A pair of sneakers which normally cost $120 is on sale for $78. What is the percent markdown(percent decrease)?

Answers

Answer 1

Answer:If the original price was $120 and it dropped down to 78 the Mark down price percentage will be 53.85%

Step-by-step explanation:


Related Questions

how many solution does 5x - 1 = 10x -4 - 5 x + 3 have?

Answers

Let's simplify the equation:

5x - 1 = 10x - 4 - 5x + 3

Combining like terms, we have:

5x - 1 = 5x - 1

Notice that the variables and coefficients on both sides of the equation are the same. This means that the equation is an identity, and any value of x will satisfy the equation. In other words, this equation has infinitely many solutions.

Kermit is my dad ngl.



I'm Mickwazoski
hehhe

Kermit is my dad ngl. I'm Mickwazoski hehhe

Answers

Answer:

yes mine to!!!!!!!!!!!!!!!!!

)The mean voltage of a battery is 15 and S.D 0.2.Find the probability that four such batteries connected in series will have combined voltage of 60.8 or more volts

Answers

The probability that four batteries connected in series will have a combined voltage of 60.8 or more volts is approximately 0.0228 or 2.28%.

To find the probability that four batteries connected in series will have a combined voltage of 60.8 or more volts, we need to use the concept of the Central Limit Theorem.

In this case, we know that the mean voltage of a single battery is 15 volts and the standard deviation is 0.2 volts. When batteries are connected in series, their voltages add up.

The combined voltage of four batteries connected in series is the sum of their individual voltages. The mean of the combined voltage will be 4 times the mean of a single battery, which is 4 * 15 = 60 volts.

The standard deviation of the combined voltage will be the square root of the sum of the variances of the individual batteries. Since the batteries are connected in series, the variance of the combined voltage will be 4 times the variance of a single battery, which is 4 * (0.2)^2 = 0.16.

Now, we need to calculate the probability that the combined voltage of four batteries is 60.8 or more volts. We can use a standard normal distribution to calculate this probability.

First, we need to standardize the value of 60.8 using the formula:

Z = (X - μ) / σ

Where X is the value we want to standardize, μ is the mean, and σ is the standard deviation.

In this case, the standardized value is:

Z = (60.8 - 60) / sqrt(0.16)

Z = 0.8 / 0.4

Z = 2

Next, we can use a standard normal distribution table or calculator to find the probability associated with a Z-score of 2. The probability of obtaining a Z-score of 2 or more is approximately 0.0228.

Therefore, the probability that four batteries connected in series will have a combined voltage of 60.8 or more volts is approximately 0.0228 or 2.28%.

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easy middle school question easy points​

easy middle school question easy points

Answers

Answer:

None of the answers choices.

Step-by-step explanation:

Slope-intercept form is [ y = mx + b ] where m = slope and b = y-intercept.

We are given the slope, so we need to find the y-intercept.

y = 2x + b

19 = 2(5) + b

19 = 10 + b

9 = b

Fill in the formula with everything we solved for.

y = 2x + 9

Best of Luck!

Answer:

nono

Step-by-step explanation:

In a survey at a shoe store, 200 customers were asked whether they have
running shoes or basketball shoes. The results are in the relative frequency
table.
Total
Have running shoes
0.23
Have basketball shoes
No basketball shoes
Total
No running shoes
0.31
0.32
0.14
What percentage of the people surveyed have basketball shoes?
A. 37%
B. 54%
O C. 46%
O D. 63%

Answers

Ok I think is there go check 1 more time I think is c or b not completely sure

A graph of a quadratic function is shown on the grid. 5 3 N 1 | -5 -4 -3 -2 -1 1 2 3 4 5 1 -3 -5 Which coordinates best represent the vertex of the graph? F (2.4,0) G (0, -1) H (-0.4,0) J (1,-2)

Answers

ANSWER

The vertex is located at (1, -2) (letter J)

SOLUTION:

The vertex is the minimum/maximum point in the graph. It is the tip of the curve. It is the peak/valley of a curve.

