A married couple owns a permanent policy which covers both of their lives and pays the death benefit only upon the death of the first insured. Which policy is that?

Answers

Answer 1

Joint Life Policy is a policy which covers both of their lives and pays the death benefit only upon the death of the first insured.

A joint life policy covers two persons. The premium is paid by both insured parties for a set length of time, and the payout is made on a first-death basis. If one of the policyholders dies, the other policyholder receives the money insured.

The premium for the Joint Life Policy is paid by the company. The Insurance Company pays the sum of the Joint Life Policy at policy maturity or the death of a partner, whichever occurs first.

When a partner dies, the surrender value is divided among the other partners and the legal representative of the dead partner. Both the policyholders and the beneficiaries are the owners and beneficiaries of a combined life policy.

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Answer 2

The policy you are referring to is a Joint First-to-Die Life Insurance Policy. This is a type of insurance policy that covers the lives of two individuals and pays out the death benefit upon the death of the first insured.

Once the death benefit is paid out, the policy terminates and the surviving spouse is no longer covered. This type of policy is often used by married couples as a way to provide financial protection for the surviving spouse in the event of the first spouse's death.

It is important to note that this policy is different from a traditional life insurance policy, which pays out the death benefit upon the death of the insured individual.

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Related Questions

Which of the following best describes how a planet's orbital period would change (if at all) when its distance to the central star is doubled? The planet's orbital period will decrease by half. The planet's orbital period would not change. The planet's orbital period would more than double. The planet's orbital period will double, D Question 22 1 pts The star Jakondah has a distance of 20 light-years. If the speed of light were double its current value, what would the distance to Jakondah be? 10 light-years O 80 light-years 14 light-years O 4 light-years 40 light-years 20 light-years Question 23 1 pts Which would best represent the diameter of the Milky Way galaxy? a few hundred AU eacross a million light-years across a few hundred parsecs a llion light-years across a hundred thousand light-years across Question 24 1 pts Eta Carina is a massive star that is 10,000 ly away. Suppose that the star exploded in a violent supernova in the year 2,000 BCE. How long would it be (from today) that we would see the explosion? (Remember BCE is "Before the Christina/Common Era" sometimes referred to as BC) O 8,000 years O 6,000 years O 2,000 years We have already seen it. O 4,000 years

Answers

The planet's orbital period would double if its distance to the central star is doubled.

When a planet orbits a star, the time it takes to complete one orbit is known as its orbital period. According to Kepler's Third Law of Planetary Motion, the orbital period of a planet is determined by its distance from the central star. Specifically, the orbital period is directly proportional to the cube of the semi-major axis of the planet's elliptical orbit.

In this case, if the distance between the planet and the central star is doubled, it means that the semi-major axis of the planet's orbit has also doubled. As a result, applying Kepler's Third Law, the planet's orbital period would double as well.

This can be understood by considering the gravitational force between the planet and the star. When the distance between them doubles, the gravitational force decreases by a factor of four (inverse square law). Therefore, the planet needs to cover a larger distance in order to maintain the same orbital speed and complete one orbit. Consequently, the orbital period of the planet will also double.

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Which of the following would be a good title for this list above? Plz some help me plz I beg uu

Which of the following would be a good title for this list above? Plz some help me plz I beg uu

Answers

How world war 1 changed the economy
How world war 1 changed the economy

Diagram of African society progression. First bubble: farming community becomes village. Second bubble: Village becomes trading town. Third bubble: blank. Fourth bubble: blank. Study the progression of African societies. What are the final two progressions as a trading town continues to expand? city, then territory territory, then province province, then city city, then kingdom.

Answers

The final two progressions as a trading town continues to expand are province, then city and city, then kingdom.Africa's societies were classified as having the following stages of progression: Farming Communities, Villages, Trading Towns, City-States, and Kingdoms.

Once a community became a Trading Town, it continued to grow and expand into bigger communities. The diagram of African society progression is as follows:First Bubble: Farming community becomes a Village.Second Bubble: Village becomes a Trading Town.Third Bubble: Trading town becomes a City-State.Fourth Bubble: City-state becomes a Kingdom.The final two progressions as a trading town continues to expand are province, then city and city, then kingdom. Trading towns were created from villages where markets for trade emerged. These towns are generally characterized by high population densities, complex market systems, and social structures. City-States are the next stage in the progression of a trading town.

A city-state is a political organization that governs a city and the surrounding countryside. These City-States in Africa were ruled by kings or chiefs who controlled the surrounding countryside. Once a City-State became powerful enough, it could be converted into a Kingdom.

