What is a down payment?

Question 4 options:

first payment a borrower makes


cash payment made by the borrower of a percentage of the total cost


a fee paid to process the loan

Answers

Answer 1

Answer:

cash payment made by the borrower of a percentage of the total cost

Explanation:

first payment comes after the down-payment and once you start your reoccurring payments

and a fee paid to process the loan is something else not the down-payment

Answer 2

Answer:

cash payment made by the borrower of a percentage of the total cost

Explanation:

Its usually a percentage of total cost of something large you are buying while financing the rest of the balance. Like 10% down on a $5000 car is $500 cash you put down out your pocket, while financing the remaining $4500.


Related Questions

The US society has experienced multiple large-scale protests, riots, shootings and other incidents in the past year, reflecting the deep divisions and conflicts in the US society. Racial discrimination, political polarization, wealth gap, gun violence and other issues have not been effectively resolved, and the new president Biden also faces strong opposition and distrust from the Republicans and the public.

Answers

In the past year, the United States has witnessed several significant events such as protests, riots, shootings, and other incidents that reflect the profound divisions and conflicts within society. These incidents have brought to light ongoing issues including racial discrimination, political polarization, wealth inequality, and gun violence. Despite these challenges, these problems have not been adequately resolved, and they continue to have a significant impact on society.

Additionally, the newly elected President Biden faces substantial opposition and distrust from both the Republican Party and segments of the general public. The deep-rooted divisions in the country contribute to a challenging political landscape, making it difficult to achieve consensus and implement effective solutions.

Addressing these complex issues requires a comprehensive approach that involves dialogue, understanding, and collaboration among different groups and political ideologies. It is crucial to promote inclusivity, social justice, and equality while fostering an environment that encourages constructive discussions and meaningful change. By working towards common goals and addressing the underlying causes of these conflicts, it is possible to move towards a more harmonious and unified society.

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Question: Analyze and interpret the following statement
*“Life is not a grand harmony, conflict exist. We must learn how to live with it, use it constructively and minimize it’s destructive aspect

Answers

Answer:

According to the statement, a perfect world is not attainable because of the existence of conflict.

These conflicts that exists are what we as humans must learn to live with because there is no way we can escape conflict as all humans are unique and different.

However, these conflicts can be minimized so it does not turn to something bigger and more destructive.

The Financial Responsibility Law
was enacted to ensure that those who
do not purchase insurance have the
necessary resources to pay for any
damages caused to others.

Answers

The Financial Responsibility Law is a law that requires liability insurance for drivers. It is designed to protect accident victims from financial loss by ensuring that drivers who cause accidents have the financial resources to pay for damages.

What is liability insurance?

Liability insurance is a type of insurance coverage that provides protection against claims resulting from injuries and damage to other people or property. It helps protect businesses and individuals from the financial impact of legal action taken against them in the event they are sued and found liable for causing an injury or damage. Liability insurance covers legal costs, damages, and medical expenses that may result from negligence or a wrongful act. It is an important form of risk management that provides financial security and peace of mind in the event of a lawsuit.

The law is also meant to discourage people from driving without insurance by providing for fines and other penalties for those who are found to be driving without adequate insurance coverage. The law requires drivers to prove that they can pay for damages caused by an accident through a combination of insurance coverage, self-insurance, or a bond or deposit.

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How can families and educators work together to improve education ?​

Answers

Answer: I think the family and the educators can improve education because they have there mind set on it.

Explanation:

Which of the following is NOT a trend in contemporary ECE? a. Culturally responsive practice b. Data driven instruction c. Drill and practice instruction d. Inclusion of children with disabilities in the general classroom setting

Answers

The correct answer is C) Drill and practice instruction.

What is NOT a trend in contemporary ECE is "drill and practice instruction."

We are talking about Early Childhood Education, the preschool system for children in their firsts steps in formal education.

The tendencies to improve the education of children this age are four general pillars. To improve literacy instruction, the importance of nature and the caring of the environment. To close the gap between children in public and private education and drop out rates. And the use of technology to improve childhood education. Some authors also emphasize teaching physical education habits that can benefit children at this early age.  

im getting a bird for x-mas!
any name ideas?

Answers

Answer:

so cool!! what type and color is it gonna be?

Answer:

Polly, or mango is what I would suggest

Explanation:

:D But it's up to you what you would name it. I have a cat but I didn't name her, i call her the kitten because I'm not good with names. *:D

The exact solution to the equation e−5x+1=2
is

Answers

The exact solution to e^(-5x+1)=2 is x = (1 - ln(2)) / 5.

