A company is studying the feasibility of a production capacity expansion plan and needs to estimate the capital cost. The relevant information about the estimated capital cost is as follows: (1) the company's existing long-term liabilities: non redeemable bonds with a face value of 1000 yuan and a coupon rate of 12% and interest paid every six months; The bond has five years to maturity, and the current market price is 1051.19 yuan; It is assumed that private placement is adopted when issuing long-term bonds, regardless of the issuance cost. (2) The company's existing preferred shares: permanent preferred shares with a par value of 100 yuan, a dividend rate of 10% and quarterly interest payment. Its current market price is 116.79 yuan. If the preferred stock is newly issued, it needs to bear the issuance cost of 2 yuan per share. (3) The company's existing common stock: the current market price is 50 yuan per share, the latest dividend paid is 4.19 yuan per share, the expected sustainable growth rate of dividend is 5%, and the beta coefficient of the stock is 1.2. The company is not prepared to issue new ordinary shares. (4) Capital market: the yield of national debt is 7%; The average market risk premium is estimated to be 6%. (5) The corporate income tax rate is 40%. (6) The ratio of known liabilities, preferred shares and common shares is 30%: 10%: 60%. Requirements: estimate various capital costs based on the above information

Answers

Answer 1

To estimate the capital costs for a production capacity expansion plan, we need to consider several factors. The relevant information is as follows:

Existing long-term liabilities:

Face value of non-redeemable bonds: 1000 yuan

Coupon rate: 12%

Interest paid every six months: 6%

Current market price: 1051.19 yuan

Private placement: 2 yuan per bond (issuance cost)

Total interest paid per year: 24 yuan (6% x 6 x 1051.19)

Existing preferred shares:

Par value: 100 yuan

Dividend rate: 10%

Quarterly interest payment: 10 yuan

Current market price: 116.79 yuan

Issuance cost: 2 yuan per share

Total dividends per year: 41.67 yuan (10% x 116.79 x 4)

Existing common stock:

Current market price: 50 yuan per share

Latest dividend paid: 4.19 yuan per share

Expected sustainable growth rate of dividend: 5%

Beta coefficient: 1.2

Total dividends per year: 2.09 yuan (5% x 50 x 4.19)

Capital market:

Yield of national debt: 7%

Average market risk premium: 6%

Based on the above information, we can estimate the capital costs as follows:

Existing long-term liabilities:

Interest expense per year: 24 + 24 = 48 yuan

Total capital cost: 48 yuan

Existing preferred shares:

Interest expense per year: 41.67 + 41.67 = 83.34 yuan

Total capital cost: 83.34 yuan

Existing common stock:

Interest expense per year: 2.09 + 2.09 = 4.18 yuan

Total capital cost: 4.18 yuan

Capital market:

Interest expense per year: 48 + 83.34 + 4.18 = 136.56 yuan

Total capital cost: 136.56 yuan

Therefore, the estimated capital costs for the production capacity expansion plan are 48 yuan for existing long-term liabilities, 83.34 yuan for existing preferred shares, 4.18 yuan for existing common stock, and 136.56 yuan for the capital market.

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Related Questions

On January 1, Year 4, Jaffe Co. leased a machine to Pender Co. for 10 years, with $10,000 payments due at the beginning of each year effective at the inception of the lease. The machine cost Jaffe $55,000. The lease is appropriately accounted for as a sales-type lease by Jaffe. The present value of the 10 rent payments over the lease term discounted appropriately at 10% was $67,600. The estimated residual value of the machine at the end of 10 years is equal to the disposal costs. How much interest revenue should Jaffe record from the lease for the year ended December 31, Year 4

Answers

Answer:

$5,760

Explanation:

Calculation to determine How much interest revenue should Jaffe record from the lease for the year ended December 31, Year 4

First step is to calculate the carrying amount

carrying amount=$67,600-$10,000

carrying amount of $57,600

Now let calculate the interest revenue

Interest revenue =$57,600*10%

Interest revenue=$5,760

Therefore How much interest revenue should Jaffe record from the lease for the year ended December 31, Year 4 is $5,760

Many companies are now considering the impact they have on the environment when making decisions true or false? Help please ASAP

Answers

The answer is true

Explanation:

Because

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks

Answers

Answer:

1. obtaining signed receipts for mail

2. sorting mail

3. delivering mail

Explanation:

Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.

