The loan you are reviewing has an appraised value of $275,000. The loan amount is $123,000 and there is a second mortgage of $33,000. What is the LTV/CLTV for this loan?

Billed the local United Way office $ 23,500 for temporary services provided. Thus, option A is correct.

Credit union is defined as a non profit money making cooperative in which the members of that particular group can ask to borrow money from the funds available at that time with very low rate of interest. The credit union is a non profit institution but bank is a for the profit institution.

The main difference between a bank and a credit union will be that the credit union is a non profit institution but bank is a for the profit institution.

Therefore, Billed the local United Way office $ 23,500 for temporary services provided. Thus, option A is correct.

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Answer:

B Negatively correlated

The current value of the bond is $559.07.

To calculate the current value of the bond, we need to use the present value formula:

PV = (C / r) * (1 - 1 / (1 + r)ⁿ) + FV / (1 + r)ⁿ

Where:

PV = Present value

C =  Annual coupon payment, which is calculated by multiplying the coupon rate (3.5%) by the face value ($1,000), so C = $35

r = Required rate of return = 7%

n = Number of years until the bond matures = 15

FV = Face value of the bond = $1,000

Plugging in the values, we get:

PV = ($35 / 0.07) * (1 - 1 / (1 + 0.07)^15) + $1,000 / (1 + 0.07)^15

PV = $559.07

Therefore, the current value of the bond is $559.07.

This means that the bond is currently selling for less than its face value, or at a discount, because the required rate of return (7%) is higher than the coupon rate (3.5%). Investors demand a higher rate of return to compensate for the lower coupon payments relative to the market rate.

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Answer: Power

Responsibility

Risk

And pressure

Explanation:

According to the video, as the power, responsibility, risk, pressure best describe the role of general and operations managers. Thus, option (b), (c), (e), (f) is correct.

A manager is a professional who takes a leadership role in an organization and manages a team of employees. A manager is a person who manages a team of employees in an organization. A manager builds a bridge between the employees and the top-level management.

According to the video, was the different in the role of the general and operations managers. The first role is the power to direct the employees. The responsibility was the new project and the current work as the manage. The risk was the opportunity as the used on the profit as per the loss. The pressure of the work on the completing to the before the deadline.

As a result, the video, as the power, responsibility, risk, pressure best describe the role of General and Operations Managers. Therefore, option (b), (c), (e), (f) is correct.

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Answer:

the first one by the website

Explanation:

the websites name is the eustions name

Expected growth of a segment of these is a criterion used to select a target market segment. Thus, option (e) is correct.

What is segmentation?

Segmentation is the process of target market into groupings of potentiality customers choices and the needs. There are the different parts such as psychographic, geographic segmentation, demographic, and behavior.

The segmentation of the target market are the target this consumer was the related to the particular product and the services. The target market segment size of the population,  expected growth of a segment, competitive position in the market, cost to reach, and characteristic.

As a result, the significance of the segmentation are the aforementioned. Therefore, option (e) is correct.

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Your question is incomplete, but most probably the full question was.

The factors that you have to think about would before giving out the loan would be the following:

This is the term that is used to refer to an amount of money that would be given to a person that is the borrower by the lender for a period pf time and for them to pay back with interest.

To be able to determine if you are to give out a loan, you have to take the ability of the person to pay you back the amount as a fator.

Also you have to check the character of the person that you are to loan the money to.

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The inventory turnover of the company is closest to 11.30 if a retailer sold goods of $260,000 last year.

Hence, the correct option is d.

To calculate the inventory turnover, you can use the following formula

Inventory Turnover = Cost of Goods Sold / Average Inventory

First, let's calculate the average inventory

Average Inventory = (Beginning Inventory + Ending Inventory) / 2

Average Inventory = ($20,000 + $26,000) / 2 = $46,000 / 2 = $23,000

Now, we can calculate the inventory turnover

Inventory Turnover = Cost of Goods Sold / Average Inventory

Inventory Turnover = $260,000 / $23,000 ≈ 11.30

Therefore, the company's inventory turnover is closest to 11.30, which corresponds to option d.