Therefore, the exact solution to the equation e^(-5x) + 1 = 2 is x = 0.

It is important to note that this solution assumes we are working with the natural logarithm (ln) and the base e. The natural logarithm is the inverse function of the exponential function with base e. In this case, since e^(-5x) equals 1, it means that the exponent of e is 0, resulting in x = 0.

To find the exact solution to the equation e^(-5x) + 1 = 2, we can follow these steps:

Step 1: Subtract 1 from both sides of the equation:

e^(-5x) = 2 - 1

e^(-5x) = 1

Step 2: Take the natural logarithm (ln) of both sides of the equation:

ln(e^(-5x)) = ln(1)

-5x * ln(e) = 0

Since ln(e) equals 1, the equation simplifies to:

-5x = 0

Step 3: Solve for x:

Divide both sides of the equation by -5:

x = 0 / -5

x = 0

It is also worth mentioning that this is a specific solution to the given equation. Depending on the equation and the specific values involved, there may be other solutions that need to be considered. However, in this case, the exact solution is x = 0.

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REAL ANSWERS ONLY PLEASE!!! PLEASE HELP IT IS URGENT!!!! I NEED EXPLINATIONS AS WELL!!!!!!
1. In context, the second sentence of the fifteenth paragraph ("However, the agreement . . . legally binding”) (lines 59–60) serves as a transitional element that
A. reveals the author’s regrets about a proposed solution in the passage
B. acknowledges a weakness in the author’s line of reasoning in the passage

2.Which of the following choices accurately describes a strategic stylistic decision that the author makes in the seventeenth paragraph (lines 64–66)?
A.The coordinated clause provides a contrast to the previous paragraph and gives the same importance to the ability to remove large items and the inability to remove microplastic.
B. The words regretted and colossal, both of which have negative connotations, emphasize the flaws inherent in the plan to remove plastic from the ocean

3.Which of the following statements most directly expresses the author’s thesis in the passage?
A.To effect real change and clean up, countries need to take a deeper look at the ways they use plastics in everyday life.
B. A concerted international effort is needed to both remove the existing garbage patch and reduce plastic waste overall.

REAL ANSWERS ONLY PLEASE!!! PLEASE HELP IT IS URGENT!!!! I NEED EXPLINATIONS AS WELL!!!!!!1. In context,
REAL ANSWERS ONLY PLEASE!!! PLEASE HELP IT IS URGENT!!!! I NEED EXPLINATIONS AS WELL!!!!!!1. In context,
REAL ANSWERS ONLY PLEASE!!! PLEASE HELP IT IS URGENT!!!! I NEED EXPLINATIONS AS WELL!!!!!!1. In context,

Answers

In context, the second sentence of the fifteenth paragraph ("However, the agreement . . . legally binding”) (lines 59–60) serves as a transitional element that A. reveals the author’s regrets about a proposed solution in the passage

The choice that accurately describes a strategic stylistic decision that the author makes in the seventeenth paragraph (lines 64–66) is B. The words regretted and colossal, both of which have negative connotations, emphasize the flaws inherent in the plan to remove plastic from the ocean

The option that expresses the author’s thesis in the passage is B. A concerted international effort is needed to both remove the existing garbage patch and reduce plastic waste overall.

How to explain the excerpt

It should be noted that in context, the second sentence of the fifteenth paragraph serves as a transitional element that reveals the author’s regrets about a proposed solution in the passage.

This indicates the author’s dismissal of a counterargument discussed in the passage.

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Where Emma takes Jacob from the book miss peregrines

Answers

Answer: Jacob and Emma arranged to meet during the night when Jacob's father and Miss Peregrine were sleeping so they could talk. When they met, Emma brought Jacob to the beach and the two went in her little boat farther into the water.

Explanation:

hope this helps :)

Who are venture capitalists?

Answers

Answer:

A venture capitalist (VC) is a private equity investor that provides capital to companies exhibiting high growth potential in exchange for an equity stake. This could be funding startup ventures or supporting small companies that wish to expand but do not have access to equities markets.

Use each spelling word to write a "chirp" that you want your friends to read. You may choose to use hashtags (#) in your chirps, but it's not required. Be sure to spell spelling words correctly and underline them in the chirps. Word Bank: authority, brainstorm, chores, education, indicate, manor, observatory, orchard, porcupine, vortex

Answers

F is alone with no problem and I’m saving it to my phone so I’m just going for the whole day to be able and all that I need is not my

30. The governments of the Global South are facing challenges in all of the following areas EXCEPT a.
widespread poverty
b. declining birthrates.
c. financial pressures for economie restructuring,
d. inter-ethnic conflict
e the ability to deliver public services,

Answers

Answer: b. declining birthrates.