Question 4 of 10 What is the scale factor from ABC to DEF? A BO 72 42 35 65 B 66 O A. 2 OB. O O D. 6 Ico​

Question 4 of 10 What is the scale factor from ABC to DEF? A BO 72 42 35 65 B 66 O A. 2 OB. O O D. 6

Answers

Answer:

C

Step-by-step explanation:

the scale factor is the ratio of corresponding sides, image to original, so

scale factor = \(\frac{EF}{BC}\) = \(\frac{11}{66}\) = \(\frac{1}{6}\)

Use the chain rule to find the derivative of
f(x) = 4√/8x³ + 2x4
Type your answer without fractional or negative exponents. Use sqrt(x) for √√x.
X.
f'(x) =

Use the chain rule to find the derivative off(x) = 4/8x + 2x4Type your answer without fractional or negative

Answers

Using chain rule, the derivative of f(x) = 4√(8x³ + 2x⁴) is

f'(x) = (2/√(8x³ + 2x⁴)) * (24x² + 8x³)

What is the derivative of the function?

To find the derivative of the function f(x) = 4√(8x³ + 2x⁴), we can use the chain rule.

Let's break down the function into its components:

u(x) = 8x³ + 2x⁴ (inside function)

v(u) = 4√u (outer function)

To find the derivative, we apply the chain rule, which states:

(f(g(x)))' = f'(g(x)) * g'(x)

In this case, f(g(x)) = v(u(x)), and g(x) = u(x).

First, let's find the derivative of the inner function u(x):

u'(x) = 24x² + 8x³ (using the power rule for differentiation)

Next, let's find the derivative of the outer function v(u):

v'(u) = 4 * (1/2) * 1/√u = 1/√2u = 2/√u

Now, we can apply the chain rule:

f'(x) = v'(u(x)) * u'(x)

f'(x) = (2/√u) * (24x² + 8x³)

f'(x) = (2/√(8x³ + 2x⁴)) * (24x² + 8x³)

The derivative of the function is  (2/√(8x³ + 2x⁴)) * (24x² + 8x³)

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calculate the mean deviation of the following numbers 8,5,7,10,3,4,31,12.​

Answers

Answer:

5.75.

Step-by-step explanation:

The mean = (8+5+7+10+3+4+31+12)/ 8

= 80/8

= 10.

Now we calculate the difference of each value from the mean We take the absolute ( positive) differences

10 - 8 = 2

10 - 5 = 5

10 - 7 = 3

10 - 10 = 0

10-3 = 7

10 = 4 = 6

10 - 31 = 21

10 - 12 = 2

Sum of the differences = 46

and the mean deviation  is 46/8 = 5.75.

There are three highways in the county. The number of daily accidents that occur on these highways are Poisson random variables with respective parameters 0.3, 0.5, and 0.7.

Required:
Find the expected number of accidents that will happen on any of these highways today.

Answers

Answer:

50% Chance

Step-by-step explanation:

So Pr(0.3, 0.5, and 0.7) = (30% + 50% + 70%) / 300

= 1/2

What is a counterexample for the following statement?
If two rays have the same endpoint, then they are opposite rays.
A.point
B.line
C.plane
D.angle

Answers

Answer:

D.angle

Step-by-step explanation:

If two rays have the same endpoint, then they do not necessarily have to be opposite rays. They could form an angle instead.

Colton and gage were building a castle together. Colton was 5 times faster at building the castle than gage. If it takes 120 blocks to build the castle, how many blocks did Colton build on the castle?

Answers

Based on how Colton built the castle in relation to Gage, and the blocks used to build, the blocks used by Colton was 100 blocks.

How to many blocks were used?

Colton built 5 times as fast as Gage did. This means that for every block used by Gage, Colton used 5 blocks.

This means that in the same time, the number of blocks used by both was:
= 5 + 1

= 6 blocks

The number of blocks used by Colton was:

= Number of blocks used by Colton per time / Total blocks used per time x Total blocks to build castle

= 5 / 6 x 120

= 100 blocks

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Determine the whole number of standard deviations from the mean that include all
data values.
The mean price of the nonfiction books on a best-sellers list is $25.07; the standard
deviation is $2.62.
$26.95, $22.95, $24.00, $24.95, $29.95, $19.95, $24.95, $24.00, $27.95, $25.00

Answers

The number of standard deviations from the mean that include all

data values is two.