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-- The question is incomplete, complete question is

"Harold Company, a retailer, had cost of goods sold of $260,000 last year. The beginning inventory balance was $20,000 and the ending inventory balance was $26,000. The company's inventory turnover was closest to: Select one: a. 5.65 O b. 10.00 c. 13.00 O d. 11.30" --

By examining the financial figures provided above for John's account, it is clear that check no. 410 for $710.49 was the reason for John's account overdraft. As a result, choice (C) is valid.

A transaction in which the account holder is permitted to take more money than the account's actual balance is referred to as an overdraft from the account. The account balance is negative following a transaction that results in an overdraw.

One can clearly infer from the account statement shown above that an overdraw transaction occurred after Check No. 410 for an amount of $710.49 was drawn since the account's balance was negative for the first time.

Hence, Option (C ) is the accurate one.

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Your question is incomplete, probably the complete question is:

Which transaction caused John to overdraw his account?

(A) The Online Bill Payment of $146.67

(B) Check No. 409 for $100

(C) Check No. 410 for $710.49

(D) The Overdraft Fee of $35

Answer:

Simple interest is when interest is paid on the principal amount only. Compound interest is when interest is paid on the principal amount and on the interest already earned.

Explanation:

Compounding interest refers to adding the interest earned to the principal amount at the end of a financial period. The interest gained becomes part of the principal amount for the following financial period.  It means the principal amount increases every year, which results in increased interest earnings.

Simple interest is the interest earned from the principal amount only.  If no more deposits are made, then the principal amount will remain the same, and the interest earned will be constant.

Answer:

If needed, the Federal Reserves has the ability to lower interest rates.

Explanation:

Answer:

Yes I can outsmart you :)

Explanation:

Answer:

1. Saved time

2. Saved cost

Explanation:

If Mohammed owns a bakery where all his workers are able to do all the jobs, he benefits because he would;

1. Save time: Time that would have been spent in outsourcing the job to people who can do them with the accompanying risks of delays and disappointments are bypassed. Time is an essential factor in business because when goods are not available on customer's demand, they might have to seek other options.

2. Save cost: Mohammed will save the additional cost of payments to businesses that do other jobs for him. He saves money when he only has to pay three workers instead of four or more workers. This will mean more profit for his business.

False : Before a plaintiff can sue the manufacturer in court in a product liability action, they must have a contractual relationship with the manufacturer.

If a consumer product is found to be defective, plaintiffs have a legal right to sue under the product liability doctrine. While it is possible for this doctrine to fall under the category of negligence, it is typically associated with strict liability, which means that defendants may be held liable regardless of their knowledge or intent. This indicates that a manufacturer, seller, or retailer may be held strictly liable in a strict product liability case for injuries resulting from the use of a consumer product even if no defects were present during the manufacturing or sale of that product.

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Answer:

Medical Occupations provides an introduction and broad exploration into several careers within the medical field including: Medical Assisting, Emergency Medicine, Veterinary Medicine, Dental Assisting/Hygienist, Geriatric Assistant, Pharmacy Technician, Physical Therapy, Surgical Technician and Nursing.

Explanation:

its importance are: The main focus of occupational health include promotion and maintenance of working capacity and employee health; improvement of working environment; development of work cultures and organizations to support health and safety; promotion of positive social climate and smooth operation; enhanced productivity of the ..

hope it helps you mark as brainlist

Answer:

B

Explanation:

Answer:

c.$37,737

Explanation:

Present value of Cost of Buying = The Cost of Press + [(Post Tax annual maintenance expenses - Annual Depreciation Tax shield)*PVIFA (6%,10)] - [Post tax Salvage Value*PVIF (12%,10)]

PV of Cost of Buying = 360000 + (3000*(1-40%)-360000/10*40%)*7.360 - 25000*(1-40%) * 0.322

PV of Cost of Buying = $262,434

Present value of Cost of Leasing = Post tax Lease Payment at the Beginning *(1+PVIFA(6%,9))

PV of Cost of Leasing = $48000*(1-40%)*(1+6.802)

PV of Cost of Leasing = $224,697

Net advantage to leasing = PV of Cost of Buying - PV of Cost of Leasing

Net advantage to leasing = $262,434 - $224,697

Net advantage to leasing = $37,737

Answer:

A. Medicine

Explanation:

Inelastic good is a product whose demand does not fluctuate with price changes. It means the demand for the good remains constant even if prices increase or decrease. The term inelastic symbolizes the demand for the good is static.