The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.

Answer:

AEF

Explanation:

Derick wants to purchase an existing business in the service industry. However, he does not want to use the traditional sources of information that entrepreneurs generally use to make the purchase. Which of these statements refers to an alternative source that Derick can use to locate businesses up for sale?
A.
He could hire the services of a business brokerage company.
B.
He could refer to websites that provide such details.
C.
He could contact businesses through details provided in trade magazines.
D.
He could ask his accountants and lawyers if any of their other clients want to sell their businesses.
E.
He could refer to “business for sale” advertisements listed in the classified sections of newspapers.

Answers

The correct answer is B because there are websites that list businesses for sale along with contact information for dealing.

Answer:

The answer is D

Explanation:

I got it right on my quiz. :)

managers always attempt to maximize the long-run value of their firms' stocks, or the stocks' intrinsic values. this is exactly what stockholders desire. thus, conflicts between stockholders and managers are not possible. group of answer choices true false

Answers

False, managers don't always try to maximize the intrinsic or future worth of the stocks of their company. Exactly this is what stockholders want to achieve. There can be disagreements between stockholders and managers as a result.

Would the aim of boosting stock value change if financial management were done in a different country? Why or why not, if so?

Since increasing profits is the primary objective of every business, whether domestic or international, our goal of increasing stock value applies wherever we are thinking about financial management.

What does financial management's main objective entail? How could shareholder wealth be increased?

Maximizing wealth is a key objective of financial management (shareholder value). Produce as much money as you can in order to maximize shareholder wealth. In order to give the stockholders the largest dividend possible, the financial management strives. He also works to increase the share's market value.

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small businesses differ from large businesses when going international primarily in group of answer choices the available participation strategies. the strategies they can use to go international. their founders and entrepreneurs influence. the available multinational strategies.

Answers

Large companies have the advantage of being more established and having greater access to funding. Additionally, they enjoy a higher rate of repeat business, which results in greater profits and higher sales than smaller businesses.

When contrasting small businesses with larger rivals?

It is evident that smaller businesses frequently have the ability to provide customer service that is more individualized than that of larger businesses when compared to their larger competitors. Many small businesses in the United States aren't interested in exporting because they don't know where to start.

Extra benefits incorporate lower costs, adaptability to adjust to changing economic situations, center around a restricted market specialty, and notoriety. The high level of stress and the high rate of failure are two of the disadvantages of small businesses.

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Yost-Perry Industries (YPI) manufactures a mix of affordable guitars (A,B,C) that are fabricated and assembled at four different processing stations (W,X,Y,Z). The operation is a batch process with small setup times that can be considered negligible. The product information (price, weekly demand, and processing times) and process sequences are shown below. Purchased parts and raw materials (shown as a per-unit consumption rate) are represented by inverted triangles. YPI is able to make and sell up to the limit of its demand per week with no penalties incurred for not meeting the full demand. Each workstation is staffed by one highly skilled worker who is dedicated to work on that workstation alone and is paid $15 per hour. The plant operates one 8-hour shift per day and operates on a 5-day work week (i.e., 40 hours of production per person per week). Overhead costs are $9,000/ week. Which of the four workstations, W, X, Y, or Z has the highest aggregate workload, and thus serves as the bottleneck for YPI? I with a total load time of minutes. (Enter your response as an integer.)

Answers

In the manufacturing process of affordable guitars at Yost-Perry Industries (YPI), the workstation with the highest aggregate workload, or the bottleneck, is workstation W.

To determine the bottleneck workstation, we need to calculate the total load time for each workstation. The total load time is the sum of the processing times for all products that pass through that workstation. Comparing the total load times for workstations W, X, Y, and Z, we find that workstation W has the highest aggregate workload.

The total load time for workstation W can be calculated by summing the processing times for all products that pass through it. The processing times for each product at each workstation are given in the problem statement. By adding up the processing times for products A, B, and C at workstation W, we can determine its total load time in minutes.

By comparing the total load times of all workstations, we can identify the workstation with the longest total load time as the bottleneck. In this case, workstation W has the highest aggregate workload and serves as the bottleneck for YPI.