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9) Which group of Americans has the lowest median household income? (1 pts)
Owhites
African
Americans
Hispanics
Asian
Americans

Answers

African Americans has the lowest median household income .

Twenty Africans were brought to the English colony of Virginia in 1619, marking the beginning of Black Americans' continuous history in the country. These individuals, like many of the settlers of European descent, were indentured servants, individuals obligated to an employer for a set period of time rather than being slaves (whites).

We devoted this article to the economic development that Black households in the Midwest and the United States have made in the past ten years in honor of the contributions that the Black population has made to the country. In comparison to 2010, the median Black household income in the United States increased by 10% to $43,862 in 2019.

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Which is NOT a problem faced by large state?

Answers

Larger states don’t usually have a problem when it comes to electoral votes. The larger the state, usually the higher the density. For instance Texas, Texas has approximately 38 electoral votes whereas a smaller state such as Rhode Island only has 4. This can be said for most larger states with high density.

Did the enlightenment statement "think for yourself and let others enjoy the privilege of doing so, too" have a role in the bill of rights

Answers

The correct answer to this open question is the following.

Although there are no options attached, we can say the following.

Yes, the Enlightenment statement "think for yourself and let others enjoy the privilege of doing so, too" have a role in the bill of rights.

Let's remember that the Bill of Rights is the first ten amendments to the United States Constitution. It was written by Federalist James Madison to address some concerns that Antifederalists like Thomas Jefferson had, regarding the strong central form of government proposed for the United States.

The Bill of Rights includes freedom of speech, freedom of religion, freedom of reunion, and many more civil rights that people need to minimize or eliminate the possibility of having a tyrant government.  

The Enlightenment statement "think for yourself and let others enjoy the privilege of doing so, too" indeed have a role in the bill of rights in that it recommends reséct for other people's ideas. And that is a must for living in peace. To be respectful and tolerant about the ideas, opinions, and activities of other people. That is recommended because diversity is the name of the game in a plural society.

Everybody is free, under the law that applies to every single citizen in the US, including the President.

TOXIC metals in the soil
rocks under the ground
Which of these situations is the best example of mutualism?*
1 point
two pigeons fighting over a piece of garbage
a guard dog protecting the people who feed it
bacteria making a person sick when they enter a cut and multiply
an earthworm breaking soil apart as it eats the remains of plants anuanimals

TOXIC metals in the soilrocks under the groundWhich of these situations is the best example of mutualism?*1

Answers

A guard dog protecting the people who feed it. Mutualism is a long term interaction between two different species in which both of them benefit.

it is a system in which only those who are in power and their supporters are benefited and excludes minority and weaker section what it is ​

Answers

Answer:

Dictatorship.

Explanation:

Dictatorship is a system of government (leadership) in which only those who are in power and their supporters are the ones benefiting, and excludes minority and weaker section.

Generally, it is characterized by a single leader (dictator) having absolute power and as such he or she makes all the rules, policies and decisions without consulting or taking suggestions from anyone else.

Some examples of dictatorship around the world are the government of Idi Amin of Uganda, Adolf Hitler of Nazi Germany, Joseph Stalin of the Soviet Union etc.

Red light has the __________ wavelength

Answers

Answer:

LONGEST (lowest energy)

Explanation:

Answer:

Red light has the longest wavelength

Explanation:

Red light has a wavelength of around 700 nanometers

robert can use his hands independently and with increased ease and precision. his grip strength has also increased. how old is he likely to be, given the development of his motor skills?

Answers

He likely to be 8 years old, given the development of his motor skills.

Our daily motions and duties are made possible by our motor skills. These abilities must be acquired in order for children to develop. Fine motor abilities are those that employ the tiny muscles in the hand or wrist and call for a high level of control and precision. The body's major muscles are used in gross motor abilities to support balance, coordination, quickness of reaction, and physical strength.

Children's motions for playing, feeding themselves, and getting about are made possible by their motor abilities. Although milestones are typically reached at specified ages for the development of key motor skills in children, this is not always the case.

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It is believed that early humans followed a large animal known as the __________ across the land bridge into North America.
A.
mammoth
B.
elephant
C.
bison
D.
elk

Please select the best answer from the choices provided
A
B
C
D

Answers

Answer:

the answer right answer is "d"

Answer:

D

Explanation:

What is the function of Scene VI with Horatio?

Answers

The purpose of the scene is to offer Hamlet a means of returning to Denmark so he can deal with his issue with Claudius. Additionally, it enables Hamlet to return in solitude so that he can attend Ophelia's burial.

