplify is the principle of separation of powers. Separation of powers refers to the constitutional principle of dividing the powers of government among three branches: the executive, the legislative, and the judiciary.

The principle of separation of powers was established in order to prevent any branch from being too powerful by preventing any single branch of government from exerting complete power over the others. This principle is enshrined in the U.S. Constitution to maintain the stability of the government and protect the rights and liberties of the people. The Executive branch is responsible for implementing and enforcing laws, the Legislative branch has the power to create and pass laws, and the Judiciary branch is responsible for interpreting and reviewing laws to ensure that they are constitutional. Each of these branches has a distinct function, and none has more power than the others. The Constitution's separation of powers is one of the most significant concepts of the American system of government, and it has been imitated by several other countries.

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Which statement best evaluates the merits of the judges role in probation

Answers

Answer: judges ultimately are decision makers and so they do all the investigation of the accused themselves with the help of clerks

Explanation: I took test

Answer:

Judges decide on whether to select probation or incarceration, and because of a huge case load judges must rely on probation officers’ recommendation.

Explanation:

i got it right

A growing number of law enforcement dispatchers and officers on the street believe that the 10-code system has outlived its usefulness. Compose a convincing argument that either supports this contention and offers an alternative form of communication shorthand that appropriately addresses contemporary calls for law enforcement response, or argue that the 10-code remains viable and useful in police communication but would benefit from some modernization; also provide examples of how you would modernize the code. You should answer this question using a minimum of 300 words.

Answers

Answer: The United State government pushed for "plain language" after 9/11 because the inter-organizational discussion was hurt by codes. For a while, they pushed it hard (there may have been laws but I don't ken for sure) but later recanted and now "plain language" is only required when more than one organization is involved. From what I have optically discerned, many emergency accommodation men and women prefer utilizing the 10 codes, especially in certain situations where predilection for discretion is propitious. I do believe there should still be the implementation of it as simply saying 10-24 is better than yelling "f'ing send backup this man sent shots at me" but I understand stress can interfere with our competency to recollect certain things, especially in an emergency field. What's nice about 10 codes is that if everybody on the job understands them, you can convey a lot in a concise message. It'd be prevalent to describe how a tour went just with the mundane 10 codes. some people are immensely colossal proponents of plain English. You can articulate what is genuinely transpiring rather than utilizing pre-determined 10 code that may not be entirely precise. I cerebrate plain English AND 10 codes should be the default method of communication if you are in command or interfacing with certain agencies or predicaments. Clear and efficacious communication is often the first causality in the war of "oh shoot" calls. Though I can cerebrate of a few instances where, within a single agency and intra-agency communication, I believe 10 codes would be more utilizable than plain English. An area with poor radio communication may benefit from a 10-code that is able to convey an entire sentence. Or if you are unable for whatever reason to openly request a resource such as the police or convivial workers. That would be my modernization of the ten code

Explanation:

I'm kinda slow but had the same question so here was my probably bad  answer lol

what was the legal position of the state of texas in hernandez v. texas, a case that determined denying latinos the right to serve on juries unconstitutional?

Answers

In the Hernandez v. Texas case, the legal position of the state of Texas was that Latinos were not considered a separate race and therefore were not entitled to protection under the Fourteenth Amendment.

In the Hernandez v. Texas case, the legal position of the state of Texas was that Latinos were not considered a separate race and therefore were not entitled to protection under the Fourteenth Amendment.

The case challenged the exclusion of Hispanics from jury service in Jackson County, Texas, on the grounds that it was unconstitutional.

The Supreme Court ultimately ruled that the 14th Amendment of the United States Constitution, which guarantees equal protection under the law, applied not only to African Americans but also to other racial and ethnic groups.

The ruling was important in extending civil rights protection to other groups beyond just African Americans.

In conclusion, the Hernandez v. Texas case determined that denying Latinos the right to serve on juries was unconstitutional, and the legal position of the state of Texas was that Latinos were not considered a separate race and therefore were not entitled to protection under the Fourteenth Amendment.

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Decide whether each problem contains mitigating factors or aggravating factors.


1. The defendant is 24 years old and helps care for a one-year-old daughter.


2. The defendant has a prior conviction for the sale of cocaine and is on probation.


3. During the burglary, the home was occupied by an elderly couple.


4. The burglary had been planned by the defendant’s older brother who was armed.


5. The defendant and his brother took over $10,000 in jewelry and electronics.


6. The defendant had a chaotic childhood and attended a poorly funded school.


7. The defendant wrote a letter of apology to the victim’s family.

Answers

Based on the situational perspective of each sentence, the statement that the defendant is 24 years old and helps care for a one-year-old daughter, is a Mitigating factor.

What is the Mitigating and Aggravating factor?

A mitigating factor is a term that is used to describe the condition or situation that reduces the harshness or fault of a criminal act.

On the other hand, the aggravating factor is a term that is used to describe the situation or actions relating to a crime or offense which then raises its harshness and penalty to the aggravated version of the offense.

Therefore other statements can be categorized as the following:

2. The defendant has a prior conviction for the sale of cocaine and is on probation. - Aggravating factor

3. During the burglary, the home was occupied by an elderly couple. - Aggravating factor.

4. The burglary had been planned by the defendant’s older brother who was armed. - Aggravating factor

5. The defendant and his brother took over $10,000 in jewelry and electronics. - Aggravating factor

6. The defendant had a chaotic childhood and attended a poorly funded school. - Mitigating factor

7. The defendant wrote a letter of apology to the victim’s family. - Mitigating factor.

Hence, in this case, it is concluded that these available statements have mostly aggravating factors while three of them have mitigating factors.

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A police officer who secretly records a conversation between two arrestees in the back of a police car is guilty of:
a. Wiretapping
b. Eavesdropping
c. Invasion of privacy
d. Violating the Fourth Amendment

Answers

Answer:

B seems the most likely answer, due to there being no actual violation

Explanation:

What was the final vote of the Supreme Court white v regester?

Answers

In White v. Regester (1973), the Supreme Court held that at-large voting systems for electing representatives to the Texas House of Representatives diluted the voting strength of minority voters in violation of the Equal Protection Clause of the Fourteenth Amendment. The final vote was 8-0 in favor of the plaintiffs.
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