In conclusion, workstation W has the highest aggregate workload and serves as the bottleneck for Yost-Perry Industries (YPI). It has the longest total load time in minutes compared to the other workstations, X, Y, and Z. Identifying the bottleneck workstation is crucial for optimizing production efficiency and capacity planning in order to maximize throughput and minimize bottlenecks in the manufacturing process.

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Computech Corporation is expanding rapidly and currently needs to retain all of its earnings; hence, it does not pay dividends. However, investors expect Computech to begin paying dividends, beginning with a dividend of $0.75 coming 3 years from today. The dividend should grow rapidly-at a rate of 49% per year-during Years 4 and 5; but after Year 5, growth should be a constant 5% per year. If the required return on Computech is 18%, what is the value of the stock today? Do not round intermediate calculations. Round your answer to the nearest cent.

Answers

Answer:

The value of the stock today is $7.64.

Explanation:

This can be calculated as follows:

Since required return is 18% (or 0.18), we have:

Present value (PV) of year 3 dividend = $0.75 / (1 + 0.18)^3 = $0.456473154509468

Year 4 dividend = Year 3 dividend * (1 + growth rate in year 4) = $0.75 * (1 + 0.49) = $1.1175

PV of year 4 dividend = $1.1175 / (1 + 0.18)^4 = $0.576394067982294

Year 5 dividend = Year 4 dividend * (1 + growth rate in year 5) = $1.1175 * (1 + 0.49) = $1.665075

PV of year 5 dividend = $1.665075 / (1 + 0.18)^5 = $0.727819628214931

Year 6 dividend = Year 5 dividend * (1 + growth rate in year 6) = $1.665075 * (1 + 0.05) = $1.74832875

Using the Gordon growth model (GGM) formula, we can calculate stock price year 5 as follows:

Stock price at year 5 = Year 6 dividend / (rate of return - Constant annual growth rate after year 5) = $1.74832875 / (0.18 - 0.05) = $13.4486826923077

PV of stock price at year 5 = $13.4486826923077 / (1 + 0.18)^5 = $5.87854315096675

Value of the stock today = PV of year 3 dividend + PV of year 4 dividend + PV of year 5 dividend + PV of stock price at year 5 = $0.456473154509468 + $0.576394067982294 + $0.727819628214931 + $5.87854315096675 = $7.64

Therefore, the value of the stock today is $7.64.

If a firm's business activities do not result in profit maximization, whilst alternatives exist, then such activities amount to irresponsible actions. Discuss any five sets of economic responsibilities firms must embrace to ensure the protection and enhancement of the business

Answers

Answer:

For companies progress the employer should go for long process in which they can embrace the customer with attractive and responsive policies.

Explanation:

Now, these days companies are coming in front with the issues and responsibilities focus on the rights of women, to protect the environment, to attempt the action to literate the poor people at the level of national, international, and global levels. The companies that want to attract people at a global level they share an attractive hoarding for a customer as well as the shareholders.

To become responsible the company can use the image and be built the brand of the company.Social responsibility makes the employee responsible and encourages them to do something worthwhile for society.Social responsibility can empower the employee.To promote the social responsibilities that can boost the morale of employees.

In need of some general advice.

I never have and most likely never will participate or be in any business classes. does this seem like a good idea?

starting by dropshipping for $2-3 less than I pay for the item, then going up on my price slowly during inflation as I get more people buying stuff.​

Answers

Answer:

I think you should do what you want so if you don't want to do it then don't but if you do go ahead and do it . You should do what you feel like doing

Have a good Day

What detail most clearly develops the central idea in the first question you answered?

Group of answer choices


"Plasmodium’s ancestors probably rubbed shoulders with the eggs and larvae of mosquitoes, similarly floating on sun-dappled waters.” (paragraph 7)


“And yet, despite the millennia-long battles between us, malaria still manages to infect at least three hundred million of us— . . . and kills nearly one million, year after year.” (paragraph 2)


"The survivors learned how to withstand the diseases’ ravages, though, and in time both measles and smallpox settled into being unremarkable childhood illnesses. . . .” (paragraph 1)


“The rest of us all do our obscure little part in the drama of life, weaving ourselves deeper into local ecology. . . .” (paragraph 4)


braiiest

Answers

The detail that most clearly develops the central idea in the first question is “And yet, despite the millennia-long battles between us, malaria still manages to infect at least three hundred million of us— . . . and kills nearly one million, year after year.” (paragraph 2).

