Carl's taxable income is $36,064. He is filing as married filing jointly, and he has already paid $4110 in federal taxes.

What will he receive or pay after he figures his taxes for the year?
A. He will receive a refund of $431.
B. He will pay $431.
C. He will receive a refund of $424.
D. He will pay $424.

Carl's Taxable Income Is $36,064. He Is Filing As Married Filing Jointly, And He Has Already Paid $4110

Answers

Answer 1

Answer:

The answer to your question is B. He will pay $431.

Step-by-step explanation:


Related Questions

potatoes are on sale at four different grocery stores. Which offers the lowest unit rate for potatoes in dollars per pound?

Answers

Answer:

Veggie delight

Step-by-step explanation:

It's is 0.40/pound

1/5 multiplied by 2/1 = 0.40 (veggie delight)

Green thumb is 5/1 multiplied by 1/10 = 0.50

Nature garden is 3/1 multiplied by 1/5= 0.60

Farmers Dell is 0.70

Answer: Veggie delight

Step-by-step explanation: It's is 0.40/pound1/5 multiplied by 2/1 = 0.40 (veggie delight)Green thumb is 5/1 multiplied by 1/10 = 0.50Nature garden is 3/1 multiplied by 1/5= 0.60Farmers Dell is 0.70 i hope this helps <3 (;

The square of 6 over 7 is?

Answers

Answer:

279936

Step-by-step explanation:

6 to the power of 7 is 279936, your welcome

I need help with this now please. It’s very important.

I need help with this now please. Its very important.

Answers

Answer:

Step-by-step explanation: does it give you options on what you can say?

if you go out with 3 friends and your meal was $72.50, there is a 8% sales tax and you should tip the waiter 15%. How much should each person pay?​

Answers

Rounding to the nearest cent, each person should pay approximately $22.51.

To ascertain the sum every individual ought to pay, we really want to consider the expense of the dinner, deals charge, and the tip.

Fee for the meal: $72.50 tax on sales: 8 percent of $72.50 in sales tax equals $5.80 in total cost before tax: $72.50 + $5.80 = $78.30

Tip: 15% of $78.30

Tip sum = 15/100 * $78.30 = $11.75

All out cost with duty and tip: $78.30 + $11.75 = $90.05

Presently, we'll partition the complete expense by the quantity of individuals (4 for this situation) to find how much every individual ought to pay:

$90.05 x 4 = $22.5125, or approximately $22.51 per person rounded to the nearest cent.

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Sophia works in a clothing store and earns $40 per day. She earns an extra $5 for each outfit
she sells. If Sophia wants to earn at least $70 per day, which inequality shows the minimum
number of outfits, n, that she should sell?

Answers

Answer:

6 outfits

Step-by-step explanation:

6 x 5 = $30 + $40 = $70

a family on a trip budgets $800 for meals and hotel accommodations. suppose the price of a meal is $40. in addition, suppose the family could afford a total of eight nights in a hotel if they don't buy any meals. how many meals could the family afford if they gave up two nights in the hotel? a. 2 b. 1 c. 8 d. 5\

Answers

if the family gives up two nights in the hotel, they could afford d) 5 meals

The family has a budget of $800 for meals and hotel accommodations. If they could afford eight nights in a hotel without buying any meals, we can determine the cost of one night at the hotel. To do this, we can divide the total budget by the number of nights:

$800 / 8 nights = $100 per night

Now, let's consider the scenario where the family gives up two nights in the hotel. This would free up $200 from their budget ($100 per night x 2 nights). We can then use this amount to determine how many meals the family can afford by dividing the available funds by the cost of one meal:

$200 / $40 per meal = 5 meals

Therefore, if the family gives up two nights in the hotel, they could afford 5 meals. The correct answer is d. 5.

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2x+3y=0
x+2y=1
solving systems by substitution

Answers

Answer: x=-3, y=2

Step-by-step explanation: to solve using substitution, we need either x or y by itself in one equation. let's use x from the 2nd equation since it doesn't have a constant.

so the first equation stays the same at 2x+3y=0

for the second equation, rearrange to solve for x by moving the 2y to the right -> x=2y-1

then, we can plug in this x value to x in the first equation to get,

2(2y-1)+3y=0

then solve for y,

4y-2+3y=0

4y-3y=2

y=2

then to solve for x, plug in y in either of the initial equations. lets choose the second one.

so you'd have,

x+2(2)=1

x+4=1

x=-3

What is the solution to the equation modeled below?