Standard Deviation could be a live that shows what proportion variation (such as unfold, dispersion, spread,) from the mean exists. the quality deviation indicates a “typical” deviation from the mean.it's a well-liked live of variability as a result of it returns to the initial units of live of the information set

From the gathering of information, we will see that the minimum worth is $19.95 and also the most worth is $29.95. So , we would like to seek out the amount of normal deviations, let's decision it "a" , such that\(\overline x $\color \ - a\cdot\sigma \le 19.95}\) and   \(\overline x $\color \ +a\cdot\sigma \geq 29.95}\)

Use the given values of mean  \(\overline x\) and normal deviation (σ) to notice the worth of "a".

         \(\overline x $\color \ - a\cdot\sigma \le 19.95}\\25.07\ - 2.62a \leq 19.95\\5.12\leq 2.62a\\1.9541\leq a\)

On rounding off we get a = 2

Checking another inequality

         \(\overline x $\color \ + a\cdot\sigma \geq 29.95}\\25.07 \ + 2(2.62) \geq 29.95\\25.07 + 5.24 \geq 29.95\\30.31\geq 29.95\)

Thus , 2 standard deviation include the all values from the given set of data .

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Create and equivalent expression using the distributive property for 5(3s-2)

Answers

If I read your question right, an equivalent expression would be 15s-10 after distributing the 5.

In a box of 12 pens, there is one that does not work. Employees take pens as needed. The pens are returned once employees are done with them. You are the 5th employee to take a pen. Is this a binomial experiment?

Answers

Answer:

yes,you are finding the probalitiy of exactly 5 not

being broken

4.
Look at the formula for the volume of a rectangular prism. How does the volume
of a rectangular prism change in each case?
a. The length is doubled.
b. Both the length and width are doubled.
c. All the length, width, and height are doubled.

4.Look at the formula for the volume of a rectangular prism. How does the volumeof a rectangular prism

Answers

Answer:

C

Step-by-step explanation:

L x w x h

it's c I think hope this helps

Enter the decimal 1.81 repeating as an improper fraction in simplest form.​

Answers

Answer:

1 9/11

Step-by-step explanation:

1.81 repeating is the equivalent to 1 9/11

What is the present value of R13 000 p.a. invested at the beginning of each year for 8years at 10%p.a. compound interest? (NB Use the compound interest tables provided or work to three decimal places only.)​

Answers

Given statement solution is :- The present value of R13,000 per year invested for 8 years at 10% compound interest is approximately R69,776.60.

To calculate the present value of an investment with compound interest, we can use the formula for the present value of an annuity:

PV = A *\((1 - (1 + r)^(-n)) / r\)

Where:

PV = Present value

A = Annual payment or cash flow

r = Interest rate per period

n = Number of periods

In this case, the annual payment (A) is R13,000, the interest rate (r) is 10% per year, and the investment is made for 8 years (n).

Using the formula and substituting the given values, we can calculate the present value:

PV = \(13000 * (1 - (1 + 0.10)^(-8)) / 0.10\)

Calculating this expression:

PV = \(13000 * (1 - 1.10^(-8)) / 0.10\)

= 13000 * (1 - 0.46318) / 0.10

= 13000 * 0.53682 / 0.10

= 6977.66 / 0.10

= 69776.6

Therefore, the present value of R13,000 per year invested for 8 years at 10% compound interest is approximately R69,776.60.

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"What are the coordinates of your reflected triangle A’B’C’?"
Please help! Thank you!

"What are the coordinates of your reflected triangle ABC?"Please help! Thank you!

Answers

A' - (-1,4)

B' - (-1,8)

C' - (-5,4)

hope this helps

You can use these steps to work out the amount of income tax you pay each month.
Work out
monthly salary - 987.5
Work out
answer to Step 1 +5
Step 1
Step 2
Cho has a salary of £24 000 per year.
Helen has a salary of £1720 per month.
How much more income tax does Cho pay than Helen each month?

Answers

The amount more in income tax that Cho pays than Helen each month would be £56.

How to find the income tax ?

First, find Helen's yearly salary :

= 1, 720 x  12

= £ 20, 640

Both Cho's and Helen's annual salaries fall within the Basic rate tax bracket.

Cho 's monthly tax would be:

= (( 24, 000 - 12, 570 ) x 20 % ) / 12

= £ 190. 50

Helen's monthly tax :

= (( 20, 640 - 12, 570 ) x 20 % ) / 12

= £ 134.50

The difference is therefore :

= 190. 50 - 134.50

= £56

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A bamboo plant grows about 3.9 feet each day find the growth in 9 weeks

Answers

Answer:

The answer is 245.7

Step-by-step explanation:

7 days in a week. 9 weeks. 9 x 7 = 63.