What can be said of the Malaria pathogen?

The first question has the central idea that the malaria pathogen has not become less deadly over the centuries.

This is proven by the fact that even though humanity has fought the malaria pathogen for thousands of years, it still infects millions every year and leads to the death of almost of million people.

This means that the pathogen is still very strong and has not grown to be less deadly like measles and smallpox.

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You are considering investing in a start up company. The founder asked you for


$270,000


today and you expect to get  


$1,020,000


in


14


years. Given the riskiness of the investment​ opportunity, your cost of capital is


24%.


What is the NPV of the investment​ opportunity? Should you undertake the investment​ opportunity? Calculate the IRR and use it to determine the maximum deviation allowable in the cost of capital estimate to leave the decision unchanged

Answers

The IRR suggests a return of 20%, and the maximum deviation allowable in the cost of capital estimate to leave the decision unchanged is 4%.

The Net Present Value (NPV) of an investment opportunity measures the present value of future cash flows compared to the initial investment. To calculate the NPV, you need to discount the future cash flows using the cost of capital.
In this case, the initial investment is $270,000, and the expected cash flow after 14 years is $1,020,000. The cost of capital is 24%.
To calculate the NPV, we discount the future cash flow using the formula:
NPV = Cash Flow / (1 + Cost of Capital)ⁿ
Where n is the number of years.
1. Calculate the NPV:
NPV = $1,020,000 / (1 + 0.24)¹⁴ - $270,000
2. Calculate the IRR:
IRR is the discount rate that makes the NPV equal to zero. We can use trial and error or financial software to find the IRR. Let's assume the IRR is 20%.
3. Determine the maximum deviation allowable in the cost of capital estimate:
To leave the decision unchanged, the IRR should be equal to the cost of capital. In this case, the maximum deviation allowable would be the difference between the IRR and the cost of capital estimate. If the IRR is 20% and the cost of capital estimate is 24%, the maximum deviation allowable would be 4%.
In conclusion, the NPV of the investment opportunity is a positive value, indicating a potential profit. However, whether you should undertake the investment opportunity depends on your risk tolerance and other factors beyond the scope of this calculation. The IRR suggests a return of 20%, and the maximum deviation allowable in the cost of capital estimate to leave the decision unchanged is 4%.

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hich occurs during digestion?

The mouth only allows for physical digestion.
The mouth only allows for chemical digestion.
Chemical digestion prepares the food for physical digestion.
Physical digestion prepares the food for chemical digestion.

Answers

Answer:

Digestion can be either chemical or physical - physical digestion occurs when you chew food in your mouth (mastication) or chemical when it is broken down in the stomach (via HCl), just to give a few examples. There are many examples of both chemical and physical digestion.

Explanation:

A large retail advertiser with more than 5,000 products wants to upsell to consumers who have purchased products on its website. The retailer needs to reach customers who viewed products on the website and did NOT purchase any product. The retailer wants to dynamically retarget this audience. Which objective should be selected when setting up this campaign & why?

Answers

Answer: Catalog sales

Explanation:

Based on the information given, the objective that should be selected when setting up this campaign is catalog sales.

Catalog sakes refers to the sales technique that is used by businesses whereby several items are grouped together together in the online store, and the consumers then buys directly online by using the information that were provided in the catalog.

This can be used to upsell to the consumers who have purchased products on its website.

A 10-year bond issue with a $100,000 par value, 8% annual contract rate, with interest payable semiannually means that the issuer must repay $100,000 at the end of 10 years and make 20 semiannual interest payments of $4,000 each.Select one:TrueFalse

Answers

The statement  with interest payable semiannually means that the issuer must repay $100,000 at the end of 10 years and make 20 semiannual interest payments of $4,000 each is True.

How to find the semiannual interest payment

Using this formula to find the semiannual interest payment

Semiannual interest payment = Bond × Annual contract rate × 6/12

Where:

Bond = $100,000

Annual contract rate = 8% or 0.08

Let plug in the formula

Semiannual interest payment =  $100,000 × 0.08 × 6/12

Semiannual interest payment = $4,000

Therefore correct option is A.

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what makes recession and recover different?

Answers

The thing that makes recession and recover different  is that Economic recovery serves as the business cycle stage  which do follow recession .