Explanation:

The southern economies of the world such as in Africa and South America have not fared as well as the northern countries of Europe and North America as the former lags well behind the latter in many ways.

One way they do not lag behind however, is birth rates. The Southern countries have high birth rates and keep adding to the global population at a time when the Northern countries are slowing down their birth rates with some even experiencing negative population growth.

Match the values with the equivalent percentages.
35% of 150
45% of 200
10% of 20
20% of 50
30% of 15
52.5
arrowRight
4.5
arrowRight
2
arrowRight
10
arrowRight

Answers

Answer:

52.5

90

2

10

4.5

Explanation:

150:100x35

Dr. Miguel Nicolelis is a professor at Duke University who conceptualizes the brain as functioning as an entire organ. This is against the dominant view of brain function where we view it as having localized functions handled by specific areas of the brain. Write a summary of Dr. Nicolelis' view of how the brain functions

Answers

Dr. Miguel Nicolelis, a professor at Duke University, conceptualizes the brain as functioning as an entire organ rather than as a collection of localized functions handled by specific areas.

What does this mean?

This means that he believes that the brain works as a unified whole, with all parts communicating and working together to process information and control the body.

This view is in contrast to the dominant view of brain function, which holds that different areas of the brain are responsible for specific functions such as vision, movement, and memory.

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What happens when you get ‘scared half to death’ twice?

Answers

You have a vision of your life flashing between your eyes and see Alf your memories and think your going to die because you were scared but at the end you come back and nothing happens.

Answer:

If you were to be scared half to death again, you would be one eighth alive. Then one sixteenth. Then one thirty-second. But no matter how many times you are scared half to death, you will never become fully dead, although you become increasingly less alive.

XD

Explanation:

what best explains why the author ends the story about isabella goodwin with the underlined sentence on page 6.

Answers

It may be inferred that the underlined phrases on page 6 are there to "indicate that Isabella Godwin requires the help of other investigators in order to be successful," which is the best explanation for why the author finishes the tale of Isabella Goodwin there. (Choice C)

What is the textual evidence supporting the above?

The following passages provide the linguistic basis for the aforementioned claim: "Isabella Goodwin's big break came in 1912 when she accepted a position as a boardinghouse scrubwoman for a salary of $6 a week.

Her duties as a police matron for the New York City Police Department mostly consisted of maintaining prison facilities and supervising prisoners rather than conducting criminal investigations.

But after news of a bank heist made headlines throughout the world, the department told Goodwin to pose as a maid and visit a questionable boardinghouse.

Her goal was to gather enough proof to bring down gangster Eddie  Kinsman, who frequented the residences to see his sweetheart, Swede Annie. Between cleaning floors and preparing meals, Goodwin dressed casually, put on an Irish brogue, and started spying.

Goodwin became the department's first female investigator when her tip resulted in Kinsman's arrest and she was given a first-class detective shield by the police department.

As a result, Goodwin was dubbed "the greatest known lady investigator in the United States" by The Brooklyn Daily Eagle in 1915. Note that The first female investigator in the city was an American police officer named Isabella Goodwin.

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Full Question:

What BEST explains why the author ends the story about Isabella Goodwin with the underlined sentences on page 6?

to suggest that Isabella will soon be overshadowed by other more successful detectives

to suggest that Isabella may be in danger when  her disguise is finally exposed

to suggest that Isabella needs the support of other detectives in order to be successful

to suggest that Isabella will readily embrace change in order to keep working as a detective

Gregory is the owner of two clothing stores. He sells a variety of styles of clothing, but in general, he believes that having clothing with college logos in his store would help people feel more school spirit. He is proposing an experimental study to examine this belief.

Identify the dependent variable in this study.
Identify the experimental group in this study.
Provide an example of a valid operational definition of “feeling of school spirit.”
Explain how random assignment would help establish cause and effect in this experiment.
Explain why it would be difficult to use a double-blind procedure for this study.
Explain how retinal cones might relate to people’s choice of clothing.

Answers

Answer:The correct answer to this open question is the following.

There is no question here. It is just a statement.

Trying to help you we can add the following comment.

Because Gregory is the owner of clothing stores, he sells a variety of styles of clothing,  with college logos that make students proud of their school and athletic teams. If he is proposing an experimental study to examine this belief that clothing with the college logo would help people feel more school spirit, he has to establish the number of students that are going to be part of the study. Once limiting the number, he has to draft the questions of the survey and include close and open questions.  