DO NOT PUT X = IN YOUR ANSWER. JUST PUT THE NUMBER. YOU CAN
PUT EITHER A FRACTION OR A DECIMAL - EITHER ONE IS OKAY.

What is the solution to the equation modeled below? DO NOT PUT X = IN YOUR ANSWER. JUST PUT THE NUMBER.

Answers

Answer:

-1/2 or -0.5

Step-by-step explanation:

Raymond bought a chili dog for $3.50. He had a 10% off coupon to use. What is the final cost of the chili dog?​

Answers

Answer:

The chili dog would cost $3.15 after 10% off

Step-by-step explanation:

Divide

\(3.50/100=0.035\)

Subtract 10%

\(100-10=90\)

Multiply

\(0.035 * 90 = 3.15\)

...............................

...............................

Answers

Answer:

804.2

Step-by-step explanation:

Formula
\(\pi r^{2}\)

plug in

\(\pi *16^{2}\)

≈ 804.24772

round to nearest tenth

≈ 804.2

The point P = (-5/3 squared, y) lies on the unit circle shown below. What is the value of
y in simplest form?

The point P = (-5/3 squared, y) lies on the unit circle shown below. What is the value ofy in simplest

Answers

The required value of y for the unit circle is: 2/3

How to find the point on the unit circle ?

The circle is defined as the locus of a point whose distance from a fixed point is constant i.e center (h, k).

The equation of the circle is given by:

(x - h)² + (y - k)² = r²

where:

h, k is the coordinate of the center of the circle on coordinate plane.

r is the radius of the circle.

Here,

Equation of the unit circle is given as,

x² + y² = 1

Now substitute the given value in the equation,

5/9 + y² = 1

y² = 1 - 5/9

y² = 4/ 9

y = √(4/9)

y = 2/3

Thus, the required value of y for the unit circle is 2/3

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Find the limit. use l'hospital's rule if appropriate. if there is a more elementary method, consider using it. lim x→0 e3x − 1 − 3x x2

Answers

It looks like the limit is

\(\displaystyle \lim_{x\to0} \frac{e^{3x} - 1 - 3x}{x^2}\)

L'Hôpital's rule works in this case; applying it twice gives

\(\displaystyle \lim_{x\to0} \frac{e^{3x} - 1 - 3x}{x^2} = \lim_{x\to0} \frac{3e^{3x} - 3}{2x} = \lim_{x\to0} \frac{9e^{3x}}{2} = \boxed{\frac92}\)

each of the 20 balls is tossed independently and at random into one of the 5 bins. let p be the probability that some bin ends up with 3 balls, another with 5 balls, and the other three with 4 balls each. let q be the probability that every bin ends up with 4 balls. what is p q ?

Answers

if p is the probability that some bin ends up with 3 balls and q is the probability that every bin ends up with 4 balls. pq is 16.

First, let us label the bins with 1,2,3,4,5.

Applying multinomial distribution with parameters  n=20  and  p1=p2=p3=p4=p5=15  we find that probability that bin1 ends up with 3, bin2 with 5 and bin3, bin4 and bin5 with 4 balls equals:

5−2020!3!5!4!4!4!

But of course, there are more possibilities for the same division  (3,5,4,4,4)  and to get the probability that one of the bins contains 3, another 5, et cetera we must multiply with the number of quintuples that has one 3, one 5, and three 4's. This leads to the following:

p=20×5−2020!3!5!4!4!4!

In a similar way we find:

q=1×5−2020!4!4!4!4!4!

So:

pq=20×4!4!4!4!4!3!5!4!4!4!=20×45=16

thus, pq = 16.

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Solve the following system of linear equations ( Step-by-step)(Tell me, what is x,y,z):

2x - 3y + 6z = -12

5x + 2y - 8z = 29

7x + 6y + 4z = 49

Answers

The solution to the linear system of equation is x = 3, y = 5, and z = -0.5

What is a linear system of equation?