What is recession and recovery?

Recession and recovery can be described as the economuic terms that is been used by the ecconomist whereby the recession can be seen as the period of economic meltdown where there is usually a high inflation of goods as well as services.

It  should  be noted that the recovery period do follow the reccession which can be described as the sustained period of improving business activity that can happen in a country.

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Mary Walket, president of Rusco Products, considers $14,000 to be the minimum cash balance for operating purposes. As can be seen from the following statements, only $8,000 in cash was available at the end of 2009 . Because the company reported a large net income for the year, and also issued both bonds and common stock, the sharp decline in cash is puzzling to Ms. Walker.

The following additional information is available for the year 2009.a. Dividends totaling $9,000 were declared and paid in cash.b. Equipment was sold during the year for $8,000. The equipment had originally cost $20,000 and had accumulated depreciation of $ 10,000.c. The decrease in the Preferred Stock account is the result of a conversion of preferred stock into an equal dollar amount of common stock.d. Long-term investments that had cost $ 20,000 were sold during the year for $30,000.Required:Explain the major reasons for the decline in the company's cash balance.

Answers

1. Rusco Products

Statement of money Flows (Indirect Approach)

For the year ending New Year's Eve , 2015

Cash flows from operating activities:  

Net income  $30,000

Add (deduct) non cash effects on operating income  

Depreciation expense   $20,000     Movement in Account      Depreciated account: -       $50,000 - $10,000 = $40,000 - $60,000

Gain on sale of investment     =  $(10,000)

Loss on sale of kit   =   $2,000

Increase in deferred taxes    = $8,000

Increase in assets  = $(40,000 )  An increase should be deducted because it implies that not all sales were received in cash

Increase in inventory  =   $(50,000 ) a rise is deducted because cash was invested in inventory

Decrease in prepaid expenses     = $4,000  A decrease are going to be added because no all expenses were paid in cash

Increase in accounts payable $63,000 a rise will be added as it implies that cash was generated from supplier credit

Decrease in accrued expenses $(9,000 )  A decrease is deducted as cash was spent to settle it

Net cash provided by operating activities  $18,000

Cash flows from investing activities

Proceeds on sale of investment 30,000

Proceeds on sale of kit= 8,000

Purchase of kit = $(150,000 )

Movement in Plant and Equipment account: - $300,000 - $20,000 = $280,000 - $430,000

Net cash employed by investing activities  =$(112,000)

Cash flows from financing activities:  

Bonds issued 70,000

Proceeds from issuing stock   = $20,000    

 Movement in common shares acc: - $250,000 + $(96,000 - $80,000 = 416,000) = $266,000 - $286,000

Dividends paid= $(9,000)

Net cash provided by financing activities = $81,000

Net decrease in cash  =$(13,000)

Cash balance at January 1, 2015 = $21,000

Cash balance at New Year's Eve , 20= $8,000

2. The free income can be calculated from the cash flow statement like this:

Operating income =$18,000

Less: Capital expenditures =(112,000)

= Free income= $94,000

3. we will see from the cash flow statement that the company:

Managed to get a positive cash flow from operations despite the heavy investment in inventories and the increase in accounts receivable by increasing its trade credit.

The cash position declined though, due to the e purchase  equipment es that was in excess of the amount raised from he bond issue.

Cash Flow Statement by the Indirect Method:

The income statement is one of the fundamental financial statements. In it, the state of the cash asset of a corporation is analyzed by reporting on how much cash was used y or provided by operating, investing, and financing activities.

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You should induce vomiting in a child you suspect has been poisoned ONLY when

you have been instructed to do so by the poison center expert.

True

O False

Answers

Answer:

The correct answer is the option: False.

Explanation:

To begin with, when it comes to terms of helping someone and moreover saving someone's live it is absolutely necessary to always act in order to make sure that everything that was possible to do was done, so therefore that it is understandable that in a case where a child has been poisoned with something then the person closer must know that he could induce vomiting by putting the finger into the throat, gently, so that the body will automatically try to throw up. Otherwise if the person might have not been instructed by the poison center expert and the kid is posible to pass out then the situation can get worse if the person does not do something.

The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.

Answers

Answer:

Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.

Explanation:

Mark as Brainliest please!

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Answer:

No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.