Gregory has to show quantitative and qualitative data that demonstrates that his theory is correct, elaborate a report with the statistics and graphics to show it to the school principal.

If he convinces the school authorities, he could sell his clothes with the school logo to make a good profit and foster the school spirit.

Explanation:

what is the probability that randomly selected data entry has a first digit less than 4?

Answers

Answer:

1 = 0.301

2=0.176

3=0.125

4=0.097

less than (1-3) = 0.602

with (1-4) = 0.699

mark me brainliest pls

Explanation:

i did the math

0.097

Answer:

Explanation:

The police
are looking for an expert witness to testify in an upcoming case. The case involves a murder that was witnessed by a neighbor and recorded on a cell phone.
make the BEST expert witness?
Who would
A.
the person who recorded the murder
O
the neighbor who witnessed the crime
O C. the best friend of the victim who knew hi
O D. the forensic scientist who did the autopsy

Answers

The one that makes the best expert witness is the person who recorded the murder. The correct option is A.

What is a witness?

A witness is basically anyone who appears in court to testify about a crime or other event. Eleven witnesses will be called to testify over the next three or four days.

By personal presence and perception, to see, hear, or know: to be present at an accident to attend as an official witness, spectator, bystander, etc.

Thus, the correct option is A, as it is the the main proof of the crime took place.

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Represent 5/6 on number line ​

Answers

I hope this will help. ❤️
Represent 5/6 on number line

Help thanksss



hshshshs

Help thanksss hshshshs

Answers

The appropriate word based on the clue is nationalism. Nationalism is a political ideology that emphasizes the importance of a shared national identity, culture, and history.

What is nationalism?

It is the belief that people who share a common language, culture, and territory should be united under a single national government and that this national identity should take precedence over any other loyalties, such as those based on religion, ethnicity, or regional identity.

Nationalism can take many forms, ranging from civic nationalism, which emphasizes citizenship and loyalty to the state, to ethnic nationalism, which focuses on shared ancestry and ethnicity. Nationalism can also manifest itself in a variety of ways, including political movements, cultural expressions, and even armed conflict.

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write your best experience you've
encountered in life in which you use in effective listening skills in 300 words

Answers

Sure, here is a story about my best experience in life in which I used effective listening skills:

I was working as a customer service representative at a call center when I received a call from a customer who was very upset. She had recently purchased a new laptop from our company, and it was not working properly. She was trying to return it, but she was having trouble understanding the return policy.

I listened carefully to her concerns and tried to understand her situation. I asked her clarifying questions to make sure I had a good understanding of what was going on. Once I understood the situation, I was able to explain the return policy to her in a way that she could understand. I also offered to help her with the return process.

The customer was very grateful for my help. She told me that I was the first customer service representative who had been able to understand her concerns and help her with her problem. She said that I had made her experience with our company much better.

I was really happy that I was able to help the customer. It felt good to know that I had made a difference in her experience. I also learned a valuable lesson about the importance of effective listening skills.

Effective listening skills are important in many different areas of life. They can help you to understand your colleagues at work, your friends and family, and even strangers. If you can learn to listen effectively, you will be able to build better relationships and have more positive experiences in your life.

Here are some tips for effective listening:

Pay attention to the speaker. Make eye contact, nod your head, and avoid distractions.

Ask clarifying questions to make sure you understand what the speaker is saying.

Avoid interrupting the speaker.

Be open-minded and non-judgmental.

Respond to the speaker's feelings as well as their words.

You deposit $725 in an account that pays
4.5% annual interest compounded continuously. What is the balance after
3 years

Answers

Answer:

The balance after  3 years is $827.34

Explanation:

We are given that You deposit $725 in an account that pays  4.5% annual interest compounded continuously.

Principal = $725

Rate of interest = 4.5%

Time = 3 years

We are supposed to find the balance after  3 years.

Formula : \(A=P(1+r)^t\)

A= Amount

P = Principal

r = rate of interest in decimals

t = time

\(A=725(1+\frac{4.5}{100})^3\)

\(A=827.34\)

Hence  the balance after  3 years is $827.34

Using resources that could bring immediate benefits

Answers

I think the word you’re looking for is called economics.

Please click on the ❤️ it helps me. Thanks!

Which of these describes a situation of elastic demand?
A. A store increases the price of tea, and revenues increase.
B. A gas station increases its prices by 10%, and business drops way
off.
C. The price of peanuts rises by 10%, and the quantity sold falls by
10%.
O D. A drug company increases the price on a drug, and sales remain
strong.