A system of linear equations is a set of linear equations that involve the same variable and which work or are operated (simultaneously) together

The system of linear equation is presented as follows;

2·x - 3·y + 6·z = -12...(1)

5·x + 2·y - 8·z = 29...(2)

7·x + 6·y + 4·z = 49...(3)

Multiplying equation (1) by 5 and equation (2) by 2, we get;

5 × Equation (1) ⇒ 10·x - 15·y + 30·z = -60...(4)

2 × Equation (2) ⇒ 10·x + 4·y - 16·z = 58...(5)

Subtract equation (4) from equation (5), to get;

10·x - 10·x + 4·y - (-15·y) - 16·y - 30·z = 58 - (-60) = 118

19·y - 46·z = 118...(6)

Multiplying equation (1) by 7 and equation (3) by 2, we get;

7 × Equation (1) ⇒ 14·x - 21·y + 42·z = -84...(7)

2 × Equation (3) ⇒ 14·x + 12·y + 8·z = 98...(8)

Subtracting equation (7) from equation (8), we get;

14·x - 14·x + 12·y - (-21·y) + 8·z - 42·z = 98 - (-84) = 182

33·y - 34·z = 182...(9)

Multiplying equation (6) by 33 and equation (9) by 19, we get;

627·y - 1,518·z = 3,894...(10)

627·y - 646·z = 3,458...(11)

Subtracting equation (10) from equation (11), we get;

627·y - 627·y -646·z - (-1,518·z) = 3,458 - 3,894 = -436

872·z = -436

z = -436 ÷ 872 = -0.5

z = -0.5

From equation (6), we have;

19·y - 46·z = 118

19·y - 46 × (-0.5) = 118

19·y - 46 × (-0.5) = 118

19·y = 118  + 46 × (-0.5) = 95

y = 95 ÷ 19 = 5

y = 5

From equation (1), we get;

2·x - 3·y + 6·z = -12

2·x - 3 × 5 + 6 × (-0.5) = -12

2·x = -12 + 3 × 5 - 6 × (-0.5) = 6

x = 6 ÷ 2 = 3

x = 3

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A sample of phosphorus-32 has a half-life of 14.28 days.
If 55 g of this radioisotope remain unchanged after approximately 57 days, what was the mass of the original sample?
:
Using the radioactive decay formula: A = Ao*2^(-t/h), where
A = resulting amt after t time
Ao = initial amt (t=0)
t = time
h = half-life of substance

Answers

The mass of the original sample of phosphorus-32 was approximately 717.7 grams.

To solve this problem, we can use the radioactive decay formula:

A = Ao * 2^(-t/h)

Where:

A = resulting amount after time t

Ao = initial amount (at t=0)

t = time

h = half-life of the substance

In this case, we are given that the half-life of phosphorus-32 is 14.28 days. We want to find the initial mass, represented by Ao.

After approximately 57 days, 55 g of phosphorus-32 remain unchanged. Let's plug these values into the equation:

55 = Ao * 2^(-57/14.28)

To solve for Ao, we can isolate it by dividing both sides of the equation by 2^(-57/14.28):

55 / 2^(-57/14.28) = Ao

Using a calculator to evaluate 2^(-57/14.28), we find that it is approximately 0.07666.

Therefore, the initial mass, Ao, is:

Ao = 55 / 0.07666 ≈ 717.7 g

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Determine which of the following expressions are part of the greatest common factor of 54 mrt and 27 mr. Select all
situations that apply.
Plz help me

Determine which of the following expressions are part of the greatest common factor of 54 mrt and 27

Answers

Step-by-step explanation:

54mn⁴ = 2 * 3³ * m * n⁴

27m³n² = 3³ * m³ * n²

Highest common power of 2 = null

Highest common power of 3 = 3³

Highest common power of m = m

Highest common power of n = m²

Hence GCF(54mn⁴,27m³n²)

= 3³ * m * n² = 27mn².

27, m, n² and 9 are factors of the GCF 27mn². Only 18 is not a factor.

Answer:

\(54m {n}^{4} = {3}^{3} \times 2 \times m \times {n}^{4} \\ 27 {m}^{3} {n}^{2} = {3}^{3} \times {m}^{3} \times {n}^{2}\\ \)

GCF of the two expression 27, m, n²,9.

Both of the expression can be divided by 27, m, n², 9 but 18 can't be divided by 27m³n².