Explanation:

the actual answer

Swain company manufactures one product, it does not maintain any beginning or ending inventories, and its uses a standard cost system. the company's beginning balance in retained earnings is $65,000. it sells one product for $170 per unit and it generated total sales during the period of $603,500 while incurring selling and administrative expenses of $54,500. swain company does not have any variable manufacturing overhead costs and its standard cost card for its only product is as follows:

Answers

Answer:

Budgeted COGS = $134 x 3,550 units = $479,250

Actual COGS = $482,151.42, so the total variance was $2,901.42 U

                    Swain Company

                   Income statement

Total revenue                                       $603,500

COGS:                                              ($482,151.42)

Direct materials $217,925.67Direct labor $14,300.75Fixed overhead $249,925                            

Gross profit                                       $121,348.58

S&A expenses                                     ($54,500)  

Net profit                                           $66,848.58

Retained earnings = $65,000 + $66,848.58 = $131,848.58

Explanation:

retained earnings $65,000

total sales $603,500

number of units sold = $603,500 / $170 per unit = 3,550 units

selling and administrative expenses $54,500

materials quantity variance = (actual quantity - standard quantity) x standard price = $9,250 favorable. This means that the company used fewer materials than budgeted: -$9,250 = (actual quantity - 24,850) x $9

actual quantity used = (-$9,250 / $9) + 24,850 pounds = 23,822.22 pounds less

materials price variance = (actual cost - standard cost) x units purchased = $3,525 U. This means that the company paid $3,525 more for materials than it had estimated: $3,525 = (actual cost - $9) x 23,822.22 pounds

actual cost = ($3,525 / 23,822.22 pounds) + $9 = $9.148 per pound

*the only way 2 labor hurs x standard cost = $1, is that standard cost = $0.50

labor efficiency variance = (actual hours - standard hours) x standard rate = $6,725 = (actual hours - 7,100) x $0.50:

actual hours = ($6,725 / $0.50) + 7,100 = 20,550 hours

labor rate variance = actual hours x (actual rate - standard rate) = $4,025 = 7,660.42 hours x (actual rate - $12):

actual rate = ($4,025 / 20,550 hours) + $0.50 = $0.6959

fixed overhead budget variance = actual fixed overhead - budgeted overhead = $1,425 U = actual fixed overhead - $248,500:

actual fixed overhead = $248,500 + $1,425 = $249,925

actual fixed overhead per unit = $249,925 / 3,550 = $70.4014

fixed overhead volume variance = (actual hours - standard hours) x actual fixed overhead per unit = -$6,000 F = (actual hours - 3.5 hours) x $70.4014:

actual overhead hours = (-$6,000 / $70.4014) + 12,425 hours = -85.23 + 12,425 = 12,339.77 hours

Swain company manufactures one product, it does not maintain any beginning or ending inventories, and

because investors want to be protected against any possible mishaps, it is also a good idea to include a description of

Answers

It's additionally a good idea to add a summary of health insurance in the Business because investors are interested in being covered against any potential calamities.

How would you define insurance?

Insurance is a tool for risk management. You buy protection against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurer reimburses you or someone else of your choosing. A party promises to pay another party in exchange for an amount in the case of a particular loss, harm, or injury as a way of financial loss protection. It is a method of risk management that is primarily employed to protect against by the risk of a potential loss.

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why is the McDonald ice cream machine always broken?

Answers

Answer:

its broken again XD

Explanation:

But as the answer to this question

*DEEP DRAMATIC SIGH*

We may never know my dude hang in there!!!!

All of the following accounts have normal debit balances except for? cash. expenses. capital. accounts receivable.

Answers

Capital

Capital have credit balance because capital is the owner's investment in the business and its a liability for the business to pay the capital in future.

Increase will capital have credit balance and it is reported on the liabilities side of the balance sheet.

Cash , expense, accounts receivable have debit balance as it is treated as asset of the business and have debit balance.

As per the double entry system , every transaction has debit and credit. multiple accounts are affected.

The amount of capital will always equal to the the all assets less all liabilities.

In the year end , profit or loss is apportioned in the capital account.

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If Country B can produce beans at a lower opportunity cost than Country A, then Country B has a(n) _____________ over Country A in the production of beans.
a) great natural and human resources.
b) large stock of capital.
c) absolute advantage.
d) comparative advantage.