Answers

Answer:

It's B. Gas Station increases and then drops off

Explanation:

just got it right

The elastic demand is described in the situation where the gas station increase by 10% price forms business drop way off. Thus, option B is correct.

What is an elastic demand?

Elastic demand is given as the change in the quantity with respect to the change in price. The difference between the inelastic and elastic demand is that there will be a small change in the inelastic collision and a large change in an elastic collision.

The situation that demonstrates the elastic demand is the gas station increase in price results in the drop way off the business. Thus, option B is correct.

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Presented below are the components in determining cost of goods sold. Determine the missing amounts.
beginning inventory purchase cost of goods available for sale
$78,000 $98,000 $Enter the amount. (a)
$48,000 $ Enter the amount. (c) $113,000
$ Enter the amount. (e) $108,000 $158,000
Ending inventory cost of goods sold
$ Enter the amount. (b) $118,000
$33,000 $ enter the amount. (d)
$27,000 $ enter the amount. (f)

Answers

To determine the missing amounts, let's calculate them based on the given information:

(a) The cost of goods available for sale is the sum of the beginning inventory and purchase cost:
Cost of goods available for sale = Beginning inventory + Purchase cost = $78,000 + $98,000 = $176,000.

(b) The ending inventory can be found by subtracting the cost of goods sold from the cost of goods available for sale:
Ending inventory = Cost of goods available for sale - Cost of goods sold = $176,000 - $118,000 = $58,000.

(c) The missing amount is the cost of goods sold, which can be calculated by subtracting the ending inventory from the cost of goods available for sale:
Cost of goods sold = Cost of goods available for sale - Ending inventory = $176,000 - $58,000 = $118,000.

(d) The missing amount is the purchase cost, which can be calculated by subtracting the beginning inventory from the cost of goods available for sale:
Purchase cost = Cost of goods available for sale - Beginning inventory = $176,000 - $78,000 = $98,000.

(e) The missing amount is the beginning inventory, which is already given as $78,000.

(f) The missing amount is the ending inventory, which is already calculated as $58,000.

Therefore, the missing amounts are:
(a) $176,000
(b) $58,000
(c) $118,000
(d) $98,000
(e) $78,000
(f) $58,000



Freshly oxygenated blood enters the heart through the_____ and is

pumped out the____

Answers

Answer:

Freshly oxygenated blood enters the heart through the pulmonary vein into the left atrium and is pumped out the left ventricle through the aorta.

Explanation:

Deoxygenated blood is collected from all over the body by the superior and inferior vena cava and enters the top-right chamber of the heart called the right atrium. This blood then flows into the right ventricle where it is carried by the pulmonary artery to the lungs for oxygenation. The oxygenated blood is then carried back to the heart by the pulmonary vein and enters the top-left chamber of the heart called the left atrium. This blood then flows into the left ventricle which pumps the blood into the aorta which carries oxygenated blood to all the other parts of the body.

Freshly oxygenated blood enters the heart through the left atrium and is pumped out the lungs through the pulmonary veins.

Arteries are responsible for carrying this blood from the human heart. The veins on their own part carry blood that has been depleted of oxygen back to the heart.

The oxygenated blood is helpful to the body becasue it aids respiration.

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You should wear these type of gloves to protect yourself from electrical sparks

Answers

Answer:

Electrically Insulated Rubber Gloves

(their good insulators)

Explanation:

Answer:

rubber gloves

Explanation

rubber is an insulator

Which of the following is an example of electronic banking?
A. using erma to process customers checks is
B. issuing stocks to raise capital
C. using a digital machine to print money
D. exchanging two different curriencies at an exchange office

Answers

Answer:

Explanation:

A. using an ATM to process customers' checks is an example of electronic banking.

Electronic banking refers to the use of electronic means, such as computers, smartphones, and other digital devices, to perform banking transactions. Examples of electronic banking include using an ATM to withdraw cash, using online banking to check account balances, and using mobile banking to transfer money.

B. issuing stocks to raise capital, is not an example of electronic banking. It is a way for companies to raise money by issuing shares of ownership in the company.

C. using a digital machine to print money is not an example of electronic banking, it is considered illegal to print money.

D. exchanging two different currencies at an exchange office is not an example of electronic banking. It is a financial transaction that involves exchanging one currency for another at a specified exchange rate.

Attribution affects the way an individual feels about a situation or others by the process of
A. intention, control, and perception
B. observation, perception, and intention
C observation, intention, and control
D. control, perception, and intention

Answers

Answer:

the correct answer would be c

Explanation:

Answer:

The answer is C

Explanation:

edge 2021

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