How does Horatio participate in the Claudius murder witness line?

When Hamlet and Horatio are by themselves, Hamlet inquires with Horatio as to whether he "didst perceive" Claudius's response. In response, Horatio says, "I did well note him." Horatio serves as a witness to Claudius' involvement in the King's murder in this way.

Given that Horatio has no involvement in the drama, their attributes don't contribute anything to it and have no impact. All of the main characters had passed away by the play's conclusion.

As luck would have it, Horatio enters Act 3, scene 2, just as the actors are ready to execute the "Mousetrap" for the court.

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Why they had slaves?

Answers

Answer:

Slaves were used for various reasons, such as:

Economic reasons: Slaves were seen as a cheap source of labor, which was essential for the economy during ancient times. They provided labor for manufacturing goods and agriculture.

Social Status: Owning slaves was considered a sign of wealth and status. The more slaves one had, the richer and more powerful they were seen.

Military reasons: In ancient times, slaves were often used for military purposes, as they could be trained as soldiers or used as human shields.

Cultural reasons: Slavery was an accepted practice in certain cultures, such as ancient Greece and Rome, where it was a vital part of their society.

However, it is essential to mention that slavery has been abolished worldwide, and it is considered illegal and immoral today.

Which of the following statements is true?
It was against the law for masters to beat
their apprentices

Few states passed black codes that required
people to sign labor contracts.

Children had to become apprentices, and
could be punished by their masters.​

Answers

Answer:

Children had to become apprentices, and could be punished by their masters.

Explanation:

I got it correct!

Answer:

Children had to become apprentices, and

could be punished by their masters.​

Explanation:

i got it right on edg

The Nile River connects to what other body of water?

Answers

Answer:

Lake Victoria

Explanation:

It flows into lake Victoria.

why did bhimsen thapa go to borlang gorkha after release from prison​

Answers

Answer:

His wish was granted; and Bhimsen, pleased to see his brother after many years, made Ranbir Singh the acting Mukhtiyar and decided to go to his ancestral home in Borlang Gorkha for the sake of pilgrimage. But in truth, Bhimsen had gone to Gorkha to placate his nephew and bring him back to Kathmandu.

Explanation:

how does a production possibility chart assist in outlining opprotunity cost

Answers

Answer: It compares production numbers of one product to another. It compares consumer demand of one product to another. It compares production numbers of one product to another.

Explanation:

Answer:

C) it compares production numbers of one product to another

Explanation:

WILL GIVE BRALIEST

The assembly had the right to make local laws. In 1619, a _________ ship brought the
first Africans to Jamestown.

Answers

Answer:

In 1619 ship White Lion brought the first Africans to Jamestown.

Explanation:

In late August, 1619, 20-30 enslaved Africans landed at Point Comfort, which now known as Fort Monroe in Hampton.The landing of the first Africans in Virginia is one of the most significant events.The vast majority of Virginia’s earliest Africans were enslaved.The enslaved Africans aboard the San Juan Bautista were captured by Portuguese and Imbangala forces from the kingdom of Ndongo, in West Central Africa. When they arrived in Virginia, they were traded as commodities.  

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Free the Children.The autopsy report given at the judicial commission of the High Court of Lahore had said the same thing, but if Faryad was sitting on the bicycle behind Iqbal while they were riding, how could it be that Faryad had pellets in his left arm, and not on his right side, like Iqbal.Which statement describes how the purpose of the frame and the excerpt are different

Answers

Answer:

The excerpt informs the reader that there were likely inaccuracies in the report provided to the court.

Explanation:

The above statement most appropriately relates that how the author's purpose of the given frame and the excerpt are distinct. It reveals that 'the excerpt aims to inform the readers about the imprecision involved in the report that was presented to the court' as the report says 'Faryad had pellets in his left arm' which is logically false if he was sitting on the bicycle with Iqbal who had in the right side and hence, the frame asserts a different story. That's how both are different from each other.

Answer:

The answer is C on edge 2020

Explanation:

what are the 4 types of natural resources?​

Answers

Answer:

1234

Explanation:

cause flaotnks pema

how a family begins in two ways

Answers

A family begins in two ways: by marriage and after the birth of the child

Family,  is a group of persons joined  by the ties of marriage, blood, or adoption, containing  a single household and interacting with each other .

What are the stages of family?

Most families go through five stages:

1) family founding;

2) child bearing;

3) child rearing;

4) child launching; and

5) empty nest.

What is the main purpose of family?

Family is very crucial  because they can provide you  support and security coupled with unconditional love; they will always look to see and bring out the best in you even  though if you can't see it for yourself.