63 x 3.9 = 245.7

Which set of three angles could represent the interior angles of a triangle?

Which set of three angles could represent the interior angles of a triangle?

Answers

Answer:

As a claustrophobia, I can ????

O 35°, 35°, 20°

Each square below represents one whole ……. What percent is represents by the shade area ?

Each square below represents one whole . What percent is represents by the shade area ?

Answers

If 13/25 boxes are filled in, 0.52 is the decimal . You then multiply by 100 to get the percent: 52%.

Sophia bought 9 red peppers for $5.40
Part A: Find the unit rate and write an equation relating the cost in dollars c to the number of red peppers p

Part B: How much would Sophia pay for 14 red peppers?
please help meee

Answers

The cost of 14 red peppers with the same unit rate is $8.4.

Given that, Sophia bought 9 red peppers for $5.40.

What is the unit rate?

Unit rate can be defined as the ratio between two measurements with the second term as 1. It is considered to be different from a rate, in which a certain number of units of the first quantity is compared to one unit of the second quantity.

Part A:

Let the cost in dollars c to the number of red peppers p.

Now, c=9p

⇒ 9p=5.40

⇒ p=5.40/9

⇒ p=$0.6

Part B:

The cost of 14 red peppers

= 14×0.6

= $8.4

Therefore, the cost of 14 red peppers with the same unit rate is $8.4.

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Find m/DBC in OB.
A. 56°
B. 34°
C. 68°
D.
112°
A
B
D
68°
C

Find m/DBC in OB.A. 56B. 34C. 68D.112ABD68C

Answers

The measure of central angle DBC is 68 degree.

Hence, option C is correct.

In the given figure,

Measure of intercepted arc = 68 degree,

We have to find the measure of central angle DBC

We know that,

When two circle radii intersect in the center of a circle, they produce a vertex. These circle arms may begin at two distinct positions along the arc of such a circle. The two radii cross to produce a central angle, which serves to divide a circle into separate sectors.

A central angle is generated in the center of a circle when two radii within the circle overlap. As previously stated, a central angle in geometry is one whose vertex forms at the canter of the circle and whose arms cross the circle at two separate positions.

By connecting these two locations, an arc on the circle is formed. As a result, a central angle is the angle formed by an arc in the center of a circle.

Thus by property of central angles,

central angle = measure of intercepted arc

Hence,

⇒ m ∠DBC = 68 degree.

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A high school basketball coach wants to see whether there is a linear relationship between player height, x, and the number of points scored in a game by basketball players in the coach's state, y. The 96 percent confidence interval to estimate the slope of the linear regression line relating player height to points scored in a game is calculated to be ( -.0.432, 1.844 ).
Assume all conditions for inference for the slope of a regression line were met. Based on the confidence interval, which of the following claims is supported by the confidence interval?
Choose matching definition
O We are 95 percent confident that the mean increase in the weight of a black bear for each one-year increase in the age of the bear is between 7.0 and 18.4 pounds.
O We are 96 percent confident that the average increase in mating call frequency in the population of frogs when habitat temperature increases by 1 degree Celsius is between 1.573 and 3.109 tones per second.
O It cannot be determined whether the linear relationship between player height and number of points scored for basketball players in the coach's state is positive or negative.
O We can be 95% confident that wind speed decreases, on average, between 1.20 knots and 1.42 knots for each millibar increase in minimum pressure.

Answers

The answer is C. There is a positive linear relationship between player height and number of points scored for basketball players in the coach's state.

A confidence interval is a range of values that is calculated from the data and is believed to contain the true population parameter with a certain level of confidence, in this case 96%. The slope of the regression line is the average change in y for a one unit change in x, which represents the direction and strength of the relationship between x and y.

The confidence interval for the slope is (−0.432,1.844), which does not include 0, which means that the slope is not equal to 0. If the slope were 0, there would be no relationship between player height and points scored. The fact that the confidence interval is positive means that the slope is positive, which indicates a positive linear relationship between player height and number of points scored.

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In an Arithmetic progression,

t15​=30,t20​=50
Find,
S17​=??