Name the set or sets to which 14/15 belongs

Answers

Answer:

inegeters

Step-by-step explanation:

Which steps should be used to graph the equation below?

y – 4 = y minus 4 equals StartFraction one-third EndFraction left-parenthesis x plus 2 right-parenthesis.(x + 2)

a 1. Plot the point (2, 4).
2. From that point, count left 3 units and down 1 unit and plot a second point.
3. Draw a line through the two points.

b 1. Plot the point (2, 4).
2. From that point, count left 1 unit and down 3 units and plot a second point.
3. Draw a line through the two points.

c 1. Plot the point (–2,4).
2. From that point, count left 3 units and down 1 unit and plot a second point.
3. Draw a line through the two points.

d 1. Plot the point (–2,4).
2. From that point, count left 1 unit and down 3 units and plot a second point.
3. Draw a line through the two points.

Answers

The steps to grapj the given equation y – 4 = y minus 4 equals StartFraction one-third EndFraction left-parenthesis x plus 2 right-parenthesis.(x + 2) is C.

1. Plot the point (–2,4).2. From that point, count left 3 units and down 1 unit and plot a second point.3. Draw a line through the two points.

Calculations and Parameters

Given

y - 4 = (1/3) (x+ 2)

The steps should be used to graph the equation is given below:

y - 4 = (1/3) (x+ 2)

y - 4 = 0 => y = 4

x + 2 = 0 => x = -2

Plot point ( - 2 , 4)

count left 3 units and down 1 unit and plot a second point.

as for every 3 units change in x, there is one unit change in y

x going left  & y going down is the same direction

Draw a line through the two points.

Therefore, the correct answer is option C.

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Which steps should be used to graph the equation below? y 4 = y minus 4 equals StartFraction one-third

Help me solve this problem please num 23

Help me solve this problem please num 23

Answers

Answer: I got no  idea bro sorry

Step-by-step explanation:

Answer:

I worked it out, and the answer i got was 298

25. critical thinking look at the start up problem for this lesson. assume
that sarah feels that she must have a monthly gross pay of at least $3,750 to
meet her expenses. what advice would you give to sarah about the choices she
might need to make?

Answers

Sarah should carefully analyze her expenses, potential earnings, job security, and personal goals before making a decision.

Based on the startup problem, Sarah is considering two job offers. Job A offers a fixed monthly salary of $2,500, while Job B offers a base salary of $1,800 plus a 6% commission on her total sales. To meet her expenses, Sarah feels that she must have a monthly gross pay of at least $3,750.

Given this situation, here is some advice for Sarah:

1. Evaluate Expenses: Sarah should thoroughly evaluate her monthly expenses to understand where her money goes. It's essential to know her fixed expenses (rent, utilities, insurance) as well as variable expenses (groceries, entertainment) to have a clear picture of her financial needs.

2. Consider Job B with Commissions: If Sarah has a strong sales background or believes she can generate significant sales, she should consider Job B with the base salary of $1,800 and a commission of 6% on her total sales. If she can achieve high sales numbers, she might exceed the $3,750 monthly gross pay requirement.

3. Calculate Potential Earnings: Sarah should calculate her potential earnings for Job B based on her sales projections. By estimating the amount of sales she can generate and applying the 6% commission, she can see if she meets or exceeds the minimum gross pay of $3,750.

4. Job Security and Stability: Job A offers a fixed monthly salary of $2,500, which provides a sense of stability and predictability. If Sarah values job security and is uncertain about her sales performance, Job A might be a safer choice.

5. Negotiate: If Sarah is keen on Job B but feels the base salary is too low, she can try negotiating with the employer for a higher base salary or a better commission rate. Negotiation can help align the compensation with her financial needs.

6. Personal Goals: Besides financial considerations, Sarah should also think about her long-term career goals, job satisfaction, and work-life balance when making her decision. A job that aligns with her passion and career goals might be more fulfilling in the long run.

7. Emergency Savings: It's crucial for Sarah to have emergency savings to cover unexpected expenses. If possible, she should aim to dividing an emergency fund equivalent to several months' worth of expenses to provide a financial safety net.

In summary, Sarah should carefully analyze her expenses, potential earnings, job security, and personal goals before making a decision. It's essential to find a balance between financial stability and job satisfaction to ensure long-term success and well-being.