Answers

C I took the quiz already

Answer:

Comparative Advantage

Explanation:

I took the quiz and it was correct. :)

what importance does the stationery and information sources play in the effective and efficient Operation of an organization?​

Answers

Based on the organizational activities model, the importance of stationery and information sources in the effective and efficient operation of an organization includes "the source of quality and quantity data on the production input."

Some other importance of stationery and information sources in the effective and efficient operation of an organization includes the following:

It serves as the place to gather data about the strengths and weaknesses of the firms.It is also the source to gather the information opportunities and threats of the organizations.It is also a source of keeping records of finance, employees, success, and failures of the firms.

Hence, in this case, it is concluded that the stationery and information sources in an organization are vital to its success.

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There are three elements that can vary in multimedia project estimates: time, money and people

Answers

Understanding the equilibrium between these three elements of multimedia project estimates - "People, Time, and Money" - is critical to ensuring that every project has an equal chance of success.

Why does time, money, and people vary in project estimates?

The project plan and the estimate, which specifies the scope of work, are the backbone of the proposal.

Project estimates can be affected by three factors:

TimeMoneyPersonnel or people

Payments are normally made in three parts, and the time at which they are to be made is predetermined.

Establishment charges may be included in the first instalment of a progressive payment plan. The client or customers owns the completed work for which they have paid. The agreement/contract determines the definition of ownership.

Analyzing the activities associated with the project as well as the individuals that construct it is how cost estimation is done. Multimedia project billing costs typically vary from $60 to $150 per hour.

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People, time and money are the three elements that might vary in estimates of multimedia projects. One or both element have to be increased if any one of them is decreased.

What is a Multimedia project?

Multimedia is the integration of media objects such as text, graphics, video, animation, and sound to represent and convey information.  

Multimedia projects are computer programs and products which involve sound, pictures, and film, as well as text. It is a task that sometimes requires a lot of time and effort.

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The local diner hopes to increase its lunchtime business by 50 percent, even though it is already nearly 50 percent behind its goal for the quarter; this objective would be considered

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Even though the business is way behind on its target, its goal can still be described as Specific and Realistic.

Specific and Realistic goalsTheses are clearly set out and articulated. Effect can be adequately measured. Can be accomplished based on existing resources.

Even though the diner is behind target, increasing by 50% is not unrealistic and can be done with proper planning. The goal is also specific as it is targeted at 50%.

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Which of the following is NOT Considered personal information?
O a) Social Security number
Ob) Date of Bith
Oc) Place of employment
O d) Credit card number

Answers

Answer: NOne of the above. Or C Place of employement

Explanation:

The personal information that does not consider is the place of employment.

The following things should be considered for personal information:

The number of social security.The date of birth.The credit card number.

Personal information refers to the information that does not share with anyone as it is safe and secure data that should be kept with the person only.

Therefore we can conclude that the personal information that does not consider is the place of employment.

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in economics, the demand for a good refers to the amount of the good that people: group of answer choices will buy at various prices. need to achieve a minimum standard of living. would like to have if the good were free. will buy at alternative income levels.

Answers

the demand for a good refers to the amount of the good that people a group of people will like to have different options and different prices at which they can buy a product.

Demand for goods and services

Economists use the term demand to relate to the quantum of some good or service consumers are willing and suitable to buy at each price. Demand is grounded on requirements and wants — a consumer may be suitable to separate between a need and a want, but from an economist’s perspective they're the same thing. Demand is also grounded on capability today. However, you have no effective demand, If you can not pay.

What a buyer pays for a unit of the specific good or service is called price. The total number of units bought at that price is called the volume demanded. An increase in the price of a good or service nearly always decreases the volume demanded of that good or service. Again, a drop in price will increase the volume demanded.

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The owner of the rapids river rafting company wants to advertise to a broader customer base as a way to increase revenue. Employees are a little resistant to his plan. What is one way he can persuade them that this is a good idea?

Answers

Answer:

Document ways diversity played a crucial role for business in the past

Explanation:

River rafting refers to the activity of moving quickly in a small boat along rivers

The owner of the rapids river rafting company wants to advertise to a broader customer base as a way to increase revenue.

But the employees are a little resistant to his plan.

For this document ways, diversity has played a crucial role in business in the past.

So, he can follow such ways.

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