Answers

Question : -

In an Arithmetic progression, \(\sf{t_{15} = 30 \; , t_{20} = 50 }\)

Find S₁₇ ?

Given :-

t₁₅ = 30; t₂₀ = 50

Required to find : -

S₁₇=??

Solution : -

Given that;

t₁₅ = 30; t₂₀ = 50

t₁₅ represents the 15th term of the AP

t₂₀ represents the 20th term of the AP

Now,

We know that;

t₁₅ can be represented as , a + 14d

t₂₀ can be represented as , a + 19d

Now, This implies

a + 14d = 30 ••••••(1)

a + 19d = 50 •••••••(2)

Subtract eq 1 from eq 2

a + 19d = 50

a + 14d = 30

(-)(-) (-)

-------------------

0 + 5d = 20

5d=20-05d = 20d = (20)/(5)d = 4

So,

Common difference (d) = 4

Substituting the value of d in eq-1

a + 14d = 30a + 14(4) = 30a + 56 = 30a = 30 - 56a = -26

So,

First term (a) = -26

Now,

Let's find the sum of first 17 terms !

We know that;

\(\tt{S_{n}= \dfrac{n}{2}[2a+(n-1)d]}\)

Now,

Here the no. of term (n) = 17

We have,

S₁₇ = (17)/(2) [2(-26)+(17-1)4]S₁₇ = (17)/(2) [-52 + (16)4]S₁₇ = (17)/(2) [-52 + 64]S₁₇ = (17)/(2) [12]S₁₇ = (17 x 12)/(2)S₁₇ = 17 x 6S₁₇ = 108

Therefore,

S₁₇ = 108

has a perimeter of 52 feet. Let W be the width, L be the length, and P be
the perimeter, all with units in feet.
a. Given two sets of four rectangles, find one rectangle in each set that could have a
perimeter of 52 feet.
b. Which of the symbols W, L, and P are variables?
c. Which of the symbols W, L, and P are constants?

Answers

A rectangle that could have a perimeter of 52 feet is a 12 feet by 14 feet rectangle.

The symbols W and L are variables.

The symbol P is a constant.

How to calculate the perimeter of a rectangle?

In Mathematics and Geometry, the perimeter of a rectangle can be calculated by using this mathematical equation (formula);

P = 2(L + W)

Where:

P represent the perimeter of a rectangle.W represent the width of a rectangle.L represent the length of a rectangle.

By substituting the given side lengths into the formula for the perimeter of a rectangle, we have the following;

P = 2(L + W)

52 = 2(12 + 14)

52 = 2(26)

52 feet = 52 feet.

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Please help asap! The question is below!

Please help asap! The question is below!

Answers

Based on the information, the hedgehogs have made the better offer

How to know who made the better offer

The Turkeys are offering a yearly salary of S(t) = 90000t over the course of eight years. To calculate the present value of each payment, an equation is used:

PV = S(t) * e^(-rt)

The variable "r" denotes a continuous interest rate of 0.03. "t" equals the years from t=0 to the time of payment. By this method, the current value of the Turkeys' offer can be assessed as follows:

PV(Turkeys) = ∫[0,8] 90000t * e^(-0.03t) dt

= 736,918.63

Comparatively, the Hedgehogs propose a yearly salary of S(t) = 80000t for nine years. Utilizing the formula employed in the previous scenario, the following result is derived:

PV(Hedgehogs) = ∫[0,9] 80000t * e^(-0.03t) dt

= 753,472.49

Given these calculations and the presumption that Rogelio may earn a continuous interest rate of 3% on his funds, it would best serve him to accept the Hedgehogs’ item offer since they have offered him a more favorable contract based on the accumulated present value of both contracts.

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The slope of the tangent line to the curve y= 3/x
at the point 5, 3/5 is-

The equation of this tangent line can be written in the form y = mx + b
where:
m is:
b is:

The slope of the tangent line to the curve y= 3/xat the point 5, 3/5 is- The equation of this tangent

Answers

The tangent line at that point is:

y = (-3/25)*x + 6/5

so m = -3/25, and b = 6/5

How to find the slope of the tangent line?

To find the slope at that point, we need to evaluate the derivative at that point.

y = 3/x

The derivative is:

y' = -3/x²

When x = 5, we have:

y' = -3/5² = -3/25

So that is the slope, m.

Now let's find the line.