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-1/2c+26-22 help ASAP plz

Answers

Answer:

−1/2c+4

Step-by-step explanation:

Combine Like Terms:

−1/2c+26+−22=(−1/2c)+(26+−22)=

−1/2c+4

Hope this helped :)

Jesse is purchasing some new school supplies. He brought seven notebooks (1 for each class), a new backpack for $15, and a pack of pens for $3.50. He spent a total of $27.25 (before taxes). What is the cost of each notebook (in dollars and cents)?

Answers

Answer:

1.25

Step-by-step explanation:

I did the math

each notebook is 1.25

if u multiply by 7 it makes 8.75

Answer:

each note bok cost 1.25

Step-by-step explanation:

27.25-15=12.25

12.25-3.50=8.75

8.75/7=1.25

The ratio of a father’s age to his son’s age is 7:2. If the son’s age is 10 years. How old is the father?

Answers

Answer:

don't know

Step-by-step explanation:

not sure but I think u hv to divide 7 over 7+2x10,do d same thing for 2

Answer: The answer is 35

Step-by-step explanation:

7n= 70

7=70x2=10 OR 2x5=10

7x5=35

Solve for the variable
Round to 3 decimal places
12
70°
у

Solve for the variable Round to 3 decimal places 1270

Answers

\(sin(70^o )=\cfrac{\stackrel{opposite}{12}}{\underset{hypotenuse}{y}}\implies y=\cfrac{12}{\sin(70^o)}\implies y\approx 12.770\)

Make sure your calculator is in Degree mode.

The average of 3 different positive integers a, b and c is 50. If a < b < c and b=30, what is the least possible value of c?

Answers

Answer: 91

Solution:

From

\(\frac{a+b+c}{3} =50\)

Therefore, a+b+c = 150

Fromb=30 so, a+c = 120

Because a < b so, a < 30

Because b < c so, c > 30

We want the least possible value of c

so, a needs to be the greatest value possible

Therefore, a = 29

From a+c = 120

Therefore, c = 120-29=91

Kay has a monthly salary of $48000. She opens a bank account with 17% of her pay at the start of the year. At the end of each year she makes a deposit of 17% of her monthly income with an added annual interest rate of 1.45%. If she is saving for a new refrigerator costing $127000, how long would she need to save for before being able to afford the fridge?​

Answers

Kay would need to save for about 17.3 years before being able to afford the refrigerator.

How to find the amount to be needed?

Let's start by calculating the amount that Kay saves at the start of the year:

\($$\text{Amount saved at the start of the year} = 0.17 \times 48000 = 8160$$\)

After that, at the end of each year, Kay deposits 17% of her monthly income, which is $48000/12 = 4000, and the money accumulates interest at an annual rate of 1.45%. Let's use the formula for compound interest to calculate the amount of money that she will have at the end of n years:

\($\text{Amount at the end of }n\text{ years} = 8160\left(1+\frac{0.17\times 0.0145}{1}\right)^n + 4000\sum_{k=0}^{n-1}\left(1+\frac{0.17\times 0.0145}{12}\right)^k$$\)

Simplifying the expression, we get:

\($\text{Amount at the end of }n\text{ years} = 8160\times 1.0175^n + 4000\frac{\left(1+\frac{0.17\times 0.0145}{12}\right)^n-1}{\frac{0.17\times 0.0145}{12}}$$\)

We want to find the value of n for which the amount at the end of n years is equal to the cost of the refrigerator, which is $127000. Therefore, we can set up the following equation:

\($8160\times 1.0175^n + 4000\frac{\left(1+\frac{0.17\times 0.0145}{12}\right)^n-1}{\frac{0.17\times 0.0145}{12}} = 127000$$\)

Solving this equation for n gives:

\($n = \frac{\log\left(\frac{127000-4000\frac{\left(1+\frac{0.17\times 0.0145}{12}\right)^{-1}}{\frac{0.17\times 0.0145}{12}}}{8160}\right)}{\log(1.0175)} \approx 17.3$$\)

Therefore, Kay would need to save for about 17.3 years before being able to afford the refrigerator.

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answers to this question

8
2.5
12
3​

 answers to this question 82.5123

Answers

Answer:

3 = ?

Step-by-step explanation:

The triangles are similar, so we  can use ratios

15           12 -2

------   = --------------

15+?          12

15           10

------   = --------------

15+?          12

Using cross products

15 * 12 = 10 ( 15+?)

180 = 10 ( 15+?)

Divide each side by 10

18 = 15+?