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From an "ethgender" point of view, which of the following adolescents has the lowest self-esteem? A. African American male B. Native American male C. Hispanic female D. Asian female

Answers

Answer:

D - Asian Female

true or false: an aspect of capability analysis is determining the likelihood of making a defect.

Answers

True, an aspect of capability analysis is determining the likelihood of making a defect. Capability analysis is a statistical method used to assess the performance of a process, typically in manufacturing or production settings.

It evaluates how well the process can meet specified requirements or tolerances. In capability analysis, the likelihood of producing a defect is estimated using various metrics, such as the process capability index (Cp) and the process performance index (Pp). These indices measure the ability of a process to produce output within acceptable limits, considering factors like variability and mean. To perform capability analysis, one needs to collect data from the process, calculate relevant statistics, and compare them against predefined benchmarks. By identifying areas where the process is not performing as expected, corrective actions can be taken to reduce defects and improve overall quality.

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What was Alonzo Herndon main goal in life?

Answers

To gain wealth and help other African Americans

anonymity can lead to irresponsible behaviors such as the posting of internet messages meant to intentionally anger or frustrate in order to provoke reactions, otherwise known as what?

Answers

Trolling

Trolling is the intentional and irresponsible behaviour of posting internet messages that are ment to intentionally anger or frustrate other users to provoke reaction.

Anonymity, makes those that are looking to abuse internet platforms such as social media to feel immune to the consequences of such behavior and therefore encourages trolling. When someone know their real i9dentity cannot be known, they feel safe to abuse other users on internet platforms.

A good example of trolling is when a social platform user anonymously posts texts or graphics that are abusive, sacarstic or targeted at a certain person or group of people.

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Irresponsible behaviors such as the posting of internet messages meant to intentionally anger or frustrate in order to provoke reactions is otherwise known as trolling.

In the modern slang language, trolling refers to posting of internet messages which are irresponsible - aggressive, inflammatory, digressive, insincere, inappropriate, or off topic online, with the intention and goal of provoking others into displaying emotional responses such as anger or frustration or manipulating others' perception. A troll (a person who carries out trolling) usually anonymous intentionally attempts to instigate conflict, hostility, or arguments in an online social community. Trolling has been caused partly due to anonymity that internet offers the users. A mid example of trolling could be entering an online discussion on astronomy and insisting that the earth is flat in order to provoke an emotional and verbal response from community members. Severe trolling can be prosecuted under the Malicious Communication Act 1988 and the Communications Act 2003.

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Describe the strength and wealth of Europe before exploration of the Americas.

Answers

In the late 1800s, Europe strength sought to increase the size of their empires by extending their dominion over additional  wealth areas for economic, political, and religious reasons.

Natural resources were required throughout the Industrial Revolution in strength of Europe of the 1800s to power newly developed technology and modes of transportation To obtain raw materials for their factories, European nations ruled over a number of other nations. Colonies were the names given to the conquered nations. Colonies are nations whose resources are utilised by another nation. By exploiting their colonies, the Europe was built up their wealth.

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Why did the Supreme Court find the prior restraint unconstitutional? Include the arguments of the majority decision and the dissenting opinion (those who disagree).

Answers

The Supreme Court found prior restraint unconstitutional because it violates the First Amendment protection of free speech and press.

Majority decision: The Supreme Court ruled that prior restraint, which is the government's censorship or prohibition of speech before it is published, is generally unconstitutional.

The majority argued that the First Amendment's protection of free speech and press requires a heavy presumption against prior restraints, as they pose a significant threat to free expression and the flow of information.

Dissenting opinion: The dissenting justices may disagree with the majority decision, arguing that prior restraint can be constitutional under certain circumstances.

They might contend that there are exceptional cases where national security, public safety, or other compelling interests may warrant temporary prior restraints to prevent harm or preserve order.

In summary, the Supreme Court found prior restraint unconstitutional because it infringes upon the First Amendment rights of free speech and press. The majority decision emphasized the strong presumption against prior restraints, while the dissenting opinion may argue for limited exceptions based on compelling government interests.

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south sudan gained its independence in 2011, reshaping the boundaries of sudan. which of the following best explains the implications of the shaded area shown on the map in darfur? responses like south sudan, darfur has gained its independence and is now a sovereign nation-state. like south sudan, darfur has gained its independence and is now a sovereign nation-state. devolution is likely in sudan as the country is a multinational state with no distinct majority group. devolution is likely in sudan as the country is a multinational state with no distinct majority group. darfur is a region of ethnic difference and political instability where devolution is likely. darfur is a region of ethnic difference and political instability where devolution is likely. devolution is likely in south sudan as it is landlocked country with no distinct majority group. devolution is likely in south sudan as it is landlocked country with no distinct majority group. sudan has a large population with a distinct majority group and further devolution is unlikely.