The line must pass trhough the point (5, 3/5), then:

3/5 = (-3/25)*5 + b

3/5 = -3/5 + b

3/5 + 3/5 = b

6/5 = b

The equation of the line is:

y = (-3/25)*x + 6/5

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elabora 50 ejemplos de adicion de numeros enteros con 5 terminos o mas A large apartment complex has 1,500 units, which are filling up at a rate of 10% per month. If theapartment complex starts with 15 occupied units, what logistic function represents the number ofunits occupied over time?ON(t)15001+114e-0. 101ON(t)8001+114e-0. 101N(t)8001+99e-0. 100N(t)15001+99e-0. 101 9 2/3 - 7 5/6 as a fraction my Christmas present to you 1. What glycolytic intermediate can be converted to the amino acids A, V, or L?2. TRUE/FALSE: The periportal portion of the liver is used for ammonia capture to make the amino acid Q. a spring scale hung from the ceiling stretches by 5.2 cm when a 1.0 kg mass is hung from it. the 1.0 kg mass is removed and replaced with a 1.8 kg mass. What is the stretch of the spring? the owner of a computer repair shop has determined that their daily revenue has mean $7200 and standard deviation $1200. the daily revenue totals for the next 30 days will be monitored. what is the probability that the mean daily revenue for the next 30 days will be less than $7000? 4.9.1 Indicate dependencies and their type.4.9.2 Assume there is no forwarding in this pipelined processor. Indicate hazards and add nop instructions to eliminate them.4.9.3 Assume there is full forwarding. Indicate hazards and add NOP instructions to eliminate them.4.9.4 What is the total execution time of this instruction sequence without forwarding and with full forwarding? 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If the temperature drops to 18C, what will the volume of the gas be? which article is most likely written to entertain readers?modern jazz composersbrass instrument distinctionsstories from the stagehow to tune your tuba think of the recreational/positive activities you and your family did during the quarantine period A water sample shows 0.073 grams of some trace element for every cubic centimeterof water. Anthony uses a container in the shape of a right cylinder with a diameter of11.4 cm and a height of 16.5 cm to collect a second sample, filling the container all theway. Assuming the sample contains the same proportion of the trace element,approximately how much trace element has Anthony collected? Round your answerto the nearest tenth. Which of the following is a difference between the HR departments in a large organization and a small organization?a. Unlike the HR department in a small organization, the HR department in a large organization requires the owner to handle HR duties.b. Unlike the HR department in a large organization, the HR department in a small organization mostly requires line managers to handle its basic HR functions.c. Unlike the HR department in a small organization, the HR department in a large organization provides little training to its HR staff to handle complicated HR issues.d. Unlike the HR department in a large organization, the HR department in a small organization has specialized subunits. PROJECT STEPS1. For your Written Communication class, you are writing a short research paper. To conform to MLA guidelines, modify the documents Normal style by changing the font to Times New Roman, the font size to 12 pt., and the line spacing to double with no blank space after paragraphs.2. Apply the modified Normal style to the first four paragraphs in the document, from Crystal Mathison to 15 October 2018.3. Center the title paragraph A Solution to Food Deserts: Micro Farms.4. Insert a header as follows:a. Insert a blank header at the top of the page.b. Right-align the header paragraph.c. Type Mathison as the header text, insert a space, and then insert a Plain Number page number from the Current Position gallery.d. Close Header & Footer Tools.5. Create a First Line indent of 0.5" for the body paragraphs beginning with In the United States and ending with avenues for profitable enterprises.6. Change the Citations & Bibliography Style of the document to MLA.7. In the sentence In the United Statesfresh fruits and vegetables., move the insertion point before the period and insert a citation to a new source using the information shown in Figure 1 below. (Hint: The Tag name is intentionally blurred because it is generated automatically.) need fast what role does enzyme DNA polymerase play in transcription related to the promoter and Terminator sequences on DNA Gloria is adding footers to a PowerPoint template for students to use in a literature class. Each student must choose an author and make a presentation about their life and work. She wants the first slide in each presentation to show only the authors name and photo. On subsequent slides, she wants to include a footer with a date and time that changes depending on the actual date of each presentation.To insert the footer according to her plan, what must Gloria click in the Header & Footer dialog box?FixedPreviewSlide numberDont show on title slide a roth ira owner must be at least what age in order to make tax-free withdrawals?