Medicine has an inelastic demand. Patients need medication regardless of prevailing prices. An increase or decrease in prices of medicines does not influence the demand. The term inelastic contrast elastic demand, which is the demand that varies with changes in prices.

Answer:

4%

Explanation:

Dividend yield shows the dividends paid out annually as a percentage of the share market price.

The formula for calculating dividend yield is the annual dividend per share/market value per share.

Dividend yield = dividend/ market share price x 100

Dividend yield = 2/50 x 100

Dividend yield = 0.04 x 100

Dividend yield = 4%

The greatest advantage of using a credit card is that it provides a safe way to improve one's credit score. Option D

A credit score is a three-digit figure that lenders use to determine how hazardous lending money to someone is. A good credit score indicates that a person is a low-risk borrower, which may result in cheaper loan interest rates in the future.

A poor credit score indicates a high-risk borrower, which may result in higher interest rates and less favorable loan terms.

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Answer:

Good communication

Explanation:

Having good communication skills is probably the most important skill of all for managers to have. Unless you can properly communicate with those you supervise, the rest of the skills really won't matter.

In appraisal, regression equations are most frequently used to predict a) test-takers' performance on the criterion.

Regression equations involve using statistical techniques to determine the relationship between variables. In this context, these variables could include test-takers' scores on various measures and their subsequent performance on a criterion measure.

By analyzing this relationship, experts can use regression equations to make predictions about how well an individual is likely to perform on the criterion based on their scores on other measures. This technique helps professionals make informed decisions when it comes to selecting appropriate assessments, interventions, and support strategies for individuals.

Regression equations are not typically used to compute test-retest reliability (option b), measure developmental changes (option c), or analyze the makeup of the norming group (option d). These tasks are generally performed using other statistical methods and analyses that are specifically designed for those purposes.

Therefore, the correct answer is a) test-takers' performance on the criterion.

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The minimum list price for the BBQ grill should be approximately $237.11 to ensure that you cover your expenses.

To calculate the minimum list price for the BBQ grill to cover your expenses, we need to consider the cost of the grill, the insertion fee, the commission, and the delivery expenses.

Given:

Cost of the grill: $200

Insertion fee: $5.00

Commission rate: 3.0% (0.03)

Delivery expenses: $25

Let's break down the expenses:

1. Cost of the grill: $200

2. Insertion fee: $5.00

3. Commission: 3.0% of the selling price

4. Delivery expenses: $25

To cover the expenses, we need to ensure that the total expenses are covered by the selling price. Therefore, the minimum list price (LP) can be calculated as follows:

LP = Cost of the grill + Insertion fee + Commission + Delivery expenses

LP = $200 + $5.00 + (Commission rate * Selling price) + $25

Since we want to calculate the minimum list price, we need to set the selling price such that it covers the expenses.

Let's assume the selling price is SP. Now we can substitute the values into the equation and solve for SP:

SP = $200 + $5.00 + (0.03 * SP) + $25

Simplifying the equation:

SP - 0.03 * SP = $200 + $5.00 + $25

0.97 * SP = $230

Dividing both sides by 0.97:

SP = $230 / 0.97

SP ≈ $237.11

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The provided C++ code reads and sorts trading prices, calculates the trading range (lowest and highest prices), and displays the daily price changes using STL containers and algorithms.

Certainly! Here's an example C++ code that fulfills your requirements:

#include <iostream>

#include <vector>

#include <algorithm>

// Function to calculate and display trading range (lowest and highest prices)

void calculateTradingRange(const std::vector<double>& prices) {

   double lowestPrice = *std::min_element(prices.begin(), prices.end());

   double highestPrice = *std::max_element(prices.begin(), prices.end());

   std::cout << "Trading Range:\n";

   std::cout << "Lowest Price: $" << lowestPrice << "\n";

   std::cout << "Highest Price: $" << highestPrice << "\n";

}

// Function to calculate and display price changes each day

void calculatePriceChanges(const std::vector<double>& prices) {

   std::cout << "Price Changes:\n";

   std::cout << "Day 1: N/A\n"; // No price change on the first day

   for (size_t i = 1; i < prices.size(); i++) {

       double priceChange = prices[i] - prices[i - 1];

       std::cout << "Day " << i + 1 << ": $" << priceChange << "\n";

   }

}

int main() {

   // Initialize the vector to store the trading prices

   std::vector<double> prices = { 45.5, 47.2, 46.8, 44.6, 43.9, 45.7, 42.1, 42.8, 43.5, 44.9, 46.3, 45.1, 44.6, 46.7, 47.2 };

   // Sort the prices in increasing order

   std::sort(prices.begin(), prices.end());

   // Call functions to calculate and display the results

   calculateTradingRange(prices);

   calculatePriceChanges(prices);

   return 0;

}

This code uses a std::vector<double> to store the trading prices, and it utilizes the std::min_element and std::max_element algorithms from the STL to find the lowest and highest prices. It also calculates and displays the price changes each day by iterating over the vector.