Subtract 15 from each side

18-15 = 15+?-15

3 = ?

row equivalent matrix method
4x-3y=11
3x+7y=-1​

Answers

To solve the system of linear equations using the row echelon method, we start by writing the augmented matrix:

[4 -3 11 | 0]
[3 7 -1 | 0]

We want to eliminate the x-coefficient in the second row. To do this, we subtract 3/4 times the first row from the second row:

[4 -3 11 | 0]
[0 25/4 -25/4 | 0]

Next, we want to eliminate the y-coefficient in the first row. To do this, we add 3/4 times the second row to the first row:

[4 0 1 | 0]
[0 25/4 -25/4 | 0]

Now we have a triangular matrix, which we can solve by back substitution. From the second row, we get:

25/4*y = 25/4

y = 1

Substituting y = 1 into the first row, we get:

4x = -1

x = -1/4

Therefore, the solution to the system of linear equations is:

x = -1/4, y = 1.

The radius of a circle is 111 units.

Answers

Answer:

222 diameter or d=222

Step-by-step explanation:

d=2r=2·111=222

Pls, choose me as brainliest!

Jeremy has volleyball practice every third day in soccer practice every 5th day today he had both practices and how many days will he have both practices on the same day again

Answers

Answer:

He will have it on the 15th day

Other Questions
concentrated sodium hydroxde (naoh) must be treated with caution because it is: flammable corrosive a strong oxidizer 3. Write the ones digit in the square of each of the following numbersa.13 b. 27c.46 d.20e.75 f.31g.42h.64i.38j.79 Probability and LikelihoodA team of scientists is studying the animals at a nature reserve. They capture the animals, mark them so they can identify each animal, and then release them back into the park. The table gives the number of animals theyve identified. Use this information to complete the two tasks that follow.Animal Total in Park Number Marked[elk 5,625 225][wolf 928 232][cougar 865 173][bear 1,940 679][mountain goat 328 164][deer 350 105][moose 215 86] Who was responsible for the large-scale environmental disaster at Lake Naivasha? If you apply a 50 pound bag of a 15-5-12 fertilizer, how much potassium isin the fertilizer?A. 5%B. 15 poundsC. 12%D. 12 poundsNEED HELP ASAP PLEASE what was Israel and Palestine's perspective of the conflict? Sphere A has a diameter of 6 and is dilated by a scale factor of 2 to create sphere B. What is the ratio of the volume of sphere A to sphere B? 1:2 6:12 1:8 36:144 What event directly contributed to congress passing the war powers act of 1973 roberto has not thought of his third-grade teacher in over 40 years. according to decay theory, the memory trace for his teacher should be . Yolanda writes a 1,500 word essay about the American Revolutionary War.She writes an average of 350 words each day. How many days did she workon her essay? Suppose you have an isolated container of volume V. You divide in two halves the container with a partition. Now you put on one side some ideal gas and evacuate the other half.a) You take away the partition. Describe the situation at equilibrium: what is the work done by the gas? How does the internal energy change? What is the change of Q? What happens to the pressure? Does the temperature increase/decrease? Is there any entropy change?b) Suppose now that instead of taking away the partition, you make a hole in it, starting from the same initial conditions. How has the situation changed from a) at equilibrium? Identify 3 items in your life that are elastic.Identify 3 items in your life that are inelastic.Explain for each item why it is elastic or inelastic, using thedeterminants of elasticity. prepare a question aire to know about interdependence between the biotic and abiotic component Which parts must be congruent to prove APQR = APSR by SAS? Which of the following statements is NOT true about the Dow Jones Industrial Average (DJIA)? Multiple choice question.a.The Dow is called a price-weighted average, computed by adding the prices of the stocks and dividing by a divisor.b.The Dow measures the return on a portfolio that holds one share of each stock.c.The Dow Jones Industrial Average has been computed since 1896d.The DJIA continues to equal the average price of the 30 stocks in the index. If a balloon is filled with 1.205 quarts of radon gas how many atoms will be in the balloon? i need help with Mikhail is working in an IDE and needs to test a program one step at a time to find and fix errors. What tool should he use? Why is Jordan called the Hashemite Kingdom? for a hash expressed as a binary number, how many hashes would you have to try on average to find one with 19 zeros at the front? a lender is negotiating a mortgage and desires an after-acquired property clause. what can be expected to happen if the after-acquired property clause is not included in the final deal?