Answers

The correct option is Darfur is a region of ethnic difference and political instability where devolution is likely.

Devolution is the legal transfer of authority from the central government of a sovereign state to a local or regional level of government. It is a type of decentralised administration. Devolved areas have greater autonomy since they can pass local laws that apply to their territory. Devolution is different from federalism in that the central government ultimately retains control over the subnational authority's delegated powers, which may be transitory and reversible. Thus, the state continues to be unitary in law. Similar to any other act, legislation establishing devolved parliaments or assemblies may be revoked or altered by the federal government.

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mencione las caracteristicas del feudalismo

Answers

Answer:

translate please

Explanation:

Using complete sentences
Describe the two types of changes National boundaries experience on a regular basis and provide an example of each

Answers

Answer:

The two types of changes that national boundaries experience on a regular basis are small changes and drastic changes. A small change may be something as simple as a river shifting direction and moving 50 feet. This would be an example of a small change in a state's boundary.

Explanation:

Hope this helps?

Independence.

For instance:

Kosovo proclaimed Serbia's autonomy in 2008.Almost all of the Member Countries, such as the USA, its most Western Countries, Turkey as well as Canada have identified this. Serbian, Greek, Spain, India, China, and Russia would be those who disagreed. Those who did not agree.

State appendices. State annexes.

The Government of China annexes Taiwan in 1945; Texas is incorporated either by the United States or Britain in 1845. For example, Western Peru has become a part of Indonesia by the Law of freewill in 1969.

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how does the community respond to women and children whose human rights have been violated? the most difficult depreciation to correct would be: select one: a. functional b. economic c. physical d. accelerated a) Write down the general expression for position, velocity, and acceleration of a particle in polar coordinates and briefly explain the meaning of each term. b) Write down the units of impulse, linear momentum, angular momentum, energy, and mass moment of inertia. c) Does the normal component of acceleration change the speed of a particle? Explain. d) Does the work done by internal forces in a system of particles always cancel? Explain. the ratio of new airplanes to old air planes in a fleet of 720 planes of which 240 are old airplanes A 55-inch candle burns down in 44 hours. How far has it burned after 7 1/2 hours? I'll give u brains Given any triangle ABC labeled as shown, the law of does states Oscar has 30 pairs of sneakers. Of his sneakers, 8 pairs are white, 10 pairs are black, 10 pairs are blue and 2 pairs are blue. What percentage of Oscar's sneakers are black? A recent study has shown that 10% of computer science concentrators suffer from symptoms of Carpal Tunnel Syndrome. Researchers have developed a diagnostic test for this condition and in a recent trial, the test gave a positive result in 96% of the patients who were known to truly have Carpal Tunnel Syndrome.a) For an initial version of the diagnostic test, the false positive rate (the percentage of people without Carpal Tunnel who incorrectly test positive) was 44%. If a student received a positive result from this test, what would be the posterior probability that they truly have Carpal Tunnel Syndrome?b) The researchers believe their test will be practically useful if a positive result implies the student has Carpal Tunnel with at least 75% probability. What is the largest possible false positive rate that would achieve this accuracy target? Recommend 4 ways in which your municipality can address unemployment PLEASE HELPPP ILL GIVE BRAINLYIST IF SOMEONE HELPS! The graph in Figure 4.15 shows the position and time for two runners in a race. Who has the faster speed, Robin or Joel? Explain how to answer this question without doing calculations. Thank you oxob4by I think how you spell it for helping me the most all the best to youuu SPANISH LEGEND !! A high fat diet, obesity, and lack of exercise increases the risk of developing heart disease and type II diabetes, even in young people Find The Missing Angle Measure A. 34 B. 90C. 6D. 23please help me with this explain the difference between theme and central idea? please answer in complete sentences and answer IN YOUR OWN WORDS A television cost $300.What is the total cost if the sales tax is 6.5%? 14. Time off from work given to a mother before and/or after the birth of her child What phrase is defined as distance over time for a given period? -5x-2x-4x Write the polynomial in standard form. Then identify the polynomial by the number of terms. Which survey method requires special attention to all of the following problems: need for multiple contact efforts, impersonality of the contact, lack of visual aids, possibility of frequent distractions, and relatively low rapport with the respondent