To compile and run this code, you can save it in a .cpp file (e.g., stock_prices.cpp) and use a C++ compiler. For example, if you have g++ installed, you can compile it using the following command:

g++ -o stock_prices stock_prices.cpp

This will generate an executable file named stock_prices. You can then run it using:

./stock_prices

The program will display the trading range and price changes based on the provided trading prices.

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Monopoly has low rivalry due to a single seller with market power, imperfect competition has moderate rivalry with some pricing control, and perfect competition has high rivalry with no market power and intense competition. Option C.

In a monopoly, there is a single seller or producer in the market, which gives them significant control over pricing and supply. The absence of close substitutes and barriers to entry creates a high degree of market power, resulting in low rivalry.

Imperfect competition refers to a market structure where there are several sellers, but the competition is not as intense as in perfect competition. It includes various forms such as oligopoly and monopolistic competition.

In imperfectly competitive markets, firms have some control over pricing and can differentiate their products to a certain extent. While there is more rivalry compared to a monopoly, it is still less intense than in perfect competition.

Perfect competition represents a market structure with numerous buyers and sellers, homogeneous products, perfect information, and easy entry and exit. In perfect competition, no single firm has the power to influence prices.

All firms are price takers, and competition is at its highest level. The abundance of substitutes and the absence of market power make rivalry in perfect competition intense.

In summary, the correct order is monopoly (low rivalry) - imperfect competition (moderate rivalry) - perfect competition (high rivalry). This sequence reflects the progression from a market with limited competition and market power to a market with intense competition and no market power. SO OPtion C is correct.

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Answer:

customer must complete an Options Agreement

Explanation:

Options account can be regarded as

brokerage account which is been

approved for the sake of buying and selling options.To Open an option account an investor must be able to complete an option agreement, then collect a brochure that gives description of the risks of trading a standardized options.Options can be regarded as derivative product that give room to investors in speculating on as well as hedge against volatility that could come from underlying stock.

It should be noted that when a new customer wishes to open an options account with a firm, the following procedures are required prior to the first trade ;

1)new account form must be completed

2)customer must be sent an Options Disclosure Document

3)Registered Options Principal must approve the account before the first trade

Answer:

B.check with a credit and information management company

If a company underestimates its bad debts expense for the year, what are the effects on its net income, total assets, and total liabilities? If a company underestimates its bad debts expense for the year, it will have a negative impact on net income, total assets, and total liabilities.

Explanation:

Bad debts expense : The bad debt expense is a non-cash expense that represents the cost of uncollectable accounts receivable. Companies that sell goods or services on credit, such as manufacturers, wholesalers, and retailers, must account for uncollectable accounts receivable, also known as bad debts. Companies must use estimation techniques to predict the number of accounts receivable that are uncollectible.

The effect of underestimating the bad debt expense for the year can lead to a decline in the accuracy of financial statements. It can also cause net income to be overestimated, meaning that the company is claiming a higher level of revenue and earnings.

Additionally, it can lead to total assets and total liabilities being underestimated.

In conclusion, if a company underestimates its bad debts expense for the year, all else being equal, it will have a negative impact on net income, total assets, and total liabilities.

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Many cell phone users are reluctant to change platforms because they do not want to learn a new system. Marketers could overcome this resistance with education and communication.

Why many cell phone users are reluctant to change platforms?
People loves to stay in their comfort zone, so it is hard to move onto new things especially when they have no clue about what will happen. There is a fear of change that makes them reluctant into new things and also there will be a possible risk of trying something new.

How marketers can tackle this reluctant issue?
Educating and communicating them about the new features and systems that will help to overcome their reluctance. Marketers also able to explain about what is the benefit of the new feature that will make their lives easier than before.

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